Panthers O-Line Shakeup: Can Bryce Young Adapt?

Injuries to Robert Hunt and Austin Corbett force Carolina's hand. Julian Council breaks down the impact on Bryce Young and the offense. Is Cade Mays the answer moving forward at center? The host analyzes Young's career-high 328 yards against Arizona, dissecting his improved decision-making and lingering turnover issues. Tetairoa McMillan emerges as a bright spot with 100 receiving yards, while Xavier Leggette struggles. Council celebrates the defense finally stopping the run after a seven-game 200+ yard streak. Can the Panthers build on these improvements against Atlanta?

Tune in for expert analysis on Carolina's evolving offense and defensive resurgence as they face crucial divisional matchups.

Support Us By Supporting Our Sponsors!

5-Hour ENERGY

Enough with boring, flavorless caffeine, it’s time to give your caffeine a flavor upgrade with 5-hour ENERGY®️ shots. Get the favorites you love or be bold and try something new in-store and online at https://www.5hourENERGY.com or Amazon today.

DoorDash

With DoorDash Streaks, you save every Saturday you order — stack it up all season and you could save up to $250. Order this Saturday. Keep the streak alive. Fuel your gameday — only with DoorDash. Terms apply. Promo period through 11/18.

Monarch Money

Take control of your finances with Monarch Money. Use code LOCKEDONNFL at https://monarchmoney.com/lockedonnfl for 50% off your first year.

Upside

Don’t let this offer drive on by, download the free Upside app now using my limited time promo code TOUCHDOWN for a limited time 25 cent per gallon bonus! Offers vary by user and location, Go to upside.com for terms and conditions.

Click Here to download the app: https://getupside.onelink.me/zlLr?af_xp=custom&pid=barrington&c=barrington_lockedon25&deep_link_value=promo&deep_link_sub1=lockedon25&af_dp=upsideapp%3A%2F%2F

Square

To learn more, go support your favorite neighborhood spot and see what Square has been up to in your neck of the woods. And then if you have extra time, check out https://square.com/go/lockedonnfl.

PrizePicks

Download the PrizePicks app today and use code LOCKEDONNFL to get $50 in lineups after you play your first $5 lineup.

Gametime

Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Terms apply. Download Gametime today. What time is it? Gametime.

FanDuel

Right now, new customers can bet just FIVE dollars and if your bet wins—you’ll get THREE HUNDRED dollars in bonus bets to use across the app.

FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)

Panthers Comeback Falls Short in Arizona: Is Bryce Young Finding His Groove?

Carolina Panthers QB Bryce Young throws for 328 yards and 3 TDs, but it's not enough as the team drops to 0-2. Host Julian Council analyzes the Panthers near-historic comeback, offensive firepower, and defensive improvements. He breaks down Young's performance, Tetairoa McMillan's standout game, and Dave Canales coaching decisions.

Key topics include the Panthers slow starts, playoff chances after an 0-2 beginning, and the upcoming crucial matchup against the Atlanta Falcons. Council examines individual player performances, questioning roster moves and highlighting areas for improvement.

Tune in for an in-depth look at the Panthers path forward and whether their second-half surge can carry into future games.

Support Us By Supporting Our Sponsors!

5-Hour ENERGY

Enough with boring, flavorless caffeine, it’s time to give your caffeine a flavor upgrade with 5-hour ENERGY®️ shots. Get the favorites you love or be bold and try something new in-store and online at https://www.5hourENERGY.com or Amazon today.

DoorDash

With DoorDash Streaks, you save every Saturday you order — stack it up all season and you could save up to $250. Order this Saturday. Keep the streak alive. Fuel your gameday — only with DoorDash. Terms apply. Promo period through 11/18.

Monarch Money

Take control of your finances with Monarch Money. Use code LOCKEDONNFL at https://monarchmoney.com/lockedonnfl for 50% off your first year.

Upside

Don’t let this offer drive on by, download the free Upside app now using my limited time promo code TOUCHDOWN for a limited time 25 cent per gallon bonus! Offers vary by user and location, Go to upside.com for terms and conditions.

Click Here to download the app: https://getupside.onelink.me/zlLr?af_xp=custom&pid=barrington&c=barrington_lockedon25&deep_link_value=promo&deep_link_sub1=lockedon25&af_dp=upsideapp%3A%2F%2F

Square

To learn more, go support your favorite neighborhood spot and see what Square has been up to in your neck of the woods. And then if you have extra time, check out https://square.com/go/lockedonnfl.

PrizePicks

Download the PrizePicks app today and use code LOCKEDONNFL to get $50 in lineups after you play your first $5 lineup.

Gametime

Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Terms apply. Download Gametime today. What time is it? Gametime.

