The new year is coming up fast, and 2026 is bringing some major updates to retirement saving rules. These aren't small tweaks—many limits are jumping in ways we haven't seen in a long time.

That's great news if you're intentional about your planning because more room to save means more room to reduce taxes and grow wealth. Let's walk through the biggest changes and what they mean for you.

As we head into the final stretch of the year, this episode is about the conversation many ER docs end up having with us in April — when it's too late to change the outcome for the prior year. The goal today is to shift that conversation into the present, while you still have time to make meaningful adjustments.

There are several strategies that simply don't exist once the calendar flips, and we want to make sure you're not one of the physicians who finds out in February or March how much they could have saved. So before another year slips by, let's walk through what can still be done right now.

Here we are again — the final stretch of the year. Whether you're visiting family, traveling, or squeezing in some much-needed R&R, the end of the year naturally creates a pause — the kind that invites you to take inventory of your financial life, not just the numbers, but the behaviors behind them.

So in today's episode, we're going to talk about reflection — what to review, what to evaluate, and how to think about your financial life heading into a new year. And then we'll wrap up with the key year-end deadlines you need to know before the calendar flips.