Send Me Your Questions!

"I'm just not a numbers person."

If you've said that — or thought it — this episode is for you.

In Episode 3, Melissa Armstrong gets personal. As a CPA who has spent her career helping creative founders understand their finances, she still found herself believing she wasn't on top of her own business money. It took validation from her commercial banker and her business advisors before she could let that story go.

Sound familiar?

This episode unpacks where the "I'm bad at numbers" belief comes from, what it's actually costing your business, and why financial confidence has nothing to do with being good at math.

In this episode:
— Why creative founders carry the "I'm not a numbers person" story
— The difference between financial language and financial intelligence
— What avoidance really costs you (and it's not what you think)
— What financial confidence actually looks like — and how close you already are

Amigas Coffee Talk | Denver Metro Thursday, May 28 | 9:00AM

I'm speaking at an intimate morning event in the Denver area. We're talking identity, life transitions, and what it looks like to build a business that actually fits your life. If you're a woman building something with intention, I'd love to see you there. Spots are limited.

👉 Reserve your seat here https://www.sarineplanning.com/amigas-events-page/coffeetalkmelissaarmstrong

Not sure if your business is healthy or just busy? No Se Habla Confusion is a $500 financial assessment for creative agencies on QBO doing $300K–$3M. I dig into your numbers, find the gaps, and tell you exactly where you stand. Email info@steadyhandaccounting.com — subject line: No Se Habla Confusion.

Let's connect!

LI: https://www.linkedin.com/in/armstrongmelissacpa/

Website: https://steadyhandaccounting.com/

Send Me Your Questions!

What happens when your biggest client goes quiet? Panic — unless you know your numbers. Melissa opens with a real client story: a smart founder, a client that went radio silent, and the one question that changed everything: what is your daily burn rate?

Turns out, knowing that number is the difference between a business owner who can make strategic moves and one who's just hoping for the best.

Amigas Coffee Talk | Denver Metro Thursday, May 28 | 9:00AM

I'm speaking at an intimate morning event in the Denver area. We're talking identity, life transitions, and what it looks like to build a business that actually fits your life. If you're a woman building something with intention, I'd love to see you there. Spots are limited.

👉 Reserve your seat here https://www.sarineplanning.com/amigas-events-page/coffeetalkmelissaarmstrong

Not sure if your business is healthy or just busy? No Se Habla Confusion is a $500 financial assessment for creative agencies on QBO doing $300K–$3M. I dig into your numbers, find the gaps, and tell you exactly where you stand. Email info@steadyhandaccounting.com — subject line: No Se Habla Confusion.

Let's connect!

LI: https://www.linkedin.com/in/armstrongmelissacpa/

Website: https://steadyhandaccounting.com/

Send Me Your Questions!

I have watched agency owners pop bottles over crossing $1M in revenue, post about it, make it their entire personality for a quarter, and then call me six months later because they can't make payroll. In this episode, I'm breaking down why revenue is the most celebrated and most misunderstood number in your business, and what you should actually be paying attention to instead.

What We Cover

• Why crossing a revenue milestone feels like winning and why that feeling can cost you
• Maya's story: $1.2M in revenue, a full team, a nice office, and a cash crisis hiding underneath it all
• The difference between revenue, profit, and cash flow and why confusing them is one of the most expensive mistakes you can make as a founder
• Why service businesses are uniquely vulnerable to the revenue illusion
• The four numbers I track with every single one of my clients:
  • Gross margin by client or project
  • Utilization rate
  • Days sales outstanding (DSO)
  • Owner compensation

This Week's Action Step

I want you to pull one number you haven't been looking at. Just one.

• Gross margin on your biggest client
• Your days sales outstanding
• Your actual owner draw vs. what you planned

The truth is already living in your numbers. You just have to be willing to look. I'll be holding your hand emotionally from here.

No Se Habla Confusion — $500 Financial Assessment for Creative Agencies

Not sure if your business is actually healthy or just busy? That's exactly what this assessment is for.

For creative agencies on QuickBooks Online doing $300K–$3M, I'll dig into your numbers, find the gaps, and give you a clear picture of where you stand and what to fix.

Email info@steadyhandaccounting.com with the subject line No Se Habla Confusion to get started.

Amigas Coffee Talk | Denver Metro Thursday, May 28 | 9:00AM

I'm speaking at an intimate morning event in the Denver area. We're talking identity, life transitions, and what it looks like to build a business that actually fits your life. If you're a woman building something with intention, I'd love to see you there. Spots are limited.

👉 Reserve your seat here https://www.sarineplanning.com/amigas-events-page/coffeetalkmelissaarmstrong

Not sure if your business is healthy or just busy? No Se Habla Confusion is a $500 financial assessment for creative agencies on QBO doing $300K–$3M. I dig into your numbers, find the gaps, and tell you exactly where you stand. Email info@steadyhandaccounting.com — subject line: No Se Habla Confusion.

Let's connect!

LI: https://www.linkedin.com/in/armstrongmelissacpa/

Website: https://steadyhandaccounting.com/