FanDuel

Right now, new customers can bet just FIVE dollars and if your bet wins—you’ll get THREE HUNDRED dollars in bonus bets to use across the app.

FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)

Panthers seek redemption in Arizona showdown. Can Bryce Young bounce back from Week 1 struggles?

Julian Council breaks down three keys to victory for Carolina against the Cardinals. He analyzes Young's performance, highlighting the need for improvement in EPA and turnover reduction. The discussion covers crucial injury updates, including Ikem Ekwonu's potential return, and their impact on the Panthers lineup.

Council addresses growing concerns about Carolina's season outlook after their opening loss. He examines the team's upcoming schedule, emphasizing the importance of winning "winnable" games to avoid an early-season hole.

Tune in for expert analysis on the Panthers path forward and predictions for their Week 2 performance against Arizona.

Support Us By Supporting Our Sponsors!

5-Hour ENERGY

Tee up that trip! Enter for a chance to win a dream golf trip for two to any golf tournament* in the USA. Visit https://5HEWIN.com for full rules and entry. No purchase necessary. Excludes the Master’s tournament. Ends October 31, 2025.

DoorDash

With DoorDash Streaks, you save every Saturday you order — stack it up all season and you could save up to $250. Order this Saturday. Keep the streak alive. Fuel your gameday — only with DoorDash. Terms apply. Promo period through 11/18.

Monarch Money

Take control of your finances with Monarch Money. Use code LOCKEDONNFL at monarchmoney.com/lockedonnfl for 50% off your first year.

Upside

Don’t let this offer drive on by, download the free Upside app now using my limited time promo code TOUCHDOWN for a limited time 25 cent per gallon bonus! Offers vary by user and location, Go to upside.com for terms and conditions.

Click Here to download the app: https://getupside.onelink.me/zlLr?af_xp=custom&pid=barrington&c=barrington_lockedon25&deep_link_value=promo&deep_link_sub1=lockedon25&af_dp=upsideapp%3A%2F%2F

Yahoo Fantasy

Presented by YahooFantasy #YahooPartner. Draft now at https://yahoofantasy.com/lockedonnfl.

PrizePicks

Download the PrizePicks app today and use code LOCKEDONNFL to get $50 in lineups after you play your first $5 lineup.

Gametime

Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Terms apply. Download Gametime today. What time is it? Gametime.

FanDuel

Right now, new customers can bet just FIVE dollars and if your bet wins—you’ll get THREE HUNDRED dollars in bonus bets to use across the app.

FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)

Carolina Panthers vs. Arizona Cardinals: Week 2 Showdown Looms Large

Can Bryce Young bounce back from a dismal debut? Will Kyler Murray's consistency propel Arizona to victory? This crossover episode dissects the upcoming Panthers-Cardinals clash, breaking down key matchups and strategies. Julian Council and Locked On Cardinals host Alex Clancy analyze both teams Week 1 performances, quarterback challenges, and the critical importance of the running game.

The hosts explore defensive tactics, highlighting the Panthers linebacker corps against Arizona's tight ends and the Cardinals' revamped front seven. With historical context and insider perspectives, they reveal what each team must do to secure a win.

Tune in for expert insights on this pivotal early-season matchup and discover which team has the edge heading into Sunday's game.

Support Us By Supporting Our Sponsors!

5-Hour ENERGY

Tee up that trip! Enter for a chance to win a dream golf trip for two to any golf tournament* in the USA. Visit https://5HEWIN.com for full rules and entry. No purchase necessary. Excludes the Master’s tournament. Ends October 31, 2025.

DoorDash

With DoorDash Streaks, you save every Saturday you order — stack it up all season and you could save up to $250. Order this Saturday. Keep the streak alive. Fuel your gameday — only with DoorDash. Terms apply. Promo period through 11/18.

Monarch Money

Take control of your finances with Monarch Money. Use code LOCKEDONNFL at monarchmoney.com/lockedonnfl for 50% off your first year.

Upside

Don’t let this offer drive on by, download the free Upside app now using my limited time promo code TOUCHDOWN for a limited time 25 cent per gallon bonus! Offers vary by user and location, Go to upside.com for terms and conditions.

Click Here to download the app: https://getupside.onelink.me/zlLr?af_xp=custom&pid=barrington&c=barrington_lockedon25&deep_link_value=promo&deep_link_sub1=lockedon25&af_dp=upsideapp%3A%2F%2F

Yahoo Fantasy

Presented by YahooFantasy #YahooPartner. Draft now at https://yahoofantasy.com/lockedonnfl.

PrizePicks

Download the PrizePicks app today and use code LOCKEDONNFL to get $50 in lineups after you play your first $5 lineup.

Gametime

Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Terms apply. Download Gametime today. What time is it? Gametime.

