Should you buy or sell a home now, or wait for mortgage rates and home prices to improve?

With mortgage rates rising, home prices softening, and the housing market shifting, many buyers and homeowners are facing the same question: Is now the right time to make a move, or could waiting put you in a better position?

In this episode of Just Ask John King, I break down why trying to time the housing market can backfire and what buyers and sellers should really be paying attention to.

The best time to buy or sell isn't necessarily when rates are lowest or prices are highest. It's when the numbers, opportunities, and timing make sense for you.

-----

Have questions? Just Ask John King. Visit JustAskJohnKing.com to submit your question, explore your options, or schedule a conversation.

Listen Saturdays at 3 PM on AM 1380 The Answer or catch the show on your favorite podcast platform.

John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity

All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

You locked in a great mortgage rate, you've built equity in your home… so why does it still feel like you're falling behind financially?

Rising credit card balances, higher living expenses, and growing monthly payments are putting pressure on homeowners, even those who thought they were in great financial shape.

In this episode of Just Ask John King, I share real stories of homeowners who found themselves overwhelmed by debt, worried about retirement, and unsure what to do next.

We'll discuss why debt consolidation doesn't always solve the problem, when using home equity may make sense, and how the right financial strategy could help you lower monthly payments without putting your long-term goals at risk.

-----

John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity

All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

Something is changing in the housing market and I’m seeing it in real conversations and real transactions.

Mortgage rates have moved higher, buyers are becoming more cautious, some sellers are reaching the point where they can’t keep waiting, and I’m seeing short sales show up in my business for the first time in years.

Does that mean we’re headed for another 2008? No, and that’s not what I’m predicting. But there are cracks worth paying attention to.

In this episode, I break down how we got here, what I’m seeing from buyers, sellers and builders, and what today’s market could mean if you’re thinking about buying, selling, refinancing or simply wondering what may happen to your home’s value and equity.

The goal isn’t to predict the future. It’s to understand what’s happening now so you can make better decisions about what comes next.

Have a question about your own situation? Visit https://justaskjohnking.com/ and submit it for a future episode.

-----

John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity

All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

Thinking about building an ADU? There’s a lot more to consider than just adding extra space.

In this episode of Just Ask John King, I break down what an ADU is, how homeowners are using them for rental income, aging parents, adult children, and more, and some of the financing options available to help pay for one.

I also explain why a HELOC isn’t always the best answer, how your home’s future value may come into play, and why the right financing strategy depends on what you’re actually trying to accomplish.

If you’re considering an ADU or simply wondering what options you may have with your home equity, this episode will help you understand what questions to ask before making a decision.

-----

John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity

All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

What do you do when credit card debt starts getting out of control and someone promises an easy solution?

In this episode of Just Ask John King, I share real client situations involving debt consolidation, missed payments, reverse mortgages, and offers that sounded much better than they actually were.

I also break down practical ways to approach debt, including the debt snowball vs. debt avalanche, how credit scores are affected, why waiting too long can limit your options, and when tools like credit counseling, home equity, or other financial strategies may be worth exploring.

The goal isn’t to sell you one solution. It’s to help you understand your options before making a decision that could affect your finances for years.

👉Have a question about your mortgage, credit, home equity, or next move? Visit https://justaskjohnking.com/

-----

John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity

All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

Already own a home but thinking about making a move? In this episode of Just Ask John King, I break down the three main ways to buy your next home when you still own your current one: sell first, buy and sell at the same time, or buy first and sell later.

Each option comes with different tradeoffs when it comes to timing, cash, monthly payments, flexibility, and stress. I also explain what to think about before making your move and why the right strategy depends on your specific situation.

👉Have a question about buying, selling, refinancing, or using your home equity? Just ask John.

Listen Saturdays at 3 PM on AM 1380 The Answer or on any podcast platform and visit JustAskJohnKing.com to ask a question, find show resources, or schedule a conversation.

-----

John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity

All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.