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  • The Paradox of Modern Financial Fraud

    The Paradox of Modern Financial Fraud
    2025/09/05
    Despite increased awareness, financial fraud is at an all-time high due to sophisticated scams, influencer-driven hype, underfunded regulators, and a culture that celebrates risk-takers. Venture capitalists often overlook due diligence, while everyday people face rising scams enabled by technology and desperation. The normalization of grifting, rapid tech advances, and sensationalist media make it harder to distinguish legitimate opportunities from scams.

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    6 分
  • How Corporations Are Securing Words and Ideas

    How Corporations Are Securing Words and Ideas
    2025/08/29
    Companies are racing to trademark everyday words, phrases, and even gestures, gaining legal control and building barriers for competitors. Trademarks offer indefinite protection if renewed, fueling a surge in filings, especially with emerging technologies like AI. This arms race creates valuable assets, enables legal threats, and makes it harder for small businesses to compete, while new AI tools help enforce these rights across the internet.

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    11 分
  • Why Inheriting a Home Won't Fix the Housing Crisis

    Why Inheriting a Home Won't Fix the Housing Crisis
    2025/08/22
    Homeownership now divides Americans more than class, with soaring prices and interest rates locking out first-time buyers. Many hope to inherit property from Boomers, but rising retirement costs, concentrated wealth, and institutional investors mean most homes won't trickle down to the next generation. New mortgage products inflate prices further, leaving younger people struggling to buy, rent, or inherit a home in today's market.

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    8 分
  • How Financial Stress Is Shaping American Spending

    How Financial Stress Is Shaping American Spending
    2025/08/15
    Americans face rising job insecurity, dwindling savings, and soaring costs, yet are spending more on luxury and experiences. Crisis fatigue is fueling pessimism, risky financial behaviors, and a reliance on influencers over experts, leaving many young people feeling hopeless about homeownership and financial stability. Sensational news and get-rich-quick schemes prey on these anxieties, worsening long-term financial health and making it harder to build real wealth.

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    11 分
  • America’s Homelessness Crisis: Billions Spent, Few Results

    America’s Homelessness Crisis: Billions Spent, Few Results
    2025/08/08
    US cities are spending record sums on homelessness, yet rates continue to rise. A tangled web of public agencies and nonprofits, high administrative costs, poor coordination, and expensive housing projects hinder real progress. Many programs focus on costly, inefficient solutions while failing to address root causes like unaffordable housing. Political and organizational incentives perpetuate inefficiency, making lasting solutions elusive.

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    11 分
  • How Private Equity Really Works

    How Private Equity Really Works
    2025/08/01
    Private equity is a $4.7 trillion global industry investing in non-public assets, often through buyouts funded by investor capital and loans. Firms structure as Delaware partnerships, raise money by investing their own funds, and earn fees and a share of profits. They target companies for operational improvements or cost-cutting, then sell at a profit. Tax advantages and high compensation drive its appeal, but its impact on industries and jobs is controversial.

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    11 分
  • Why Top CEOs Always Fail Upwards

    Why Top CEOs Always Fail Upwards
    2025/07/25
    Despite costly failures, many CEOs receive huge payouts and continue to land top jobs due to a system prioritizing experience, elite networks, and powerful negotiating positions. Golden parachutes, boardroom politics, and the high value placed on leadership over technical skills allow executives to fail upwards, often at the expense of regular workers and shareholders. This entrenched system makes it almost impossible for top executives to truly fall from grace.

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    12 分
  • The Dark Side of Senior Care Profits

    The Dark Side of Senior Care Profits
    2025/07/18
    America’s nursing homes and senior care facilities, often run for profit and increasingly owned by private equity, are plagued by cost-cutting, understaffing, and poor conditions—leading to thousands of premature deaths. Driven by an aging population and financial incentives, investors exploit the system, prioritizing profit over care. Regulatory gaps, abusive guardianships, and creative financial maneuvers further harm vulnerable elderly residents, making age care a broken business model.

    Join us on Apple Podcasts or Patreon to access additional resources and explore all topics covered by the National Media Archive:

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    12 分