FanDuel

Right now, new customers can bet just FIVE dollars and if your bet wins—you’ll get THREE HUNDRED dollars in bonus bets to use across the app.

FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)

Carolina Panthers' Week 1 loss highlights defensive struggles. Is Ejiro Evero's role as defensive coordinator at risk?

Host Julian Council answers mailbag questions focused on the Panthers' disappointing loss to Jacksonville. The conversation covers Bryce Young's difficulties, Dave Canales' coaching decisions, and the limited playing time for young defensive players.

Council answers questions about the team's defensive issues, questioning why veterans like Nick Scott receive full snaps while rookies sit on the bench. Major topics include the Panthers' rushing defense allowing over 200 yards for the seventh consecutive game, Canales' tough decision-making history, and prospects for the 2026 NFL Draft quarterback class.

Tune in for a detailed look at the Panthers' future and whether changes are necessary to improve their season.

Support Us By Supporting Our Sponsors!

5-Hour ENERGY

Tee up that trip! Enter for a chance to win a dream golf trip for two to any golf tournament* in the USA. Visit https://5HEWIN.com for full rules and entry. No purchase necessary. Excludes the Master’s tournament. Ends October 31, 2025.

DoorDash

With DoorDash Streaks, you save every Saturday you order — stack it up all season and you could save up to $250. Order this Saturday. Keep the streak alive. Fuel your gameday — only with DoorDash. Terms apply. Promo period through 11/18.

Monarch Money

Take control of your finances with Monarch Money. Use code LOCKEDONNFL at monarchmoney.com/lockedonnfl for 50% off your first year.

Upside

Don’t let this offer drive on by, download the free Upside app now using my limited time promo code TOUCHDOWN for a limited time 25 cent per gallon bonus! Offers vary by user and location, Go to upside.com for terms and conditions.

Click Here to download the app: https://getupside.onelink.me/zlLr?af_xp=custom&pid=barrington&c=barrington_lockedon25&deep_link_value=promo&deep_link_sub1=lockedon25&af_dp=upsideapp%3A%2F%2F

Yahoo Fantasy

Presented by YahooFantasy #YahooPartner. Draft now at https://yahoofantasy.com/lockedonnfl.

PrizePicks

Download the PrizePicks app today and use code LOCKEDONNFL to get $50 in lineups after you play your first $5 lineup.

Gametime

Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Terms apply. Download Gametime today. What time is it? Gametime.

FanDuel

Right now, new customers can bet just FIVE dollars and if your bet wins—you’ll get THREE HUNDRED dollars in bonus bets to use across the app.

FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)

Julian Council analyzes the Panthers loss to Jacksonville, highlighting Tetairoa McMillan's impressive debut and Jaycee Horn and Mike Jackson's solid performances. He discusses Bryce Young's rocky start, the lack of pass rush, and the ongoing run defense issues. Coach Dave Canales' Monday press conference comments take center stage as Council explores the lingering problems from last season.

Will the Panthers improve their run defense? Can Bryce Young bounce back from his turnover-filled season opener? Tune in for detailed analysis as the Panthers prepare to head to Arizona in Week 2.

Support Us By Supporting Our Sponsors!

5-Hour ENERGY

Tee up that trip! Enter for a chance to win a dream golf trip for two to any golf tournament* in the USA. Visit https://5HEWIN.com for full rules and entry. No purchase necessary. Excludes the Master’s tournament. Ends October 31, 2025.

DoorDash

With DoorDash Streaks, you save every Saturday you order — stack it up all season and you could save up to $250. Order this Saturday. Keep the streak alive. Fuel your gameday — only with DoorDash. Terms apply. Promo period through 11/18.

Monarch Money

Take control of your finances with Monarch Money. Use code LOCKEDONNFL at monarchmoney.com/lockedonnfl for 50% off your first year.

Upside

Don’t let this offer drive on by, download the free Upside app now using my limited time promo code TOUCHDOWN for a limited time 25 cent per gallon bonus! Offers vary by user and location, Go to upside.com for terms and conditions.

Click Here to download the app: https://getupside.onelink.me/zlLr?af_xp=custom&pid=barrington&c=barrington_lockedon25&deep_link_value=promo&deep_link_sub1=lockedon25&af_dp=upsideapp%3A%2F%2F

Yahoo Fantasy

Presented by YahooFantasy #YahooPartner. Draft now at https://yahoofantasy.com/lockedonnfl.

PrizePicks

Download the PrizePicks app today and use code LOCKEDONNFL to get $50 in lineups after you play your first $5 lineup.

Gametime

Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Terms apply. Download Gametime today. What time is it? Gametime.

