Joining us on this episode of Living Off Rentals is someone who has built multiple successful real estate businesses and learned firsthand what it takes to recover after things go sideways.

Ronnie Walker is a real estate investor and founder of Cedar Rock Homes. He shares his journey from working as a private banker at JPMorgan to leaving his 9-to-5 and diving headfirst into wholesaling, subject-to deals, and creative financing —scaling quickly but learning hard lessons along the way.

Listen as he shares the realities of rapid growth, the financial missteps that nearly derailed his business, and how he rebuilt a more intentional and sustainable investing model that prioritizes profit and peace of mind over volume.

Enjoy the show!

Key Takeaways:

[00:00] Introducing Ronnie Walker and his background

[01:56] Before getting into the real estate

[02:30] How he scaled his flipping business to 30+ projects a year

[05:30] Learning about subject-to deals and closing eight in one month

[10:57] What is Wrap Mortgage?

[12:08] Leaving his corporate job with savings and a clear plan for freedom

[13:33] Paying more than its actual worth

[19:44] Getting a premium on the sale price and interest rate

[21:56] The crash and burn in scaling too fast

[24:55] How to use "impasses" and follow-ups to build creative deals

[29:35] The concept of financial dominance in demonstrating credibility

[33:07] How messy books and poor accounting nearly cost him everything

[36:05] The $130K tax wake-up call that changed how he ran his business

[40:02] How to build a client's trust through confidence, integrity, and transparency

[45:31] Ronnie's advice for new investors

[48:12] Connect with Ronnie Walker

[48:40] Outro

Guest Links:

Website: https://www.youtube.com/@WalkWithRonnie
Instagram: https://www.instagram.com/walkwithronnie/

Show Links:

Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals

Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast

Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals

Living Off Rentals Website – https://www.livingoffrentals.com/

Living Off Rentals Instagram – instagram.com/livingoffrentals

Living Off Rentals TikTok – tiktok.com/@livingoffrentals