It's a special Halloween celebration as Girls on the Air: Women in Real Estate marks 12 years and 626 shows on the air! Karen Campbell and Janet Sprissler celebrate the milestone with longtime listeners, former co-hosts, and friends while sharing the latest Ventura County real estate listings, rental opportunities, and tips for buyers looking to take advantage of the changing market.

Then Josh Carsman, magician and member of the world-famous Magic Castle, joins the celebration with some Halloween fun! Josh shares fascinating stories about the Magic Castle, haunted locations around Ventura County, and the mysterious history of the Bard Mansion. He also discusses the incredible work of the Turning Point Foundation, supporting mental health, housing, recovery, and veterans throughout the community.

Next, Bob Davis stops by to talk about the upcoming First Wednesday Trivia Challenge at Sterling Hills Golf Course, benefiting the Ventura County Library Foundation and Rotary programs. Bob shares how First Wednesday has already raised nearly $90,000 for local nonprofits this year!

Plus, special anniversary calls, Magic Castle giveaways, and plenty of Halloween surprises!

It's a fun-filled celebration of 12 years of real estate, community connections, and giving back on Girls on the Air!

Live from Ventura County, Girls on the Air delivers real-world guidance for buyers, sellers, and homeowners. Mortgage expert Joe Parisi shares rare “good news” on interest rates, explains why bonds—and “flight to quality”—matter, and breaks down seller-paid rate buy-downs (including 3-2-1) plus first-time buyer options like CalHFA 97/3 zero-down. Estate planning attorney Krista Hermans (Heritance Law) reveals the costly pitfalls of skipping a trust—probate delays, surprise heirs, family conflict—and why reviewing your documents is critical. Then the show closes with a clear breakdown of Prop 37, aimed at helping qualified Californians buy new construction with as little as 3% down while boosting housing supply—without taxpayer-backed debt.

Karen Campbell welcomes Jackie Brayley-Whirley to this week’s Girls on the Air: Women in Real Estate as they share the latest Ventura County real estate listings and discuss the challenges of probate sales, protecting clients, and navigating complicated transactions.

Then Joe Parisi with Rate Mortgage brings some encouraging mortgage news, including improving interest rates and creative financing options for homebuyers. Joe explains temporary and permanent rate buydowns, down payment assistance programs, alternative financing for self-employed buyers, and interest-only loans for real estate investors.

Next, Denise with Paladin Professional Insurance Solutions joins the show to explain why flood insurance deserves a closer look. Denise discusses the differences between national and private flood insurance, what homeowners policies typically exclude, coverage limits, waiting periods, and why you may need protection even if your home isn't in a designated flood zone.

Plus, Karen and Jackie share some Halloween fun happening around Ventura and announce that Girls on the Air is celebrating its 12th anniversary next week!

It's another informative hour of real estate, mortgages, insurance, and protecting your investment on Girls on the Air!

Karen recaps attending the California Association of Realtors fall meetings and the Reimagine Expo, noting discussions on propositions, industry updates, and AI (including “virtual humans” demonstrations). She highlights the CAR CARES volunteer initiative that assembled bags for unhoused people in the Long Beach area and reflects on the ongoing need for volunteer support.

Karen & Janet kick off this week’s Girls on the Air: Women in Real Estate with the latest from the Ventura County real estate and rental markets, including new listings, upcoming rentals, probate properties, and why buyers need to be ready when the right home hits the market.

Then Joe Parisi with Rate Mortgage joins the show with a mortgage market update. Joe discusses where interest rates are sitting, how inflation and Federal Reserve decisions can affect mortgage rates, and programs designed to help first-time homebuyers. He also explains how refinancing at a higher mortgage rate can sometimes still save thousands of dollars when it’s used to consolidate expensive credit-card and other debt.

Next, Krista Hermanz with The Heritance Lawyers breaks down estate planning and why a properly prepared and funded trust can be so important for California homeowners. Krista discusses avoiding probate, making sure property is actually titled in the trust, durable powers of attorney, planning for incapacity, out-of-state properties, businesses, and some of the common estate-planning mistakes families make.

Finally, Bob Davis stops by to talk about First Wednesday and its impact on Ventura County nonprofits. This month’s beneficiary is Angel Flight West, an organization supported by volunteer pilots who provide transportation for people and other critical needs throughout the region.

It’s a packed show covering real estate, mortgages, estate planning, probate, and a great way to support the Ventura County community—all on Girls on the Air: Women in Real Estate.

Karen & Janet kick off this week’s Girls on the Air: Women in Real Estate with the latest Ventura County real estate and rental opportunities before welcoming Alex Ramirez with Valor Home Finance. Alex shares a mortgage market update and explains why VA financing can give veterans and active-duty service members some unique opportunities—especially with certain condos that may be difficult to finance conventionally.

Then Jordan Eller with SOS Public Adjusters explains what a public insurance adjuster does and why homeowners may want someone representing their interests when dealing with a major insurance claim. Jordan discusses water and fire damage, preparing for severe weather, documenting your home before a loss, understanding what your policy actually covers, and why homeowners should think carefully before filing a claim.

Plus, Karen shares details about the upcoming Bereavement Golf Tournament benefiting local hospitals.

It’s another information-packed hour of real estate, mortgages, insurance, and protecting your home on Girls on the Air!

Hosts Karen and Janet review current Ventura rental listings and market activity, share new properties coming soon, and discuss property management highlights.

Insurance expert Denise explains landlord and renters insurance, liability risks, LLC and title concerns, vacant‑property and builder’s‑risk policies, loss of income, replacement cost vs. actual cash value, and the value of umbrella coverage.

Practical tips, contact numbers, and steps for investors and landlords to protect their assets and avoid common insurance pitfalls.

Welcome back, Ventura County—you're listening to Girls on the Air: Women in Real Estate on Fox Sports 1590 with hosts Karen Campbell and Denise Pomboonerung.

In this episode, the girls cover a busy week in local real estate (including quick sales, multiple offers, and investment property activity), share community highlights like the Ventura County Fair, and spotlight a lemonade stand fundraiser supporting kids with parents battling cancer.

Then, three great guests join the show:

• Tamara Rossi Molina (Choice Home Warranty) explains what a home warranty covers (plumbing, HVAC, electrical, and appliances), why it matters for buyers and sellers, and how Choice’s “Uber-like” vendor dispatch helps speed up service.
• Seth Doherty (Latitude Surveying) breaks down why land surveys matter, how property lines and monuments work, and where to look up a surveyor’s license info—plus an update on the **Beach Walk/North Shore** development near Harbor and Fifth.
• Shannon Porter and Mark Schimbein share details on the Gus Macker 3-on-3 basketball tournament coming to Camarillo (Aug 29–30), including registration, brackets, sponsorships, and volunteer opportunities.

Websites and contact info mentioned include LatitudeSurveying.com, macrocamarillo.com, and guest phone numbers shared during the show.