For decades, your paycheck arrived like clockwork—providing structure, covering the bills, and shaping your lifestyle. But once retirement hits, the paycheck stops, and even the most prepared face the uncertainty of drawing from savings. In this episode, Casey Bibb and Jim Martin walk through exactly how to turn Social Security, pensions, cash, and investments into a dependable retirement "paycheck," even as your income sources and expenses evolve each year.

04:06 The critical first step—calculating your personal "paycheck gap" between expenses and guaranteed income

05:18 Why retirement income planning is about more than a 4% rule or living off dividends

06:40 How the "bucket system" works to smooth out volatility and fund near-term and long-term needs alike

09:04 Why your investment strategy can be sophisticated, but your monthly paycheck should feel boringly routine

11:11 The keys to making withdrawals tax-efficient as RMDs, Social Security, and spending needs shift

13:11 And how to adapt your plan year by year as markets, life, taxes, and expenses change

If you're feeling uneasy about how to turn your nest egg into sustainable income, this conversation is for you.

To learn how to protect your portfolio against retirement risks and build a dynamic financial plan, visit www.martinwealth.com