Does tax planning sound dodgy, or feel complicated?

In this episode of Money Talk, Real Talk, Trish and Suzanne pull back the curtains and show you what tax planning is really about, and why everyday Australians like you should be paying attention.

The truth is

- tax planning isn't about loopholes

- it's about understanding the system and making some smart decisions before the end of the financial year.

In this episode we cover:

- the difference between tax avoidance and tax planning

- simple strategies like super contributions and salary packaging

- why timing (especially before 30 June) matters a lot

- how to structure your income and assets with greater efficiency

- when you should consider getting an accountant involved.

but more importantly, we unpack the emotional side of tax

- the fear

- the avoidance

- the confusion

that keeps so many people from taking action

Enjoy x

Trish & Suzanne

Email: moneytalkrealtalkpod@gmail.com

Disclaimer:

The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.

We tend to think about tax as something that shows up once a year… but the reality?

Some of the biggest tax consequences come from the biggest moments in your life.

In this episode of Money Talk, Real Talk, Trish and Suzanne unpack the hidden tax implications behind life-changing events like:

• Separation and divorce
• Inheriting money or property
• Downsizing your home
• Illness, injury, and insurance payouts
• Redundancy and job loss

In reality, tax doesn’t follow what feels fair… it follows legal structure, timing, and ownership.

Through real examples and practical explanations, they reveal why:

• A “50/50” divorce settlement isn’t always equal
• The family home can create very different outcomes to shares
• Inheritance can come with future tax surprises
• Insurance payouts and super withdrawals may be taxed differently than you expect

This episode is about helping you pause before making irreversible decisions—and understanding the financial impact behind emotional ones.

Because a little knowledge now could save you tens (or hundreds) of thousands later.

Enjoy!

Suzanne & Trish X

Email: moneytalkrealtalkpod@gmail.com

Disclaimer:

The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.

Tax time rolls around every year, and somehow we’re all expected to just… know what we can and can’t claim.

Join us as we chat about all things deductions, helping you make sense of what can and can't be deducted.

Links: https://www.ato.gov.au/individuals-and-families/income-deductions-offsets-and-records/deductions-you-can-claim

Enjoy!

Suzanne & Trish X

Email: moneytalkrealtalkpod@gmail.com

Disclaimer:

The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.