Joining us in this episode of Living Off Rentals is someone who brings clarity to one of the most confusing parts of real estate investing: financing.

Christian Bachelder is the co-founder of The One Brokerage and one of the most trusted lending advisors in the real estate investing space. He is a UC Berkeley graduate, and a former chemical engineer turned seasoned investor. He now helps others invest in real estate by connecting them with the right financing strategies.

Listen as he breaks down the different types of loans available to investors—from traditional mortgages to DSCR and hard money loans—and how to use them strategically to grow your portfolio.

We also talk about how to qualify for your first loan, when to use each lending product, the truth about BRRRR strategy funding, and why some “creative” financing methods may be more dangerous than they seem.

Enjoy the show!

Key Takeaways:

[00:00] Introducing Christian Bachelder and his background

[02:35] From being a chemical engineer to being an investor and real estate lending

[04:55] The spark that ignited Christian’s obsession with real estate

[08:38] Partnering with David Greene and building The 1 Brokerage

[11:32] How to stay competitive with a large variety of multiple loan products

[14:01] The three buckets of loans every investor should know

[15:55] What is a DSCR Loan, and why do investors love it

[19:27] How the BRRRR loan flow works

[24:44] DSCR loan terms explained: Rates, down payments, and pitfalls

[29:21] Three ways of calculating a rent

[31:35] Talk to your lender first before anybody

[32:48] Loan options for first-time investors

[35:35] 5 proven ways to find down payment funds

[43:00] Why good short-term rentals still win despite market noise

[46:08] Two main things that encompass the creative financing world

[52:58] Connect with Christian Bachelder

Guest Links:

Website: https://www.theonebrokerage.com/

Instagram: https://www.instagram.com/theonebrokerage/

Youtube Podcast: https://www.youtube.com/c/DavidGreeneRealEstate

Show Links:

Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals

Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast

Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals

Living Off Rentals Website – https://www.livingoffrentals.com/

Living Off Rentals Instagram – instagram.com/livingoffrentals

Living Off Rentals TikTok – tiktok.com/@livingoffrentals

Joining us in this episode of Living Off Rentals is someone who went from burnout in corporate sales to building and selling one of the most impressive short-term rental empires in the world.

Julie George is the author of Million Dollar Host and the founder of a short-term rental business that scaled to 130 properties and generated $8 million in just three years. She did this through a unique co-hosting model where she scaled by empowering her team to take ownership within her business.

In this episode, she breaks down how she turned a single Airbnb listing into an empire, the systems she put in place, the challenges she faced (including a story you won’t forget), and how she exited the business at the perfect time - right before COVID hit.

Whether you're a short-term rental host, property manager, or investor, you'll walk away with invaluable insights from Julie’s honest and inspiring journey, along with practical strategies you can apply to your own STR business.

Enjoy the show!

Key Takeaways:

[00:00] Introducing Julie George and her background
[02:50] How she transitioned from real estate broker to STR entrepreneur
[06:21] Her approach to the first potential property owners
[09:12] Unique way of scaling your business
[14:25] Training co-hosts and a hilarious lesson learned
[17:12] What she would do differently if starting again today
[25:18] Business valuation and selling a property management company
[31:59] Create an LLC and put a management contract in place
[34:11] Surviving COVID and the importance of being able to pivot
[39:09] Success stories from her coaching clients
[45:10] The power of industry community and collaboration
[48:46] Connect with Julie George
[51:18] Outro

Guest Links:

Website: https://www.milliondollarhost.com.au/
Instagram: https://www.instagram.com/milliondollarhost
LinkedIn: https://www.linkedin.com/in/julie-george-milliondollarhost
Facebook: https://www.facebook.com/milliondollarhost/

Show Links:

Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals
Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast
Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals
Living Off Rentals Website – https://www.livingoffrentals.com/
Living Off Rentals Instagram – instagram.com/livingoffrentals
Living Off Rentals TikTok – tiktok.com/@livingoffrentals

Joining us in this episode of Living Off Rentals is someone who is redefining the way investors think about real estate—and doing it in one of the country's most needed and profitable niches.

