One of our lenders just told us 90% of the loans on his books are in default. Not a headline. Not a forecast. A real lender, talking about real properties, right now.

He isn’t the only one seeing it. A broker who closes serious volume has rebuilt his whole business around helping banks offload properties they’ve taken back. One bank wrote a $13 million commercial loan down to $5 million while a court-appointed manager let the asset fall apart.

Here’s what’s driving it. Commercial loans reset every five years, and the debt taken out before rates doubled in 2022 is coming due heading into 2027. On top of that, tenants are walking out of retail and office buildings. The rent stops. The mortgage doesn’t.

Gabe and Mitch break down where the pressure is building, why this looks different from 2008, and what banks are doing behind the scenes to avoid taking more properties back.

What you’ll learn:

• Why commercial loans are the pressure point going into 2027
• What happens to an owner when a $20,000 a month tenant disappears
• Why banks are desperate to avoid foreclosure and what they’ll offer good operators
• How to talk to your lender before a problem becomes a default
• How to get positioned for distressed deals before they hit the market

When banks start handing back properties, the investors with relationships and reputation get the first call. Everyone else reads about it later.

Want to be in the room where these deals get worked through? Join the Zero to 100 Elite Mastermind: zeroto100tribe.com/joinelite