This week, Andrew and I answer your money questions about the nitty-gritty of retirement planning, complexities of early retirement strategies, roth conversion ladders, what to do with your cash, common investing misconceptions, US vs. international stock investing, and more.

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/124-listener-qa-with-andrew-us-vs-international-investing-457b-plans-roth-conversion-ladders-when-to-stop-contributing-to-your-401k-tracking-hsas-expenses-and-more/

Next time you get the urge to make a purchase, try one of these things to get a free or low-cost dopamine hit. We’re exploring the science of dopamine and how our brains are hooked on the thrill of a new purchase. Instead of letting the impulse to shop take over, we share ideas to create your own dopamine menu that will deliver the same feel-good chemicals without the financial hangover. Get ready to hack your brain’s reward system and find true satisfaction that’s more lasting than a new purchase.

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/123-a-dopamine-menu-20-ways-to-feel-good-without-spending-money/

Debt has become a quiet, accepted part of our lives, but what if we stopped seeing it as normal? We challenge the narrative that debt is an inevitable part of modern life. We dissect how societal pressures, easy access to credit, and a culture of instant gratification lead us down a path of unintentional debt. This isn't just about the numbers; it's about the hidden costs of debt—the stress, the limited choices, and the dreams that get put on hold. We hope this is a call to action to shift your mindset and minimize the amount of debt you’re willing to take on.

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/122-this-is-your-brain-on-debt-lets-stop-normalizing-debt/