Brett Chotkevys is the co-founder of Platinum Assisted Living Luxury and the creator of a revolutionary assisted living mansion model that blends top-tier residential luxury with world-class elder care. After flipping 200+ homes, Brett transitioned to developing 16-bed luxury assisted living homes that generate $40,000 in monthly net income per facility.

In this episode, Brett explains how assisted living became the next big opportunity for real estate investors, what sets his model apart, and how he helps others do the same—even with no prior medical background. If you’ve ever considered blending real estate, business, and purpose, you’ll want to hear this conversation.

Enjoy the show!

Key Takeaways:

[00:00] Introducing Brett Chotkevys and his real estate background
[03:10] Transitioning from house flipping to assisted living
[07:03] Some of the lessons Brent learned from the flipping experience
[10:20] Creating the “Assisted Living Mansion” model
[14:42] Licensing and zoning considerations by state
[17:17] Assisted Living is different from a hospice house
[20:11] What it costs to build and how SBA loans make it possible
[26:52] The team, staffing, and operations behind the scenes
[35:14] Marketing: How to keep a waitlist of residents
[36:31] The Strategic 20
[40:36] Brett’s blueprint for those interested in getting started
[43:28] Connect with Brett Chotkevys

Guest Links:

Website: https://www.assistedlivingmansion.com/
Instagram: https://www.instagram.com/assistedlivingmansion/

Show Links:

Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals
Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast
Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals
Living Off Rentals Website – https://www.livingoffrentals.com/
Living Off Rentals Instagram – instagram.com/livingoffrentals
Living Off Rentals TikTok – tiktok.com/@livingoffrentals

Joining us on this episode of Living Off Rentals is someone who helps rental property investors unlock huge tax savings through accelerated depreciation.

Dawn Polin is a Certified Public Accountant (CPA) with over 20 years of experience, including managing the cost segregation practice at a large CPA firm.

Today, she’s the Managing Director of Rental Property Refund, a platform that simplifies and automates accelerated depreciation studies so everyday investors can take full advantage of this powerful tax strategy.

Listen as she explains what cost segregation is, how this strategy can dramatically reduce your tax burden and even offset W-2 income, and what’s on the horizon for bonus depreciation laws.

Enjoy the show!

Key Takeaways:

[00:00] Introducing Dawn Polin and her background

[01:33] Dawn's background and her journey into tax strategy

[02:08] What is Cost Segregation and why does it matter?

[03:23] The step-by-step cost segregation process

[06:45] Strategies people use to offset asset depreciation

[08:25] The difference between short-term and long-term rentals

[09:44] Long-term rentals are going to be passive

[12:50] Streamlining with rental property refund

[14:42] Common mistakes real estate investors make

Guest Links / Special Links:

Get 10% off on Rental Property Refund's tax tool by checking out their free webinar below ⬇️
https://rentalpropertyrefund.com/aff-wh-refersion.php?rfsn=8663927.c9edf7

Plus, get an extra $150 off by using the promo code KIRBY150, exclusively for the Living Off Rentals community.

Website: https://rentalpropertyrefund.com/

Show Links:

Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals

Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast

Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals

Living Off Rentals Website – https://www.livingoffrentals.com/

Living Off Rentals Instagram – instagram.com/livingoffrentals

Living Off Rentals TikTok – tiktok.com/@livingoffrentals

Joining us on this episode of Living Off Rentals is someone who’s helped Kirby secure five different DSCR loans over the past year and a half.

Jay Anderson is a lender with Visio Lending, a company that specializes in DSCR loans for investment properties.

A DSCR (Debt Service Coverage Ratio) loan allows investors to qualify based on a property’s income—not their personal income.

It’s a great option for self-employed investors, those without W2 income, or anyone looking to scale without hitting debt-to-income limits.

As an active investor himself, Jay knows what it takes to get deals done, especially in today’s market.

In this episode, he breaks down how DSCR loans work, what it takes to qualify, and why they’re such a powerful tool for scaling your portfolio.

You’ll also learn about how DSCR loans can supercharge your BRRRR strategy and common pitfalls to avoid when applying for financing.

Enjoy the show!

