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  • The Role of Insurance in Wealth Protection
    2025/04/22
    Welcome to Novem Nexus: Navigating Your Financial Narrative, where we explore the various topics of finance, the stories, strategies, and psychology behind our financial decisions with host Greg Wagner as we dive into the intersection between finance and the human experience.
    The financial landscape is saturated with advice and rules, Novem Nexus aims to stand out by focusing on the underlying motivations, beliefs, and emotions that drive our financial behavior. We explore not only the 'what' and 'how' of finance but, more importantly, the 'why.' At Novem Group, we believe that finance is not just about numbers and equations; it's about real people with real emotions. That's what this podcast is all about: understanding the reasons behind our financial decisions and uncovering the narratives that shape our financial lives.
    Novem Nexus is more than just a podcast. Connect with us on social media, share your experiences, and join the conversation. Together, let's navigate our financial narratives with confidence. Welcome to Novem Nexus: Navigating Your Financial Narrative.
    Greg Wagner is an Investment Adviser Representative with Novem Group, an SEC-Registered Investment Adviser firm. All opinions expressed by Greg Wagner or any guests are solely their own and do not reflect the views of Novem Group. This podcast is for informational purposes only, and does not constitute tax, investment, or other financial advice, and is not endorsement of any securities discussed, and listeners should not rely on it for their financial decisions.
    In Episode 12 of Season 2, "The Role of Insurance in Wealth Protection," we explore the crucial role of various types of insurance in securing financial stability and preserving wealth. We discuss how life, health, and property insurance are integral components of a comprehensive financial plan, ensuring that individuals and families are protected against unexpected events.
    The first segment focuses on life insurance, detailing the different types and their role in providing financial security and wealth building. The second segment covers health and disability insurance, highlighting their importance in income protection and managing medical expenses.
    In the final segment, we delve into property and liability insurance, including homeowners, auto, and umbrella policies, as well as business insurance for entrepreneurs. We provide actionable strategies for choosing the right coverage and ensuring that assets are protected.
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    25 分
  • Generational Wealth: Strategies for Building and Maintaining Wealth Across Generations
    2025/04/08
    Welcome to Novem Nexus: Navigating Your Financial Narrative, where we explore the various topics of finance, the stories, strategies, and psychology behind our financial decisions with host Greg Wagner as we dive into the intersection between finance and the human experience.

    The financial landscape is saturated with advice and rules, Novem Nexus aims to stand out by focusing on the underlying motivations, beliefs, and emotions that drive our financial behavior. We explore not only the 'what' and 'how' of finance but, more importantly, the 'why.' At Novem Group, we believe that finance is not just about numbers and equations; it's about real people with real emotions. That's what this podcast is all about: understanding the reasons behind our financial decisions and uncovering the narratives that shape our financial lives.

    Novem Nexus is more than just a podcast. Connect with us on social media, share your experiences, and join the conversation. Together, let's navigate our financial narratives with confidence. Welcome to Novem Nexus: Navigating Your Financial Narrative.

    Greg Wagner is an Investment Adviser Representative with Novem Group, an SEC-Registered Investment Adviser firm. All opinions expressed by Greg Wagner or any guests are solely their own and do not reflect the views of Novem Group. This podcast is for informational purposes only, and does not constitute tax, investment, or other financial advice, and is not endorsement of any securities discussed, and listeners should not rely on it for their financial decisions.

    In Episode 11 of Season 2, "Generational Wealth: Strategies for Building and Maintaining Wealth Across Generations," we dive into best practices for creating and preserving wealth that lasts. We discuss investment strategies, multiple income streams, and risk management as essential components of building wealth that can be passed down through generations.

    In the first segment, we focus on building generational wealth through diversified investments and income sources. In the second segment, we explore methods for maintaining and preserving wealth, such as estate planning, tax minimization strategies, and financial education for heirs.

