You can retire with a FERS pension and a healthy TSP and still feel lost the month the paycheck stops. Charles and Marcus walk through building a federal retirement paycheck from the ground up: what you actually cost each month, which income sources form your dependable floor, the gap your TSP has to fill, and how installment payments really work — plus the age rules to understand before you roll anything to an IRA.

Chapters:

0:00 The Paycheck Stops, the Bills Don't

0:27 Welcome + This Week's Question

1:30 Start Here: How Much Do You Cost?

4:14 Building Your Dependable Income Floor

7:00 Finding the Gap Your TSP Has to Fill

9:47 How to Create Monthly TSP Income

11:35 The Age 55 / 59½ Trap Before You Roll Over

13:20 What Can Break the Plan

15:18 When to Review It

18:37 Watch Next

Resource mentioned: the free Monthly Expenses worksheet at cdfinancial.org

CTA: Apply for a Retirement Consultation: https://apply.cdfinancial.org/6a694299bad1c9a176cdc79f/

Disclaimer: Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company. Educational only; not financial, legal, tax, or investment advice. TSP withdrawal rules, penalty exceptions, and RMD ages depend on your situation — verify with TSP.gov, SSA, and OPM.

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