• Q3: Shareholder Superpowers Part 3: Divestment
    2026/07/21
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.This week is the final part of Linda's 3-part series on shareholder superpowers. Parts 1 and 2 were about the power of your vote and voice, and part 3 covers the power of walking away and selling your shares. Linda also goes over what took place this week in the marketplace.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    34 分
  • Q3: Shareholder Superpowers Part 2: Voice — How to Make a Company Answer You
    2026/07/14
    Voting is powerful — but it only happens once a year. So what do you do the other 364 days? In Part 2 of our three-part "Shareholder Superpowers" series, Linda hands you the tools to plug into a company like you're on the inside: the Investor Relations department whose literal job is to answer investors, the quarterly earnings calls you can listen to for free (the same calls Wall Street analysts are on), and the SEC filings — the 10-K, 10-Q, and 8-K — where the real, legally-verified numbers live. None of it costs a dollar. Almost nobody uses it. We also cover the one shareholder superpower that's currently in danger. Qualifying shareholders can put their own idea on the ballot under SEC Rule 14a-8 — a rule whose predecessor dates back to 1942 — but the SEC has stopped refereeing the process, a December 2025 executive order directed the agency to consider rescinding the rule, and the SEC's own chairman has publicly questioned whether it should exist. Corporate law firms are already writing memos about a "post-Rule 14a-8 world." We lay out the case for repeal and the case against it, and let you decide. Market open: the Iran ceasefire collapsed, oil jumped about 7%, and the Dow gave back an all-time record it had just set on Monday — while the S&P and Nasdaq finished the week green. One red index, two green, and a lesson in why "the market" is not one thing. Plus: the Fed is stuck (and its own dot plot now leans toward a hike, not a cut), and earnings season kicks off with five of the biggest U.S. banks reporting. Your homework this week: pick ONE company reporting earnings, and listen to fifteen minutes of the call. You won't understand every word. That's not the point. The point is that you sat in the room. Produced by Cosmic Standard & Linda Garcia https://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    27 分
  • Q3: Shareholder Superpowers Part 1: Voting
    2026/07/07
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.This week, Linda begins a 3-part series on shareholder superpowers, covering the uncommon investing knowledge that you should know. Part 1 is about understanding the voting power that investors are given when they purchase a share in a company. She also dissects what took place this week in the stock market.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    28 分
  • Q2: What is the Dow Jones? And how does it impact your portfolio?
    2026/06/30
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.This week, Linda breaks down what the Dow Jones is, and what role it plays in your investment portfolio. She also gives a market update, and the Space X IPO keeps making waves across the stock market. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    29 分
  • Q2: If you own shares in a company, listen to this! Plus, a market update and info on the new Fed Chair
    2026/06/23
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.This week, Linda gives a primer on what do to with any company shares you might own--what they are, how they work, and how you can work with them to build wealth. She also gives a market update and some info on the new Fed Chair, Kevin Warsh.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    28 分
  • Q2: Deep Dive on Space X IPO: Why stock options are so important to understand
    2026/06/16
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.This week, Linda delves into more facets of the Space X IPO, including employee stock options, and how they work. She also discusses the community surrounding the Space X facilities, and future of AI, and much, much more. At the top of the episode, she gives a break down on the market as a whole. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    25 分
  • Q2: SpaceX Is Coming to Your 401(k): The Biggest IPO in History
    2026/06/09
    This week, the biggest IPO in history is landing — and you might end up owning a piece of it without ever choosing to. SpaceX, Elon Musk's rocket company, is going public on the Nasdaq at a jaw-dropping valuation of around $1.75 trillion. In this episode we start from zero: what an IPO actually is, what it means to "go public," and why this one is so enormous it's making headlines from Wall Street to your retirement account. Then we get into the part most people are missing. The two companies that run America's biggest stock indexes just made opposite decisions in the same week — Nasdaq rewrote its rulebook to fast-track SpaceX in (critics nicknamed it "Lex SpaceX"), while S&P held the line and made it wait. We break down why that quiet, technical fight decides whether SpaceX shows up in your 401(k) in a matter of weeks — and how the "forced buying" machine behind index funds works. Finally, the honest part: a company worth $1.75 trillion that lost nearly $5 billion last year. We walk through the eye-popping valuation, present the bulls' case fairly, bust a viral myth, and give you a calm, beginner-friendly reality check on what history says about chasing hot IPOs. No hype, no fear — just what you actually need to know. Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    46 分
  • Q2: Buy First, Talk Later: Trump's Trades and the Manipulation Question
    2026/06/02
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.If you've been hearing buzz about Trump's stock trades and wondering what the big deal actually is — this episode is your primer. We start from scratch: what financial disclosure is, why it exists, what law requires it, and how anyone can look it up. Then we get into the documented facts. In May 2026, the U.S. Office of Government Ethics published records showing a brokerage account in Trump's name made over 3,600 trades in the first three months of the year — worth between $220 million and $750 million. Multiple news outlets, using those same public filings, then identified a consistent pattern: the account bought shares in a company, and within days — sometimes hours — Trump publicly praised that same company in a speech or on television. We walk through four documented case studies — Dell, Micron, Apple, and Thermo Fisher — with exact dates, exact quotes, and what happened to each stock afterward. We then cover the April 2025 tariff pause, when Trump posted "THIS IS A GREAT TIME TO BUY!!!" on Truth Social less than four hours before announcing a 90-day tariff pause that sent the S&P 500 up 9.5% in a single day. And we look at the Iran war trading patterns, where an account in Trump's name appeared to be buying energy and defense stocks on the same day Trump was publicly saying the war was winding down. No charges have been filed. The legal debate is ongoing. Our job is to make sure you understand what the facts are — so you can draw your own conclusions.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    35 分