"Insurance Is Eating Your Budget" — + The 2027 Buyer's Playbook | Ep. 2
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"Insurance Is Eating Your Budget" — + The 2027 Buyer's Playbook | Ep. 2
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著者：
A preapproved buyer, a great house, and then the insurance quote came back, and the payment they'd planned their life around went up a couple hundred bucks.
That's the story of 2026 in both my states. Insurance is no longer a closing day formality. It's a qualification issue, a negotiation issue, and a deal killer.
This week: Georgia premiums up 8.6% in 2025 and 39.7% since 2021, Texas up 60% since 2019 against 30% nationally, why you need a real quote in the first 48 hours under contract, rates holding at 6.67% (the whole year over year increase is $24 a month on a $400K loan), 37 straight months of price gains and what "4.6 months of supply" actually buys you, why the Fed's September 15 to 16 meeting won't move your mortgage, builders sitting on 9.3 months of inventory with 63% offering incentives, and the three moves that get you a piece of it. Plus the full 2027 buyer's playbook.
Mickey Lawrence, Realtor, Georgia and Texas
Call or text 770 373 4944, office 770 615 6122
Everything else, guides, down payment assistance, and all my socials at linktr.ee/settleinatl
Educational content only. Not financial, tax, or insurance advice. Equal Housing Opportunity.