He co-founded PiggyVest, one of Nigeria's largest savings and investment platforms, after failing at over 10 businesses. Years earlier, he had been suspended and expelled from Covenant University.In this episode of Living Boldly, I sit down with Ayo Akinola, co-founder of PiggyVest and author of Credit Alert, to unpack why some businesses never grow, why customers don't always buy what they need, and the questions every entrepreneur should ask before investing more time and money into a business. We also discuss why Nigerians buy what they buy, the biggest money mistakes founders make, and why building a business requires more than just a good idea.Tired of hearing "I'll get back to you" from customers when what you really want is "Please send account number"? This conversation is for you.Chapters0:00 — Introduction0:22 — Ayo's Early Life & Family Background2:08 — Ayo's Entrepreneurial Journey at Covenant University4:39 — Getting Suspended & Expelled7:32 — Why Over 10 Businesses Failed Before PiggyVest13:00 — Is Your Business Actually a Business? (The 3-Question Test)17:30 — The Money Mistake Killing Small Businesses19:01 — Why Every Founder Should Pay Themselves First20:13 — Building the Right Team25:22 — Choosing the Right Business Partner25:57 — How PiggyVest Built Trust30:09 — How to Sell to Nigerians33:06 — Credit Alert & Entrepreneurial Lessons38:31 — Rapid Fire Questions[Resources & Links]Follow Living BoldlyInstagram — https://www.instagram.com/livingboldly_TikTok — https://www.tiktok.com/@_livingboldlyX — https://x.com/livingboldlypod?s=21Host Outfit from - https://www.instagram.com/lohije_/?hl=enThis episode is supported by TapTap Send. If you're sending money to Nigeria from the US, UK, EU, Canada, or Australia for the first time, use code TAPTAPQUEEN to get a $20 bonus: https://taptapsend.onelink.me/Lrab/wrSubscribe for more conversations with people who've built, failed, reinvented themselves, and chosen to Live Boldly.

What does it actually take to stay relevant, earn more, and stay valuable in an AI-powered world?In this episode of Living Boldly, I sit down with Fisayo Fosudo — Nigerian tech and finance creator with over 700K YouTube subscribers and 100 million views — to unpack the real skills, habits, and mindset shifts that will matter in the years ahead.From spending four years creating before seeing meaningful results, to building one of Africa's most respected tech channels, Fisayo shares hard-earned lessons on attention, money, content creation, AI, and what it takes to stay ahead when the rules keep changing.Whether you're a creator, entrepreneur, professional, or student, this conversation will challenge how you think about work, relevance, and success in the AI era.Follow Living Boldly IG - https://www.instagram.com/livingboldly_?igsh=MWpsMXdpcXRvcWsyNw%3D%3D&utm_source=qrTT - https://www.tiktok.com/@_livingboldly?_r=1&_t=ZS-94AE1irBFbNX - https://x.com/livingboldlypod?s=21

Struggling with low views? In this episode of Living Boldly, Salem King reveals the content creator strategy that actually works in 2026. If you want to learn how to monetize social media, grow while working a 9-5, and build a sustainable content business, this is for you.We dive deep into the shift from "posting" to "building." Salem King, known as the "creator’s creator," breaks down why repetition beats perfection and how to leverage AI tools for creators without losing your unique voice.