On Season 2 Episode 4 of Mortgage Cowboys, the guys discuss how extreme the COVID housing market became, today’s housing market, mortgage rates, affordability, and what would realistically need to happen for home prices to fall significantly.Subscribe to the channel and share your thoughts in the comments.

00:00 COVID Listing Frenzy

01:18 Free Money Warning Signs

02:33 Rates Down Prices Up

06:32 Why Today Feels Healthier

09:31 Stagnant Prices New Normal

12:03 Will Boise Hit A Million

15:57 Stop Hyping Rate Moves

22:42 Crash Talk And AI Fears

25:36 Young Buyers Getting Squeezed

27:06 Starter Home Reality Check

28:01 Luxury Rentals and Missing Middle

28:58 What Counts as Starter

29:50 Income vs Home Price Gap

30:40 Investors and Market Myths

34:45 Builder Rentals and Pipelines

36:39 CBH Pros Cons and Quality

39:52 Favorite Builders and Finishes

42:45 Idaho Growth and Migration

45:15 Locals vs Newcomers Tension

50:46 Realtor Identity Crisis

52:00 Why Realtors Get Hate

53:16 Business Mindset Over Status

54:17 Influencer vs Realtor Label

58:53 Referrals and Fair Tradeoffs

01:04:03 Paid Leads and Zillow Debate

01:08:31 AI Won’t Replace Agents

01:10:49 Go Old School Relationships

01:14:06 Wrap Up and Farewell

Listen here: https://creators.spotify.com/pod/profile/mortgagecowboys/

Produced in partnership with SB Studios.

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