The holidays are meant to be about joy, but somewhere along the way, we've let them become a source of stress, guilt, and financial and emotional strain. We’ve all felt the pressure to overspend, over-commit, and keep up with picture-perfect social media feeds. We offer a practical antidote to the madness, with five actionable ways to reset your holiday expectations using an "inside out" approach that prioritizes your peace and financial well-being. Learn how to identify your true core values and use them as a simple filter to cut back on time, money, and emotional spending that doesn't align with your goals. We also provide clear, direct scripts for navigating the awkward "gift-free" conversation, setting necessary boundaries with family.

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/133-five-ways-to-reset-holiday-expectations/

This is your masterclass in returns and reclaiming your money with grace and strategy. We reveal why returns matter and how to turn a common headache into a financial win. We go beyond the simple act of taking something back and share how to approach shopping with an "exit strategy" and that things are often negotiable. Listen to some of our craziest return stories and discover the creative ways you can advocate for yourself and your money.

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/132-the-art-of-the-return-get-your-money-back/

Sometimes, your investment portfolio needs a course correction to stay safe and on track with your personal allocation strategy. We tackle the essential, yet often ignored, financial tune-up known as rebalancing. Learn exactly what rebalancing is, why this simple process is about managing risk (not chasing returns), and the practical steps to implement it, including smart tax strategies for your 401(k) and brokerage accounts.

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/131-what-is-rebalancing-and-should-i-be-doing-it/

Ever wonder why you make financial decisions that go against your better judgment? This episode delves into The Chimp Paradox, a powerful psychological model by Dr. Steve Peters that explains the constant tug-of-war between your emotional "chimp" brain and your rational "human" brain. We'll explore how this internal conflict often leads to impulsive spending and financial anxiety, and, more importantly, equip you with actionable strategies to "box your chimp" and make logical, confident choices with your money. Get ready to understand the unseen forces shaping your financial habits and learn how to take control of your financial future!

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/130-the-chimp-paradox-why-you-spend-when-you-know-you-shouldnt/

Are you earning big but feeling broke? You're not alone. Welcome to the world of the H.E.N.R.Y.—High Earner, Not Rich Yet. This growing demographic of six-figure earners finds themselves in a financial paradox, with significant income but little to show for it in savings or investments. This episode dives into the two primary culprits behind the HENRY trap: the combination of lifestyle creep and a lack of a clear financial plan. We’ll show you how to hit pause, realign your spending with your values, and stop comparing your life to everyone else's.

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/129-are-you-a-henry-escaping-the-traps-so-you-can-build-wealth/

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Is the good life about luxury goods and expensive travel, or is it something much simpler yet profound? We dissect what a "good life" truly is, from the dictionary definition to Morgan Housel's core elements of happiness, and we'll reveal the simple, actionable steps you can take to start funding a life rich in more than just dollars. We explore why true wealth isn't what you see, it's what you don't see. We'll show you how to build a life of purpose, independence, and strong relationships—the true ingredients of a life well-lived.

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/128-what-is-the-good-life-and-how-expensive-is-it/

Are home warranties worth it? We answer this question and more. We break down how home warranties work, their pros and cons, and considerations for your primary home versus a rental property. We share personal experiences with home warranties and offer our tips on how to shop for and maximize the benefits of a home warranty if you decide to purchase one.

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/127-home-warranties-a-safety-net-or-a-money-pit/

Setting limits can get a bad rap, but limits are actually the key to a more joyful and abundant financial life. We redefine budgeting and setting limits not as a thing of deprivation, but as a path to peace, and share how setting healthy financial limits can reduce decision fatigue, build powerful discipline, and surprisingly, create more freedom and joy with your money.

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/126-the-real-l-word-why-limits-are-your-new-best-friend/