    The final segment emphasizes ensuring a smooth wealth transfer, addressing the importance of comprehensive wealth transfer plans, managing family dynamics, and incorporating philanthropy into legacy planning. This episode equips listeners with practical steps to secure and grow wealth across generations while ensuring a smooth and meaningful transfer.
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    16 分
  • Cryptocurrency and Decentralized Finance (DeFi): Risk or Opportunity?
    2025/03/25
    Welcome to Novem Nexus: Navigating Your Financial Narrative, where we explore the various topics of finance, the stories, strategies, and psychology behind our financial decisions with host Greg Wagner as we dive into the intersection between finance and the human experience. The financial landscape is saturated with advice and rules, Novem Nexus aims to stand out by focusing on the underlying motivations, beliefs, and emotions that drive our financial behavior. We explore not only the 'what' and 'how' of finance but, more importantly, the 'why.'

    At Novem Group, we believe that finance is not just about numbers and equations; it's about real people with real emotions. That's what this podcast is all about: understanding the reasons behind our financial decisions and uncovering the narratives that shape our financial lives. Novem Nexus is more than just a podcast. Connect with us on social media, share your experiences, and join the conversation.

    Together, let's navigate our financial narratives with confidence. Welcome to Novem Nexus: Navigating Your Financial Narrative. Greg Wagner is an Investment Adviser Representative with Novem Group, an SEC-Registered Investment Adviser firm. All opinions expressed by Greg Wagner or any guests are solely their own and do not reflect the views of Novem Group.

    This podcast is for informational purposes only, and does not constitute tax, investment, or other financial advice, and is not endorsement of any securities discussed, and listeners should not rely on it for their financial decisions.

    In Episode 10 of Season 2, "Cryptocurrency and Decentralized Finance (DeFi): Risk or Opportunity?", we explore the rapidly evolving world of digital finance. We break down the basics of cryptocurrency and blockchain technology, discussing their potential benefits and risks as part of an investment strategy.

    The first segment provides a foundational understanding of cryptocurrency and blockchain, highlighting their appeal and associated risks, including regulatory challenges. In the second segment, we introduce DeFi, explaining its structure, benefits, and the risks of engaging with decentralized financial platforms.

    The final segment focuses on evaluating cryptocurrency and DeFi as part of a personal investment strategy. We discuss diversification, risk management, and the importance of understanding different investing approaches, whether long-term holding or short-term trading.

    This episode equips listeners with the knowledge needed to navigate the opportunities and challenges of digital finance.
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    27 分
  • Navigating Life’s Financial Transitions: Divorce, Loss, and Major Life Changes
    2025/03/14
    Welcome to Novem Nexus: Navigating Your Financial Narrative, where we explore the various topics of finance, the stories, strategies, and psychology behind our financial decisions with host Greg Wagner as we dive into the intersection between finance and the human experience.

    The financial landscape is saturated with advice and rules, Novem Nexus aims to stand out by focusing on the underlying motivations, beliefs, and emotions that drive our financial behavior. We explore not only the 'what' and 'how' of finance but, more importantly, the 'why.' At Novem Group, we believe that finance is not just about numbers and equations; it's about real people with real emotions. That's what this podcast is all about: understanding the reasons behind our financial decisions and uncovering the narratives that shape our financial lives. Novem Nexus is more than just a podcast. Connect with us on social media, share your experiences, and join the conversation. Together, let's navigate our financial narratives with confidence. Welcome to Novem Nexus: Navigating Your Financial Narrative.

    Greg Wagner is an Investment Adviser Representative with Novem Group, an SEC-Registered Investment Adviser firm. All opinions expressed by Greg Wagner or any guests are solely their own and do not reflect the views of Novem Group. This podcast is for informational purposes only, and does not constitute tax, investment, or other financial advice, and is not endorsement of any securities discussed, and listeners should not rely on it for their financial decisions.

    In Episode 9 of Season 2, "Navigating Life’s Financial Transitions: Divorce, Loss, and Major Life Changes," we explore strategies for managing significant life events that impact finances. We discuss how to prepare for and recover from major changes like divorce, loss of a spouse, and receiving an inheritance.

    The first segment focuses on financial strategies for divorce, including separating assets, understanding legal rights, and rebuilding financial independence. In the second segment, we cover the immediate and long-term steps to take after the loss of a spouse, emphasizing financial planning and adjusting to a single income.