FanDuel

Right now, new customers can bet just FIVE dollars and if your bet wins—you’ll get THREE HUNDRED dollars in bonus bets to use across the app.

FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)

Panthers Season Opener Disaster: Young Struggles, Defense Crumbles

Carolina Panthers fall 26-10 to Jacksonville Jaguars in a disappointing start to 2025. Host Julian Council breaks down Bryce Young's turnover-filled performance and the defense's inability to stop the run. Key topics include offensive line issues, receiver woes, and concerns about defensive coordinator Ejiro Evero's effectiveness. The discussion explores the Panthers' history of poor season starts and the critical need for improvement in Week 2. Can Carolina overcome their early setbacks and turn their season around?

Tune in for an in-depth analysis of the Panthers struggles and what they must do to right the ship before it's too late.

Support Us By Supporting Our Sponsors!

5-Hour ENERGY

Tee up that trip! Enter for a chance to win a dream golf trip for two to any golf tournament* in the USA. Visit https://5HEWIN.com for full rules and entry. No purchase necessary. Excludes the Master’s tournament. Ends October 31, 2025.

DoorDash

With DoorDash Streaks, you save every Saturday you order — stack it up all season and you could save up to $250. Order this Saturday. Keep the streak alive. Fuel your gameday — only with DoorDash. Terms apply. Promo period through 11/18.

Monarch Money

Take control of your finances with Monarch Money. Use code LOCKEDONNFL at monarchmoney.com/lockedonnfl for 50% off your first year.

Upside

Don’t let this offer drive on by, download the free Upside app now using my limited time promo code TOUCHDOWN for a limited time 25 cent per gallon bonus! Offers vary by user and location, Go to upside.com for terms and conditions.

Click Here to download the app: https://getupside.onelink.me/zlLr?af_xp=custom&pid=barrington&c=barrington_lockedon25&deep_link_value=promo&deep_link_sub1=lockedon25&af_dp=upsideapp%3A%2F%2F

Yahoo Fantasy

Presented by YahooFantasy #YahooPartner. Draft now at https://yahoofantasy.com/lockedonnfl.

PrizePicks

Download the PrizePicks app today and use code LOCKEDONNFL to get $50 in lineups after you play your first $5 lineup.

Gametime

Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Terms apply. Download Gametime today. What time is it? Gametime.

FanDuel

Right now, new customers can bet just FIVE dollars and if your bet wins—you’ll get THREE HUNDRED dollars in bonus bets to use across the app.

FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)

Panthers vs Jaguars: Season Opener Showdown

Can Carolina break their opening game curse? Julian Council dissects the keys to victory against Jacksonville, highlighting the critical need to stop the run and protect Bryce Young. Get the latest on Ikem Ekwonu's injury status and its impact on the offensive line. Uncover the historical significance of Panthers-Jaguars openers and how they've led to Super Bowl runs. Will Carolina overcome recent struggles and start strong? Council analyzes the matchup, shares his game prediction, and explains why this opener could set the tone for the entire season. Tune in for expert insights on the Panthers path to success in their 2025 kickoff clash.

Listener Survey

We’ve put together a survey to learn more about our listeners and make your favorite podcasts even better. Go tohttps://lockedonpodcasts.com/survey/ to get started. Everyone who completes a survey will be entered for a chance to win one of ten $100 Amazon gift cards.

Support Us By Supporting Our Sponsors!

DoorDash

With DoorDash Streaks, you save every Saturday you order — stack it up all season and you could save up to $250. Order this Saturday. Keep the streak alive. Fuel your gameday — only with DoorDash. Terms apply. Promo period through 11/18.

Monarch Money

Take control of your finances with Monarch Money. Use code LOCKEDONNFL at monarchmoney.com/lockedonnfl for 50% off your first year.

Upside

Don’t let this offer drive on by, download the free Upside app now using my limited time promo code TOUCHDOWN for a limited time 25 cent per gallon bonus! Offers vary by user and location, Go to upside.com for terms and conditions.

Click Here to download the app: https://getupside.onelink.me/zlLr?af_xp=custom&pid=barrington&c=barrington_lockedon25&deep_link_value=promo&deep_link_sub1=lockedon25&af_dp=upsideapp%3A%2F%2F

Yahoo Fantasy

Presented by YahooFantasy #YahooPartner. Draft now at https://yahoofantasy.com/lockedonnfl.

PrizePicks

Download the PrizePicks app today and use code LOCKEDONNFL to get $50 in lineups after you play your first $5 lineup.

Gametime

Download the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase. Terms apply. Download Gametime today. What time is it? Gametime.

FanDuel

Right now, new customers can bet just FIVE dollars and if your bet wins—you’ll get THREE HUNDRED dollars in bonus bets to use across the app.

FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)