Link to IWP's June 2026 Update (PDF) https://tinyurl.com/muzzukne

Global markets have remained remarkably resilient over the past month, with strong AI-driven earnings continuing to support US markets despite ongoing geopolitical tensions, inflation concerns, and growing uncertainty surrounding Australia's economic outlook. In this month's discussion, Shane and Chris explore the key themes influencing markets and portfolio positioning:

• AI-related companies continue to deliver exceptional earnings growth, helping drive US markets higher and supporting broader market performance

• Ongoing tensions in Iran and elevated oil prices continue to create inflationary risks and weigh on consumer confidence

• Australia's recent Federal Budget and proposed tax changes have raised concerns around inflation, productivity, and incentives for business investment and innovation

• Sentiment towards both major political parties has deteriorated, contributing to increased political uncertainty

• Australian equities continue to face headwinds, while US markets have reached new highs

• Portfolio positioning remains unchanged, with decisions continuing to be driven by evidence, diversification, and long-term fundamentals rather than short-term events

• Despite economic and geopolitical uncertainty, long-term portfolio returns have remained strong, reinforcing the importance of maintaining discipline and avoiding emotional reactions to market noise

Overall, the message remains consistent: stay focused on long-term fundamentals, trust the evidence, and maintain a diversified portfolio through periods of uncertainty.

Should you prefer this in video form, please head to https://youtu.be/6kfKn8FYbhQ

DISCLAIMER: This Podcast contains general advice which does not consider your particular circumstances. You should seek advice from Independent Wealth Partners who can consider if the general advice is right for you. Independent Wealth Partners Pty Ltd (ABN 66 647 667 249) – (AR 1286417) is a Corporate Authorised Representative of Independent Wealth Services (IWS) AFSL #512433.

For most Australians approaching retirement, the family home is their biggest asset. The problem has always been that it's also the hardest one to access. But there's a strategy that changes that — and a surprising number of people over 55 have no idea it exists.

In this episode of Freedonomix, Cameron sits down with Andrew Brown - Independent Financial Adviser at IWP who walks us through the downsizer contribution — a rule that allows Australians aged 55 and over to contribute up to $300,000 each (that's $600,000 for a couple) directly into superannuation from the sale of a qualifying property. Crucially, it sits completely outside the normal contribution caps, so it doesn't eat into what you can contribute through other means.

But this isn't just a simple form you fill in at settlement. Andrew unpacks the details that actually matter — the 90-day window to act, the 10-year ownership requirement, how it can be layered with other contribution strategies, the re-contribution opportunities that could reduce the tax hit on your super for the people you leave it to, and how it might even be used to optimise an Age Pension outcome.

If you're thinking about downsizing, selling an investment property that was once your home, or simply looking for ways to get more into super before you retire — this episode is worth your time.

The rules are technical and the timing is critical. This is exactly the kind of strategy that's easy to miss and hard to undo. For a link to the written article click below.

Selling your home after 55? How downsizer contributions can supercharge your retirement! - Independent Wealth Partners

(Independent Wealth Partners Pty Ltd (ASIC # 1286417 ABN 66 647 667 249) is an independent professional financial advice practice which operates under the Australian Financial Services Licence (Independent Wealth Services AFSL # 512433).

This podcast is general advice only and it does not take into account any person's individual objectives, financial situation or needs.

IMPORTANT: The projections or other information generated regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results.

You see the fee. You do the mental maths. You think: if I don't pay this, I keep that money. It's a completely rational thought — and it might be the most expensive decision you ever make.

In this episode of Freedonomix, Cameron sits down with Chris Haggart - Partner and Independent Financial Adviser at IWP where we get honest about the real cost of financial advice — and more importantly, the hidden cost of walking away from it. We share the story of a client who passed on a $16,000 advice fee and, by staying in cash and waiting for the "right moment," missed $350,000 in market growth. We talk about what happened on a single day during the COVID crash when 50 families called wanting to sell everything — and why the most valuable thing an adviser does in that moment has nothing to do with spreadsheets.

We also go beyond the investment story. For families navigating complex situations — disability support, legal trust structures, Centrelink — we explore the invisible cost that never shows up on any invoice: the 2am panic, the second-guessing, the emotional weight of carrying it all yourself.

The fee is a visible line item. The cost of inaction is invisible, infinite, and often irreversible.

This one is for anyone who has ever hesitated at the number on a statement of advice — and wondered whether it was really worth it. Click on the link below for the written article

The most expensive invoice you never pay - Independent Wealth Partners

(Independent Wealth Partners Pty Ltd (ASIC # 1286417 ABN 66 647 667 249) is an independent professional financial advice practice which operates under the Australian Financial Services Licence (Independent Wealth Services AFSL # 512433).

This podcast is general advice only and it does not take into account any person's individual objectives, financial situation or needs.

IMPORTANT: The projections or other information generated regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results.