Love the house but worried it isn't wheelchair accessible? In this episode, we explain how an FHA renovation loan can help transform a home into one that meets your family's accessibility needs. From adding permanent ramps and widening doorways to remodeling kitchens, bathrooms, laundry rooms, bedrooms, and outdoor spaces, you'll learn how accessibility improvements can be financed as part of your home purchase. Whether you're planning for a loved one or your own future needs, this walkthrough shows how you can buy the home you love and customize it for safe, comfortable, and independent living.

Thinking about using a bank statement loan to qualify for a mortgage? In this episode, we cover the most common mistakes self-employed borrowers make and how to avoid them. Learn why separating personal and business finances is critical, how cash deposits and overdrafts can impact your approval, what happens if you've recently changed your business structure, and why it's important to get fully pre-approved before making an offer on a home. If you're self-employed, these practical tips can help you prepare your finances and improve your chances of qualifying with a bank statement loan.

Learn the pros and cons of bank statement mortgage loans and who they’re best suited for. In this episode, Deb explains how these loans allow self-employed borrowers to qualify using bank statements instead of tax returns, making them a great option for business owners with significant tax write-offs. She also covers the trade-offs, including higher interest rates, larger down payment requirements, possible reserve requirements, and why these loans can even work for jumbo financing. If you're self-employed and traditional income documentation isn't telling the full story, this overview will help you decide if a bank statement loan is the right fit.