Baker’s Dirty Dozen What are the financial mistakes that can quietly sabotage your future—and what can you do today to avoid them?

In this episode, personal finance educator, speaker, and Amazon bestselling author Joe Baker, MBA, joins us to unpack “Baker’s Dirty Dozen”—12 practical financial lessons designed to help you make smarter decisions with your money, build wealth, and work toward financial independence.

Joe is the author of Start Smart, Finish Rich!, which reached #1 on Amazon in Financial Services, Wealth Management, and Portfolio Management.

For more than 27 years, Joe has taught personal finance at the UAMS College of Pharmacy, helping thousands of graduate students understand the principles of building wealth and managing money wisely. Known for his engaging, down-to-earth teaching style, Joe has a gift for taking complicated financial concepts and turning them into practical strategies people can actually use.

Joe is also a frequent speaker at colleges of pharmacy, professional conferences, leadership academies, and student organizations across the country. His presentations combine real-world experience, practical financial strategies, and relatable stories that challenge audiences to take control of their financial futures.

But for Joe, financial success isn’t simply about accumulating money. His longtime philosophy is: “It’s not how much you make; it’s how much you keep.” Today, he adds another important principle: “True wealth is also measured by how much you give.”

Joe lives that philosophy through his commitment to education and giving back, including establishing endowed scholarships at Southern Arkansas University and the UAMS College of Pharmacy, as well as serving on the Southern Arkansas University Foundation Board of Governors.

Whether you’re just beginning your financial journey, approaching retirement, or somewhere in between, Baker’s Dirty Dozen offers practical wisdom that could change the way you think about money.

Listen closely—you may discover a financial mistake you’re making right now. LarrysRRR

#PersonalFinance #FinancialFreedom #BuildWealth #FinancialIndependence #GenerationalWealth

Developing a biblical worldview doesn’t happen by accident—it requires intentional study, spiritual maturity, and a firm foundation in God’s Word.

In this episode, regular contributor Sabrina McDonald once again delivers practical wisdom as she shares five foundational principles for developing a biblical worldview. She explains how Christians can learn to interpret today’s culture through the lens of Scripture rather than allowing culture to shape their beliefs.

Sabrina also emphasizes the importance of every believer being able to clearly explain what they believe, why they believe it, and where those beliefs are rooted in God’s Word. She discusses the value of both biblical and cultural research, equipping Christians to engage today’s challenges with confidence, truth, and grace.

It’s one thing to say, “This is what I believe.” It’s another to explain those beliefs with a solid biblical foundation that points others back to Scripture.

Whether you’re a new believer or someone seeking to strengthen your faith, this conversation will encourage, challenge, and equip you to think biblically and live faithfully.

Join us for another insightful conversation with Sabrina McDonald—you’ll come away with practical tools to help you develop a stronger biblical worldview. LarrysRRR #biblicalworldview #christianpodcast #biblicaltruth #christianliving #apologetics

Is it time for a third political party in America? In this thought-provoking episode, Larry welcomes special guest Randy Sams to explore a question that many Americans are beginning to ask. Have the two major political parties failed the people they were elected to serve? Larry argues that the Democratic Party is taking America in a dangerous direction, while too many Republicans—including those often labeled “RINOs”—talk about fighting back but ultimately fail to deliver meaningful change. Together, they discuss whether the political establishment has become more of a uniparty than two truly opposing parties. Drawing on Randy’s experience and perspective, this conversation examines whether a viable third party could restore accountability, represent everyday Americans, and challenge the status quo. Even if you think the idea is unrealistic, set aside your party label for just a few minutes and listen with an open mind. You may find that responsibility for America’s political frustrations doesn’t rest with only one side—and you just might begin to wonder if it’s time to dream a different dream. LarrysRRR #thirdparty #wethepeople #uniparty #freedom #politics