What can Europe learn from Brazil's approach to payment innovation?

In this episode of Payments Between Us, I sit down with Gisela Delamain to explore Brazil's rapidly evolving fintech ecosystem, the success of PIX, and the future of instant and cross-border payments.

With experience across traditional banking, fintech, and international business development, Gisela shares her journey through the financial services industry and her perspective on what makes Brazil such an interesting market for payment innovation.

We discuss how PIX has transformed the way consumers and businesses make payments, the factors behind its widespread adoption, and what European markets could learn from Brazil's experience.

Gisela also shares her insights into the growth of digital banks and fintechs, the role of regulation in supporting innovation, and the opportunities for real-time cross-border payments.

But our conversation goes beyond technology.

We explore the importance of cultural understanding, local representation, and trusted relationships when expanding into international markets, particularly between Brazil and Europe.

We also discuss how open finance could reshape access to financial services, credit assessment, and risk management.

In this episode:
• Gisela's journey from banking to fintech
• The success of PIX and its impact on Brazilian payments
• What Europe can learn from Brazil's instant payment system
• Digital banking and the growth of Brazil's fintech ecosystem
• Regulation, innovation, and trust in financial services
• The future of real-time cross-border payments
• Open finance and its impact on credit and risk assessment
• Cultural adaptation and international market expansion
• Building connections between Brazilian and European fintech ecosystems

A conversation about how payments are evolving, what different markets can learn from each other, and why people and relationships remain essential to financial innovation.

𝐂𝐨𝐧𝐧𝐞𝐜𝐭 𝐰𝐢𝐭𝐡 𝐕𝐢𝐤𝐭𝐨𝐫𝐢𝐚:
■ Linkedin: https://www.linkedin.com/in/gisela-delamain-aaa87b41/

𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐁𝐞𝐭𝐰𝐞𝐞𝐧 𝐔𝐬:
■ Watch, listen & follow: https://cedarium.com/podcast

Payments happen between people.
And so do great conversations.