    In the final segment, we discuss managing financial changes related to inheritance, relocation, and career changes. We highlight the importance of building financial resilience through emergency funds, insurance, and estate planning. This episode provides actionable insights for listeners facing life’s financial transitions, helping them navigate and manage these changes effectively.
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    32 分
  • Sustainable Spending: Balancing Financial Goals with Environmental Impact
    2025/02/25
    Welcome to Novem Nexus: Navigating Your Financial Narrative, where we explore the various topics of finance, the stories, strategies, and psychology behind our financial decisions with host Greg Wagner as we dive into the intersection between finance and the human experience.

    The financial landscape is saturated with advice and rules, Novem Nexus aims to stand out by focusing on the underlying motivations, beliefs, and emotions that drive our financial behavior. We explore not only the 'what' and 'how' of finance but, more importantly, the 'why.' At Novem Group, we believe that finance is not just about numbers and equations; it's about real people with real emotions. That's what this podcast is all about: understanding the reasons behind our financial decisions and uncovering the narratives that shape our financial lives.

    Novem Nexus is more than just a podcast. Connect with us on social media, share your experiences, and join the conversation. Together, let's navigate our financial narratives with confidence. Welcome to Novem Nexus: Navigating Your Financial Narrative.

    Greg Wagner is an Investment Adviser Representative with Novem Group, an SEC-Registered Investment Adviser firm. All opinions expressed by Greg Wagner or any guests are solely their own and do not reflect the views of Novem Group. This podcast is for informational purposes only, and does not constitute tax, investment, or other financial advice, and is not endorsement of any securities discussed, and listeners should not rely on it for their financial decisions.

    In Episode 8 of Season 2, "Sustainable Spending: Balancing Financial Goals with Environmental Impact," we explore how individuals can make financial choices that support environmental sustainability while aligning with their financial goals. We discuss the principles of sustainable spending and the benefits of integrating eco-conscious habits into financial practices.

    The first segment explains the concept of sustainable spending and addresses the challenges individuals may face when trying to balance environmental responsibility with affordability. The second segment provides practical strategies, such as eco-friendly budgeting, investing in sustainable products, and using green financial products like ESG funds and ethical banking options.

    In the final segment, we discuss how to plan for long-term financial and environmental impact, including developing a sustainable financial plan, building an emergency fund, and engaging with sustainable communities. This episode offers actionable insights for listeners looking to make a positive environmental impact while achieving financial stability.
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    21 分
  • Financial Planning for Entrepreneurs and Small Business Owners
    2025/02/11
    Welcome to Novem Nexus: Navigating Your Financial Narrative, where we explore the various topics of finance, the stories, strategies, and psychology behind our financial decisions with host Greg Wagner as we dive into the intersection between finance and the human experience.

    The financial landscape is saturated with advice and rules, Novem Nexus aims to stand out by focusing on the underlying motivations, beliefs, and emotions that drive our financial behavior. We explore not only the 'what' and 'how' of finance but, more importantly, the 'why.' At Novem Group, we believe that finance is not just about numbers and equations; it's about real people with real emotions. That's what this podcast is all about: understanding the reasons behind our financial decisions and uncovering the narratives that shape our financial lives.

    Novem Nexus is more than just a podcast. Connect with us on social media, share your experiences, and join the conversation. Together, let's navigate our financial narratives with confidence. Welcome to Novem Nexus: Navigating Your Financial Narrative.

    Greg Wagner is an Investment Adviser Representative with Novem Group, an SEC-Registered Investment Adviser firm. All opinions expressed by Greg Wagner or any guests are solely their own and do not reflect the views of Novem Group. This podcast is for informational purposes only, and does not constitute tax, investment, or other financial advice, and is not endorsement of any securities discussed, and listeners should not rely on it for their financial decisions.

    In Episode 7 of Season 2, "Financial Planning for Entrepreneurs and Small Business Owners," we dive into strategies tailored for business owners who balance their personal finances with business growth. We discuss the importance of separating personal and business accounts, managing cash flow, and developing comprehensive financial plans that integrate both personal and business goals.

