We often don't realize that one of the major things that can be holding us back in our finances is our money habits. Not just our spending habits, but also our habits around how we think about money. In this episode I'm sharing with you some habits that used to keep me stuck and the habits I have developed to move forward and create a financial future I never thought was possible back then.

I'm sharing:

• One payday habit that kept us from moving forward

• A thought pattern around money that had us stuck

• What finally helped me change my money habits

• The one thing that has really catapulted our financial life

Scripture verse:

Proverbs 21:5

The plans of the diligent lead to profit as surely as haste leads to poverty.

Takeaway: The goal isn't to create a perfect budget. The goal is to develop the habit of having a plan.

Resources & Links

Register for the FREE webinar: 3 Secrets to Building Your Ideal Budget

Ally bank referral link is here

Subscribe to the podcast so you never miss an episode: Living Your Abundant Life Podcast

Connect with me on Instagram: @jenpiala

Get your FREE Money Clarity Check-In guide here.

Join my free Facebook community: Creating Confidence With Your Cash

💌 Email: info@jenniferpiala.com

Waiting for your savings to grow and your debt to be paid off can be hard.

I remember the days of our financial lack when I thought we would never be able to take a vacation or go out to a fancy dinner. It was exhausting trying to wait on God with expectancy without yet seeing any evidence of financial abundance.

Waiting to reach your financial goals can be hard! Whether you're working toward paying off debt, building your savings or increasing your income, it's easy to get frustrated when things aren't happening as quickly as you'd like.

But the Bible says in Colossians that patience is the power to endure long suffering with a good temper.

We convince ourselves we should be further along with our money than we are and sometimes forget to celebrate how far we've already come.

Which is why I know this episode will hit home for you if you're in the season if waiting…

In this episode you'll discover:

• Why celebrating can be important to your momentum

• How practicing gratitude can help you find joy while waiting for financial progress

• How to stay encouraged when your financial progress feels painfully slow

• How small steps can lead to big financial change

• My personal story on just having $65 for spending money on our first vacation

If you have been in the season of waiting, and sometimes wonder if God is really moving, this is the episode for you.

Colossians 3:12

Clothe yourselves therefore as God's own who are purified and holy and well beloved (by God himself, by putting on behavior marked by by) tenderhearted pity and mercy, kind feeling, a lowly opinion of yourselves, gentle ways and patience (which is tireless and long suffering and has the power to endure whatever comes with good temper).

Takeaway: Waiting is part of the process.

Resources & Links

Subscribe to the podcast so you never miss an episode: Living Your Abundant Life Podcast

Connect with me on Instagram: @jenpiala

Get your FREE Money Clarity Check-In guide here.

Join my free Facebook community: Creating Confidence With Your Cash

💌 Email: info@jenniferpiala.com

There is something really special about building your personal financial plan with Jesus.

I remember the days of our financial lack. I was trying to build the budget myself without praying about it. It was a disaster. For some reason I felt like I didn't need to bring him along. Looking back, it would have made my life so much easier.

I spiraled trying to maneuver paying down debt, saving, spending, tracking, investing and all the things. And it wore me out.

Thank goodness I now know better. A short conversation with God can take a thousand pounds of weight off.

In this episode you'll discover:

• Why spending 15 minutes a day with God can bring you more money peace

• The one thing I wish we'd done differently when we were struggling financially

• What my first question is when my client comes to me with a challenge & why

• How inviting faith into your financial decisions can bring peace when money feels overwhelming

When managing your money feels overwhelming and you don't know what to do next, remember you don't have to figure it all out alone. God is your constant companion.

Deuteronomy 31:6

The Lord your God goes with you; he will never leave you nor forsake you.

Takeaway: When you feel alone and it feels impossible, remember God is your constant companion.

Resources & Links

Subscribe to the podcast so you never miss an episode: Living Your Abundant Life Podcast

Connect with me on Instagram: @jenpiala

Get your FREE Money Clarity Check-In guide here.

Join my free Facebook community: Creating Confidence With Your Cash

💌 Email: info@jenniferpiala.com

As a mom who has always wanted to instill independence in my boys, this is what I did to help raise my boys so they have never asked us for money. Like ever. I was very careful about telling them what to do. Instead, I wanted to try and equip them to make their own good decisions, especially when it came to two things: who they hang out with and their money.

In this episode you will hear:

• What my son said when I asked him how it felt to never need to ask us for money

• Key questions that help my children gain independence with their finances

• Two reasons it's awesome that my kids don't need our help with money

• Things we exposed our children to (that most parents wouldn't)

• The one question I constantly asked myself as we were raising our boys

Scripture verse:

Proverbs 22:6

Start children off on the way they should go, and even when they are old they will not turn from it.

Takeaway: Instead of telling your kids what to do- ask really good questions.

Resources & Links

The link to the episode on Our Personal Money Story.

Ally bank referral link is here

Subscribe to the podcast so you never miss an episode: Living Your Abundant Life Podcast

Connect with me on Instagram: @jenpiala

Get your FREE Money Clarity Check-In guide here.