Key Takeaways:

[00:00] Introducing Jay Anderson and his background
[02:18] Getting into real estate lending
[05:20] What are DSCR loans?
[08:30] Qualifications for DSCR loans
[13:19] Biggest reasons people get denied financing
[20:20] Basic terms for DSCR loan
[26:24] Jay's recommendation in terms of financing for someone who wants to do the BRRRR strategy
[31:24] Location and type of property most profitable for investors
[33:40] His advice for new real estate investors
[38:33] Connect with Jay Anderson
[39:44] Outro

Guest Links:

Website: https://visiolending.com/
Email: jay.anderson@visiolending.com
Contact Number: 737-910-2344

Show Links:

Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals
Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast
Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals
Living Off Rentals Website – https://www.livingoffrentals.com/
Living Off Rentals Instagram – instagram.com/livingoffrentals
Living Off Rentals TikTok – tiktok.com/@livingoffrentals

Joining us on this episode of Living Off Rentals is Matt Aitchison — a hotelier, investor, and host of the Millionaire Mindcast podcast — whose journey through adversity is nothing short of remarkable.

After hitting rock bottom in college and spending time in jail, Matt made a pivotal decision to transform his life. He went on to flip hundreds of homes, build a massive single-family portfolio, and is now scaling a commercial and hospitality real estate empire as CEO of Imagos Hospitality Group.

Matt shares how he learned to fail forward, using early setbacks as fuel for success. He and Kirby dive into his transition from single-family rentals to commercial properties, the power of mentorship, and the creative financing strategies he's using to close deals in today’s challenging market.

Key Takeaways:

[01:00] Introducing Matt Aitchison and his background
[02:00] The two types of people when facing adversities and setbacks
[08:06] Getting a mentor as a real estate investor
[13:59] If you want extraordinary results, be willing to do extraordinary things
[17:49] Transition from single-family rentals to commercial real estate investing
[23:23] There's a bull market in any bear market
[24:17] Season of seller finance
[31:22] The beauty of commercial real estate
[36:45] The journey of real estate investing is every deal is going to have challenges
[43:12] Real estate slowly becomes less about their money, and more about solving problems
[48:10] Connect with Matt Aitchison
[49:18] Outro

Guest Links:

Website: https://www.mattaitchison.com/
Imagos Group: https://www.imagosgroup.com/
Millionaire Mindcast Podcast: https://www.millionairemindcast.com/
Wise Investor Collective Mastermind Group: https://wiseinvestorcollective.com/

Show Links:

Living Off Rentals YouTube Channel -https://www.youtube.com/c/LivingOffRentals
Living Off Rentals Facebook Group -www.facebook.com/groups/livingoffrentals
Living Off Rentals Website -www.livingoffrentals.com
Living Off Rentals Instagram -www.instagram.com/livingoffrentals
Living Off Rentals TikTok - www.tiktok.com/@livingoffrentals

Joining us on this episode of Living Off Rentals is someone who escaped the corporate grind and built a lifestyle by design through turnkey real estate.

Ali Boone is an engineer, rugby player, pilot, adventurer, and the founder of Hipster Investments. She’s also the author of three different real estate books, including Not Your How-To Guide to Real Estate Investing.

In this conversation, Ali shares how she transitioned from aerospace engineering to buying hands-off rental properties—and how that led to her helping others do the same. She breaks down the fundamentals of what turnkey investing really is, how to screen a good provider, and the mindset shifts new investors need to succeed.

Enjoy the show!

Key Takeaways:

[01:35] Introducing Ali Boone and her background

[02:30] Getting out of the corporate world

[03:16] Making a career out of turnkey rental properties

[12:04] What is a turnkey rental property?

[16:31] Ali's very first rental turnkey property

[29:18] How to screen a good turnkey provider?

[30:27] Where did the profits come from?

[40:14] Helping people who want to buy some turnkey property

[43:28] The fundamentals of turnkey real estate investing

[49:00] Ali's version of financial freedom

[54:05] Connect with Ali Boone

[55:25] Outro

Guest Links:

Website: https://www.hipsterinvestments.com/

Show Links:

Living Off Rentals YouTube Channel -https://www.youtube.com/c/LivingOffRentals

Living Off Rentals Facebook Group -www.facebook.com/groups/livingoffrentals

Living Off Rentals Website -www.livingoffrentals.com

Living Off Rentals Instagram -www.instagram.com/livingoffrentals

Living Off Rentals TikTok - www.tiktok.com/@livingoffrentals