The bond market is big mad, UWM’s fallout keeps getting messier, and the housing industry’s closed-loop race is heating up.

This week on No Surrender, Greg, Erin and Coby break down what the weakening jobs picture could mean for mortgage rates, debate the Wall Street Journal’s take on nonbank FHA lending, and unpack Rocket’s increasingly public push for UWM brokers. Plus: why the industry may have Gen Z homebuyers all wrong, the growing push toward real estate-mortgage-title ecosystems, and whether agents becoming loan officers creates opportunity—or a whole new set of problems.

And, naturally, Greg kicks things off with another "Sher"-nanigan: If you find someone’s wallet, are you looking inside?

Here’s the rundown this Thursday on the No Surrender Podcast.

• Goodbye Dolly: Happy Trails to a Legend
• Nexa/UMortgage: Singing Kumbaya in the Broker Channel
• Data Center Drama: AI Slops over into Housing
• Does the industry need Federal non-bank oversight?
• Bessent’s Blooper Reel
• A Bloodbath at Fannie
• Vantagescore adoption: Rocket and UWM Leaning In
• LO Comp Creativity
• Beware the Credit Bundle

Is eating ONE grape at the grocery store stealing? 🍇 We settle the debate once and for all… before getting into some slightly more consequential issues.

This week, Greg, Erin and Coby dig into the escalating battle between Vishal Garg and Better, the growing signs of stress across the U.S. consumer, rising FHA delinquencies, the explosion of Buy Now, Pay Later, and why thousands of conventional borrowers are refinancing into FHA loans. They also debate whether homeowners are tapping too much equity — and what all of these seemingly small warning signs could mean when you put them together.

Plus, the question hanging over the entire conversation: Are we being “doomers”… or just paying attention to the data?

It’s another unfiltered episode of No Surrender — where housing opinions collide.

Hot Takes. Fierce Debates. No Surrender.

This week on No Surrender, the pressure is building across housing, the economy, and Washington.

This Thursday's topics:

• Pulte is calling out builders for snubbing first-time buyers, but is the administration's own policy doing the same thing?
• July jobs numbers show cracks in the labor market. Does this seal a September Fed cut? Plus: those Trump-Warsh calls, and Lisa Cook's clock is ticking on fraud allegations.
• Kashkari says consumers are doing just fine, and Bessent calls them “buoyant” Does the data back them up?
• Rocket's Q2 is out: is the Flywheel actually spinning?
• UWM's board is under pressure to oust Ishbia after a massive hedge loss. Fair, or overblown?
• Trump distances himself from the GOP, Tucker launches a new political movement, and the debate over Tucker’s real motivations

Join me this Thursday at 1PM ET with Erin and Coby.

Hot Takes. Fierce Debates. No Surrender.

This week's show is shaping up to be one of our most wide-ranging yet. Between executive shakeups, policy battles, global market questions, political drama, and of course, Erin’s big announcement, there’s plenty to unpack.

This week's topics:

- Vishal Garg out as Better’s CEO
- Are immigration policies a major headwind for housing?
- Layoffs and a wave of consolidation coming?
- What does the 10-year have to do with Japan?
- Trump throwing in the towel in November?

Whether you agree with us or not, you'll have plenty to talk about after the show.

This week on No Surrender, one of the biggest political stories of the week takes center stage.

Dr. Anthony Fauci's Senate hearing, where he repeatedly invoked the Fifth Amendment while facing questions about the government's COVID-19 response and pandemic-era decisions, is already fueling heated debate across the country. We'll unpack what happened, where we stand, and why it matters.

We'll also break down the Fed's latest rate decision and what it could mean for mortgage rates, affordability, and the housing market, along with the growing battle over private listings, a debate raising big questions about transparency, competition, and who really benefits.

This week on No Surrender...

We're connecting the dots between affordability, policy, the economy, and the people trying to navigate it all. Some of these topics have been building for months. Others are changing by the day.

We're going to breakdown:

🔥 The debate over the age of first time home buyers.
🔥 Veterans caught between VASP and VA Partial Claims.
🔥 Is a recession coming and how do we feel about it
🔥 Peeling back the layers of building your personal brand.
🔥 What does a blue wave in November mean for housing?

LIVE Thursday at 1PM EST. Hope you can join us.

This week on No Surrender... we've got a lot to say.

Join us as we breakdown:

🔥 Lending Tree says 1 in 10 Homes in the US are Vacant
🔥 Starter Homes: Are first-time buyers entitled, or do we have a cost-to-build problem?
🔥 Big changes coming to Condo lending. Is the industry ready? Can the market bear it?
🔥 We say a final goodbye to Lindsey Graham.
🔥 Trump Accounts are here. What does the gang have to say?
🔥 More signs of the conventional credit box tightening?
🔥 Another TCPA lawsuit hits the industry. Noise or signal?
🔥 Fed Tax Forces? Warsh's proposal could reshape the Fed as we know it.
🔥 Will the supply crisis get solved by Americans having less babies?