Medical Inflation in Workers’ Comp: Dr. Fernando Branco on the Biggest Cost Drivers
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Medical Inflation in Workers’ Comp: Dr. Fernando Branco on the Biggest Cost Drivers
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In this episode of the Self-Insurance Podcast, CRMBC CEO Kaya Stanley speaks with Dr. Fernando Branco, Chief Medical Officer at Midwest Employers Casualty, about medical inflation and why workers’ comp claims can be especially exposed to rising medical costs.
Dr. Branco explains what is driving medical cost pressure, why workers’ comp can get hit harder than other parts of the healthcare system, and what restaurant operators can do to reduce risk early.
The conversation covers:
- Why medical inflation matters in workers’ comp
- How early intervention can help keep claims from becoming harder to manage
- Why strong TPA support and nurse case management matter
- How comorbidities and other risk factors can affect recovery
- Why restaurant operators should review medical bills carefully before accepting them as final
His practical takeaway for operators is clear: act early, stay close to the claim, and do not treat every medical bill as final.
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