Join my free Facebook community: Creating Confidence With Your Cash

💌 Email: info@jenniferpiala.com

What carrying around financial shame may be costing you…

You may have thought about hiring a financial coach, or investing in that money program, but you haven't done anything because you're too embarrassed. You feel so much shame around your financial situation and you're not ready to come to terms with it yet.

You can't get over the fact that you have so much debt or a crappy credit score, or that you depleted your savings for something silly.

I get it. But it's not worth staying there.

In this episode of the Living Your Abundant Life Podcast, I share the real problem with staying stuck in financial shame.

You'll discover:

• What the Bible says about shame

• What shame is actually costing you

• Why the shame you feel isn't doing anyone a bit of good

• How getting over the embarrassment can impact your children in a positive way

If you have been considering working with a financial coach but shame and money guilt has kept you stuck, this is the episode for you.

Romans 8:1

Therefore there is now no condemnation [no guilty verdict, no punishment] for those who are in Christ Jesus [who believe in Him as personal Lord and Savior].

Takeaway: Staying stuck in shame is helping no one.

Resources & Links

Subscribe to the podcast so you never miss an episode: Living Your Abundant Life Podcast

Connect with me on Instagram: @jenpiala

Get your FREE Money Clarity Check-In guide here.

Join my free Facebook community: Creating Confidence With Your Cash

💌 Email: info@jenniferpiala.com

As a financial abundance coach, there's a lot of intention behind how we spend, save and make financial decisions. In this episode, I'm pulling back the curtain and sharing how we make money decisions, what we prioritize financially, and why. You'll learn where we choose to spend our money, and where we don't.

You will also learn:

• Key questions we ask before spending our money

• Why we choose not to not to aggressively pay down

• The gift my husband has and how it's benefited us financially

• My math on whether our Spotify subscription is worth it

• The #1 thing you can do when you're faced with a financial decision

Scripture verse:

Philippians 4:6

Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God.

Takeaway: If you're unsure about a financial decision, pray. God's got you.

Resources & Links

Ally bank referral link is here

Subscribe to the podcast so you never miss an episode: Living Your Abundant Life Podcast

Connect with me on Instagram: @jenpiala

Get your FREE Money Clarity Check-In guide here.

Join my free Facebook community: Creating Confidence With Your Cash

💌 Email: info@jenniferpiala.com

If you're feeling stressed financially and don't think there's a way out- this episode will guide you through the exact steps to take to start feeling peace around your money. Whether you're wanting to pay off debt, grow your savings, save up for a new car, or fund your emergency account this is for you.

In this episode you will learn:

• How to remove the emotion from the scenario when it comes to your money

• The ONE thing that can get your results on your number one financial goal

• Why reminding yourself that you're not alone through this process can bring you comfort

• The exact place to start when improving your personal finances

• How to gather the information you need to improve without guilt or shame

Scripture verse:

Proverbs 16:9

"In their hearts humans plan their course, but the Lord establishes their steps."

Takeaway: Creating a realistic plan is key.

Resources & Links

Ally bank referral link is here

Subscribe to the podcast so you never miss an episode: Living Your Abundant Life Podcast

Connect with me on Instagram: @jenpiala

Get your FREE Money Clarity Check-In guide here.

Join my free Facebook community: Creating Confidence With Your Cash

💌 Email: info@jenniferpiala.com

Most money talks revolve around saving for a rainy day, paying down debt or investing. Today though, we are diving into something different, dreaming with your money!

What about saving your money for something you actually WANT?

Today, we're talking about one of my favorite parts of managing money: dreaming with your money and saving for something fun — without going into debt.

I remember taking my kids to the county fair and having to watch every dollar we spent because there was only so much money available. One of my dreams was to someday take them to the fair, let them go on every ride, play the games, eat the food, and enjoy the entire day without worrying about how much everything cost.

Thankfully, that day did come.

And that's what I want for you, too.

Whether you're saving for a vacation, an elegant dinner out, a fun new outfit, routine massages, or another experience you've been dreaming about, you can create a simple savings plan that allows you to enjoy your money without the stress or debt that can come with it.

• How to save money for something you want without feeling deprived

• A simple, no-stress way to save for fun purchases and experiences

• How to make saving automatic so you barely miss the money

• Why identifying what you truly want can help you become more confident with money

• How giving your savings a purpose can make managing money more exciting

• Why dreaming with your money can be one of the most fun parts of your finances

You don't have to choose between being responsible with your money and enjoying your life.

You can save for the future AND save for the things that make your life abundant today.

Scripture verse:

Ecclesiastes 3:12-13

"I perceived that there is nothing better for them than to be joyful and to do good as long as they live; 13 also that everyone should eat and drink and take pleasure in all his toil—this is God's gift to man."

Takeaway: You actually can save up for something fun!

Resources & Links

Ally bank referral link is here

Subscribe to the podcast so you never miss an episode: Living Your Abundant Life Podcast

Connect with me on Instagram: @jenpiala

Get your FREE Money Clarity Check-In guide here.

Join my free Facebook community: Creating Confidence With Your Cash

💌 Email: info@jenniferpiala.com