Handshakes Don’t Survive Heartbreak: The Real Cost of an Unfunded Buy-Sell
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Handshakes Don’t Survive Heartbreak: The Real Cost of an Unfunded Buy-Sell
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A family business can survive competition. It usually doesn’t survive silence.
In this episode of Planning Reimagined, Celeste Moya and Kris Stegall unpack a real-world business succession breakdown: the Smith family’s multi-subsidiary landscaping company is thrown into chaos after the unexpected death of a key-owner—because there was no buy-sell agreement, no funding, and no clear plan for ownership transfer.
They break down why “we’ll work it out” is not a strategy, what it actually means to fund a buy-sell, how liquidity can prevent conflict (and litigation), and the practical steps business owners can take now to protect the company, the surviving family, and everyone who depends on the business.
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Disclaimer: This podcast is for educational purposes only and should not be considered tax, legal, or investment advice. Please consult your professional advisors regarding your personal situation.