In the Melbourne edition of The Business Dynamism Project, Nick Samios is joined by David Gandolfo and Jeanine Purdie for a practical discussion on financial stress, access to capital, ATO debt, late payments and restructuring.

The panel looks at the warning signs businesses and advisers should act on earlier, the role of short-term finance, why business owners often wait too long to seek help, and the importance of understanding the underlying cause of financial pressure before adding more debt.

The discussion also covers private credit, business confidence, regulation, collections, preferential payments and the role brokers and advisers play in helping viable businesses find a way forward.

How do you structure deals in a market where serviceability pressure, rising costs and tighter credit conditions are all colliding at once?

Hosted by Max Szarycz from Hermes Capital, the panel features: • Nick Samios – Hermes Capital • Peter Lucas – Kestrel Solutions • Peter Johnson – Get You Loans

The discussion covers: • debt serviceability in today’s market • cash flow pressure across SMEs • refinancing and restructuring challenges • the rise of short-term fintech lending • operational risk and management capability • why more deals are stalling in credit • and how brokers can structure transactions more effectively in 2026

The panel also explores the growing impact of debt stacking, margin pressure, poor financial visibility, and why funding alone rarely solves the underlying business problem.

This session is designed for: • commercial finance brokers • SME advisers • asset finance specialists • private credit professionals • and business owners navigating tighter credit conditions

Listen to the full discussion now.

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👔 Connect with Nick on LinkedIn: linkedin.com/in/nicksamios/

📰 Read our blog: hermescapital.com.au/news-articles/

📩 Get in touch: hermescapital.com.au/contact-page/

Hermes Ledger is produced by Hermes Capital Partners https://hermescapital.com.au/

When a business comes under pressure, the question isn’t just how to access capital, it’s how to protect value.

In this Sydney seminar, Hermes Capital brings together Nick Samios, Bruce Connors, and Marcus Petrovic, hosted by Max, to unpack one of the most important decisions brokers face:

Restructure, refinance… or run the auction?

With interest rates staying higher for longer, the discussion explores how brokers can avoid short-term fixes, assess asset values realistically, and structure funding that actually supports long-term outcomes.

We'll discuss capital stacking, asset recoverability, restructuring pathways, and how to guide clients through difficult decisions with clarity and discipline.

If you’re working with SME clients or navigating private credit deals, this session will help you approach them with a stronger framework.

📌 Want more insights on SME finance and funding?

Follow us here:

🔵 Facebook: facebook.com/hermescapital/

⚫ X: x.com/LunchMoneyPod

👔 Connect with Nick on LinkedIn: linkedin.com/in/nicksamios/

📰 Read our blog: hermescapital.com.au/news-articles/

📩 Get in touch: hermescapital.com.au/contact-page/

Hermes Ledger is produced by Hermes Capital Partners https://hermescapital.com.au/