In this episode of Pay It Forward, Ronan Brady, VP, EMEA Legal Entity Outsourcing Governance and Oversight Team at J.P. Morgan Payments, sits down with Michael Fox, Head of Payments Ireland, and Mark Bennett, a J.P. Morgan Payments Finance and Business Management Apprentice, to talk about our apprenticeship program and the people whose careers it has helped shape.

What started in Luxembourg, in partnership with a local university, has grown into an industry-wide program that now spans multiple countries. Along the way, it has welcomed people from all kinds of backgrounds into Payments, creating new role models and opening up a path many might not have thought possible. Michael and Mark share their own stories — where they started, what the program has meant to them, and why one good opportunity can change everything.

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https://www.jpmorganchase.com/ir/annual-report/2025/ar-ceo-letters