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George and Louise in Queens bring in $600,000 a year. Should they keep working just to do Roth conversions? Cher and Sonny in Oregon wonder if they can retire in a couple years at 59 and 60, and whether the mega backdoor Roth belongs in their plans. Joe Anderson, CFP® and Big Al Clopine, CPA spitball retirement planning and Roth conversion strategies for them, today on Your Money, Your Wealth® podcast number 603. Plus, Michelle in Vienna, Virginia, is 56 and ready to retire, but what about her brand-new mortgage? Finally, our friend Marion in Fresno asks about Vanguard's suggestion of an annuity to cover fixed expenses.

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https://bit.ly/ymyw-603 (full show notes & episode transcript)

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Chapters:

00:00 - Intro: This Week on the YMYW Podcast

00:50 - Should I Keep Working Just to Do Roth Conversions? (George & Louise, Queens, NY)

13:50 - Convert to Roth Now or Wait Until We Leave Oregon? (Cher & Sonny, Oregon)

30:29 - We Built a Dream House. Can I Still Retire? (Michelle, Vienna, VA)

38:38 - Should an Annuity Cover Your Fixed Expenses? (Marion, Fresno, CA)

39:56 - Outro: Next Week on the YMYW Podcast

41:02 - The Derails: Cher, blue cheese olives, Joe's Escalade, iPhone, and new lifestyle