In this podcast episode, Heather Arias of Udy and Associates Insurance in St George, Utah, shares information about personal property endorsements. What types of personal property can be covered and the cost for each endorsement?

In this episode, Heather Arias from Udy and Associates in St George, Utah, gives you important information about homeowner insurance endorsements regarding septic and sewer backup incidents.

You'll learn

* What the endorsement covers and what it does not

* What are the available limits

https://www.amfam.com/agents/utah/st-george/lucas-udy

In this episode, Heather Arias shed light on some of the common misconceptions that many people have about home insurance, such as:

1. Why does homeowners insurance not cover everything, such as contents, flood, earthquake, etc.

2. Why it's important to insure your home for full value, not just for what you paid.

3. The benefits of meeting with your insurance agent at least once a year.

4. How your credit score impacts your insurance premiums

In this episode, Heather Arias shares a few common Auto Insurance Misconceptions including;

1. Cheaper is not always better

2. Your credit score does impact your insurance premiums

3. You need insurance even if you only drive occasionally

4. Why all insurance copanies are not the same