Should you switch from the Plan G to the Plan N?In this episode of Medicare GPS, Paula and Jamon White, founders of Four Oaks Medicare Planning, discuss two of the most popular Medigap plans, Plan N and Plan G. They explain the recent price increases to Plan G, and how switching to Plan N may help manage costs while maintaining similar coverage. Additionally, they break down the Part B excess charge and how that can affect what you may have to pay. Finally, Jamon and Paula discuss recent news regarding Medicare Part D and what it means for you. For more information on the topic, check out their new blog post that breaks down what switching supplements looks like: https://www.gofouroaks.com/post/switching-medigap-plans-what-really-happens-when-you-apply And check out our blog about what’s really going on with Medicare Part D: https://www.gofouroaks.com/post/medicare-part-d-is-not-ending-in-2027-here-s-what-s-actually-happening Book a free 15-min intro call here: https://calendly.com/fouroaks/15min-i..

Most people don’t know about IRMAA, the surprise Medicare tax!In this episode of Medicare GPS, Paula and Jamon White, founders of Four Oaks Medicare Planning, break down what IRMAA is and how it affects those enrolling in Medicare. They explain the timing surrounding IRMAA and how to plan ahead and avoid paying increased premiums on your Medicare. The hosts also discuss what you can do if you are being charged for IRMAA and your circumstances change. Additionally, they share a story of a client who wanted to remain enrolled in Medicare but was struggling with paying the premiums. For more detailed information, visit their website goforoaks.com and check out their related blogs on their website at https://gofouroaks.comBook a free 15-min intro call here: https://calendly.com/fouroaks/15min-i... 00:00 Introduction to Medicare GPS00:14 The Surprise Medicare Tax01:30 The Timing of IRMAA02:27 How IRMAA Raises Medicare Costs03:25 Preparing Your Finances for IRMAA04:49 How to Avoid IRMAA Charges05:55 What to Do If You Have to Pay IRMAA08:19 Client Story: Finding Plans to Fit Your Budget10:35 New Offerings and Upcoming Events

Do I Have To Sign Up For Medicare When I Turn 65 If I’m Still Working?

In this episode of Medicare GPS, Paula and Jamon White, founders of Four Oaks Medicare Planning, discuss what Medicare enrollment looks like if you’re still working at age 65. They explain the differences between small and large group insurance and what Medicare looks like if you’re still on one of these employer plans. The hosts also discuss when you should speak with an advisor if you’re planning on working past age 65. Additionally, they share a story of a client who fell behind on payments for Part B and discuss the importance of speaking with an advisor proactively.

For more detailed information, visit their website goforoaks.com and check out their related blogs on their website at https://gofouroaks.comBook a free 15-min intro call here: https://calendly.com/fouroaks/15min-intro