Welcome to Legally Sound with Richard Reed, the podcast that simplifies the law and explores how it affects our daily lives. In this episode, Sarah Reid is joined by buy-to-let specialist Hannah Cullen and mortgage adviser Steve Lightley. They discuss property law with a focus on short term and Airbnb type lettings specifically.

Letting a property out by the night rather than the year can look like the obvious way to get more from a buy-to-let investment. The returns are often better and the flexibility is appealing, particularly with the Renters' Rights Act changing how longer tenancies work. But permission to let short term isn't automatic. It can be restricted by your mortgage conditions, the covenants on your title, the terms of a lease or the council's planning rules.

Sarah is joined by Hannah and Steve to explain what needs checking before you commit, how lenders view short term letting differently, and what happens when a property is being used in a way that hasn’t been signed off on.

Here's what we'll cover in this episode:

· Why not every mortgage allows short-term letting

· How lenders stress test income that only comes in seasonally

· Restrictive covenants, lease restrictions, and who needs to give consent

· Planning permission, the 90 day rule in London, and Article 4 directions elsewhere

· Insurance, and what changes once you have paying guests rather than tenants

· The consequences of breaching your mortgage conditions and what sellers need to provide

Whether you're buying your first investment property or already letting a property out, this episode will help you understand what's allowed, what isn't, and what to sort out before you commit.

References:

Buy to Let Blog Post: https://richardreed.co.uk/short-term-lets-key-risks-and-complications-to-consider/

Get in touch:

Website: https://richardreed.co.uk/

Phone: 0191 567 0465

Email: info@richardreed.co.uk

Connect:

Sarah Reid: https://www.linkedin.com/in/sarahreid-/

Steve Lightley: steve.lightley@firstmortgagene.co.uk

First Mortgage NE

Website: https://www.firstmortgage.co.uk/branches/north-east-england/?utm_source=google&utm_medium=cpc&utm_campaign=17364676705&utm_term=first%20mortgage%20north%20east&gad_source=1&gad_campaignid=17364676705&gbraid=0AAAAAD-hX3Z7WHvTD1cXz4PnoX6nb27Mg&gclid=Cj0KCQjwh4TVBhCWARIsAG0czmq45JLfJfhHcgIyHZFIlz-SahYzTcVVjRTMsU4Pn5Eeua_W6u0TA0caAqhIEALw_wcB

Family Law, Divorce and Mediation with Matthew Lockey and Sophie Milliken

Welcome to Legally Sound with Richard Reed, the podcast that simplifies the law and explores how it affects our daily lives.

In this episode, Sarah Reid is joined by Matthew Lockey, Head of Private Family Team and Associate Solicitor at Richard Reed Solicitors, and Sophie Milliken, CEO of Moja.

Together, they unpack the realities of family law in England and Wales, from the moment a relationship breaks down through to financial settlement, child arrangements and life on the other side.

They cover what the process actually looks like, what it costs emotionally and practically, and how mediation can offer a faster, less adversarial route for families who want to avoid the courtroom.

Here's what we'll cover in this episode:

• What to expect when a marriage or civil partnership breaks down and the steps involved in the legal process.

• How divorce proceedings work in practice and what the process looks like from start to finish.

• Financial remedy and how courts approach the division of assets, property and pensions.

• Child arrangements, parental responsibility, living arrangements and how disputes are resolved.

• When court proceedings are necessary and what the process looks like when they are.

• The role of mediation and why it is often a quicker, cheaper and less damaging alternative to litigation.

• How to choose the right legal support and what to look for in a family law solicitor.

• Practical advice on protecting your interests and those of your children from the outset.

This episode is essential listening for anyone navigating the breakdown of a relationship, considering separation, or supporting a friend or family member through the process, and for anyone who wants to understand their rights before they ever need them.

Get in touch:

Website: https://richardreed.co.uk/

Phone: 0191 567 0465

Email: info@richardreed.co.uk

Contact Matthew:

https://richardreed.co.uk/team/matthew-lockey/

https://www.linkedin.com/in/matthew-lockey-19b04ba3/

Resources:

Pathfinder Pilot Scheme Report: research into an approach in some family courts that front‑loads welfare assessment and child‑focused work to streamline cases and improve outcomes for children

Resolution: family law association promoting constructive, amicable approaches.

In this episode, Sarah Reid is joined by Annaliese Barber, Director and Head of Richard Reed Solicitors’ Wills, Trusts, Probate and Court of Protection Department, and Helena Dar, Wills, Trusts and Probate Solicitor at Richard Reed Solicitors.

Together, they cut through the jargon and walk through what actually happens when someone dies, what the law requires, and how to navigate the process without making costly mistakes.

Here's what we'll cover in this episode:

• What probate is and when you actually need it.

• Who needs to apply and what the process involves.

• Understanding intestacy: what happens when someone dies without a will.

• The role of executors and administrators, and what's expected of them.

• Common mistakes families make and how to avoid them.

• When to seek legal advice and why getting it early can save time and money.

This episode is essential listening for anyone who has recently lost a loved one, is helping a family member through the process, or simply wants to understand what will happen to their estate and how to make things as straightforward as possible for the people they leave behind.

Get in touch:

Website: https://richardreed.co.uk/

Phone: 0191 567 0465

Email: info@richardreed.co.uk