    In the first segment, we highlight the importance of balancing finances, cash flow management, and creating a reserve for personal and business stability. The second segment focuses on investment and retirement planning, exploring options like SEP IRAs, Solo 401(k)s, and diversifying investments beyond the business. We also emphasize the significance of having an exit strategy for long-term planning.

    In the final segment, we discuss protecting business and personal assets, including insurance options, legal structures, and tax strategies. We provide actionable tips on building an emergency fund to safeguard against financial uncertainties. This episode offers business owners valuable insights into achieving long-term financial success by aligning their personal and professional finances.
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    17 分
  • The Role of Technology in Personal Finance: Apps, Automation, and AI
    2025/01/28
    In Episode 6 of Season 2, "The Role of Technology in Personal Finance: Apps, Automation, and AI," we explore how technology is transforming personal finance management. We discuss the evolution of budgeting apps, the rise of investment automation through robo-advisors and micro-investing platforms, and the growing influence of AI in financial planning.

    The first segment highlights how budgeting apps have simplified financial tracking and the potential privacy concerns they bring. In the second segment, we delve into investment platforms, including robo-advisors and micro-investing apps, and the benefits and risks associated with automated investing.

    The final segment focuses on the role of AI in personal finance, from credit monitoring to personalized financial planning. We explore the future possibilities and ethical considerations of AI in managing money. Listeners will gain insights into how to effectively integrate technology into their financial routines while staying aware of potential risks and privacy concerns.

    Greg Wagner is an Investment Adviser Representative with Novem Group, an SEC-Registered Investment Adviser firm. All opinions expressed by Greg Wagner or any guests are solely their own and do not reflect the views of Novem Group. This podcast is for informational purposes only, and does not constitute tax, investment, or other financial advice, and is not endorsement of any securities discussed, and listeners should not rely on it for their financial decisions.
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    22 分
  • The Impact of Inflation on Personal Finance and Investments
    2025/01/14
    Welcome to Novem Nexus: Navigating Your Financial Narrative, where we explore the various topics of finance, the stories, strategies, and psychology behind our financial decisions with host Greg Wagner as we dive into the intersection between finance and the human experience.

    The financial landscape is saturated with advice and rules, Novem Nexus aims to stand out by focusing on the underlying motivations, beliefs, and emotions that drive our financial behavior. We explore not only the 'what' and 'how' of finance but, more importantly, the 'why.' At Novem Group, we believe that finance is not just about numbers and equations; it's about real people with real emotions. That's what this podcast is all about: understanding the reasons behind our financial decisions and uncovering the narratives that shape our financial lives.Novem Nexus is more than just a podcast. Connect with us on social media, share your experiences, and join the conversation. Together, let's navigate our financial narratives with confidence. Welcome to Novem Nexus: Navigating Your Financial Narrative.

    In Episode 5 of Season 2, "The Impact of Inflation on Personal Finance and Investments," we explore the effects of inflation on various aspects of personal finance, from savings to investments. We discuss the causes of inflation and its impact on purchasing power, emphasizing the importance of understanding how inflation can erode the value of money over time.The first segment focuses on the definition of inflation, its causes, and its effects on purchasing power and savings. We explain how inflation affects fixed-income investments and the need to consider it when planning for long-term financial goals.In the second segment, we discuss how inflation influences investments, including the stock market, real estate, and commodities. We highlight strategies for using these assets to protect against inflation and maintain purchasing power.

    In our final segment, we provide actionable strategies for planning and managing inflation risk. We discuss diversification, adjusting savings plans, and the importance of long-term planning to protect against the effects of inflation. Listeners will gain insights into how to effectively incorporate inflation considerations into their financial strategies.

    Greg Wagner is a Registered Representative with Osaic Wealth, Inc., Member: FINRA, SIPC, and an Investment Adviser Representative with Novem Group, an SEC-Registered Investment Adviser firm. Osaic Wealth is separately owned and other entities and/or marketing names, products, or services referenced here are independent of Osaic Wealth. All opinions expressed by Greg Wagner or any guests are solely their own and do not reflect the views of Novem Group or Osaic Wealth, Inc. This podcast is for informational purposes only, and does not constitute tax, investment, or other financial advice, and is not endorsement of any securities discussed, and listeners should not rely on it for their financial decisions.
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    27 分