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  • Q2: How has tech transformed stock market recoveries?

    Q2: How has tech transformed stock market recoveries?
    2026/05/05
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.The stock market just had its best month since April 2020. And when you put April 2020 and April 2026 side by side, the numbers are striking. But more importantly, they reveal something much bigger: the market’s ability to recover from crisis has fundamentally changed. And technology is a huge reason why. Today Linda digs into the data, travels back through history — from the Great Depression to the 2008 financial crisis to the COVID crash to the tariff panic of 2025 — and explores what is really driving these faster and faster recoveries.SUGGESTED RESEARCH & READINGStatMuse Money — Monthly index return data (statmuse.com/money)Morningstar — "Stock Market Crashes: A Look at 150 Years of Bear Markets"Federal Reserve History — "The Panic of 1907" (federalreservehistory.org)Wikipedia — "United States Bear Market of 2007–2009" (comprehensive timeline and data)Wikipedia — "2025 Stock Market Crash"Nasdaq.com — "A Short History of the Great Recession"Library of Congress — "Hetty Green, the Witch of Wall Street"CAIA Portfolio for the Future — "The Queen of Wall Street: Hetty Green, America’s First Value Investor"Berkshire Hathaway Annual Shareholder Letters — berkshirehathaway.comS&P 500 Weekly Drops of 5% or More — The Specialist’s DeskThe Balance Money — "When and Why Did the Stock Market Crash in 2008?"There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    37 分
  • Q2: How capital expeditures influence the market

    Q2: How capital expeditures influence the market
    2026/04/28
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Today, Linda unpacks what capital expenditures are, how they impact the stock market, and why you should pay attention to them as an investor. She also gives us a stock market update. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    25 分
  • Q2: Stock market update + are new investors holding up the market?

    Q2: Stock market update + are new investors holding up the market?
    2026/04/21
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda explores how new investors (like us) might be propping up the stock market. How does our investing activity benefits us and others participating in the market? She also breaks down how the latest news headlines, like the war in Iran and negotiations over the Strait of Hormuz, are impacting the market. Investies, this is a great reminder to not panic when the market is in flux, and the news is changing daily.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    20 分
  • From the archive: Q2: Sell in May and Go Away

    From the archive: Q2: Sell in May and Go Away
    2026/04/14
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.This week, we're sharing an episode from our archives, in which Linda analyzes the investor adage: "sell in May and go away." As we approach the month of May (and the market is looking particularly volatile), you might want to consider adding this strategy to your upcoming portfolio activity.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    17 分
  • From the archive: Q4: Want to pay fewer taxes when you invest? Linda's exclusive workshop on tax harvesting is here!

    From the archive: Q4: Want to pay fewer taxes when you invest? Linda's exclusive workshop on tax harvesting is here!
    2026/04/07
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.This week, we're sharing an episode from archives, in which Linda breaks down exactly how to offset your investment income through tax harvesting. This was an exclusive workshop for Investies Patreon members, which is a monthly offering on our Patreon!There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    29 分
  • Q1: The Chokehold — How One Waterway Is Shaking Your Portfolio

    Q1: The Chokehold — How One Waterway Is Shaking Your Portfolio
    2026/03/31
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda's Wealth Warrior Course is still open for registration: Wealth warrior the course for purchase at wealthwarriorcourse.teachable.com This week we break down why the stock market just posted its fifth straight week of declines — and how a 21-mile-wide waterway called the Strait of Hormuz has become the most important piece of real estate in the global economy. We explore how Iran is using it as leverage, why three major developments last week signal a bigger and longer war, and what it all means for your portfolio.Market Numbers Referenced (Week Ending 3/27/2026):Dow Jones: 45,166.64 (down 793 points / -1.73% on Friday). S&P 500: 6,368.85 (seven-month low, fifth straight weekly loss). Nasdaq Composite: 20,948.36 (down 2.15%, in correction territory — down 10%+ from highs). Oil: ~$80/barrel.Sources & Further Reading:CNBC: “Dow tumbles almost 800 points and enters correction” (March 27, 2026). CNN: “Iran has a new demand to end the war — and it could bring in billions” (March 28, 2026). NPR: “The News Roundup for March 27, 2026” — 82nd Airborne deployment. ISW Iran Update Special Reports (March 25–29, 2026) — Russia-Iran intelligence sharing, Israel-Lebanon expansion. Investopedia: “Stocks Plunge, Extend Skid to 5 Weeks” (March 27, 2026). Forbes: “Dow, S&P 500 And Nasdaq Fall To 2026 Low” (March 19, 2026). Bloomberg Economics — Dina Esfandiary quote on Iran’s Hormuz strategy.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    28 分
  • Q1: What are Trump Accounts? And how can you make the most of them?

    Q1: What are Trump Accounts? And how can you make the most of them?
    2026/03/24
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda unpacks Trump Accounts--stock market accounts for newly born American citizens. We're taking advantage of rare good policy from the Trump administration to help our kids build their own wealth and increase their financial literacy. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies We did a lot of research for today's episode. Here are our sources + helpful links: Wealth warrior the course for purchase at wealthwarriorcourse.teachable.com Official Resources• trumpaccounts.gov — Official portal & enrollment• irs.gov/trumpaccounts — IRS guidance & Form 4547• IRS Notice 2025-68 — Detailed regulatory guidanceKey Facts at a Glance• Launch date: July 5, 2026• Government seed: $1,000 (births 2025–2028)• Annual contribution cap: $5,000 (indexed to inflation from 2028)• Employer contribution cap: $2,500/year• Investment: Low-cost U.S. equity index funds, 0.10% expense cap• Withdrawals locked until age 18; then traditional IRA rules apply• No earned income requirement; no income cap for contributorsSources Referenced• Vanguard: “What to Know About the New Trump Accounts for Kids”• Charles Schwab: “The Ins and Outs of the New Trump Kids’ Accounts”• Fidelity: “What Are Trump Accounts and How Do You Open One?”• J.P. Morgan / Chase: “Trump Accounts: Should You Open One for Your Child?”• Center for Retirement Research at Boston College• NBC News, Washington Post, PBS News Hour Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    43 分
  • Q1: How does the stock market respond to war? + a market update

    Q1: How does the stock market respond to war? + a market update
    2026/03/17
    Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda examines how the stock market has responded to war in the past, using the example of the market during World War I and World War II. Currently, the market is reacting to the US attacks on Iran; in this episode, Linda breaks down how the violence impacts market volatility.She also discusses her course, Wealth Warrior. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    26 分