Karen and her guest host, Shelley Wells start this podcast with houses that are on the market in Ventura County, from the beach to the hillsides there are beautiful homes available now. Karen & Shelley's first guest is Crista Hermance a trust attorney who is an expert in creating a trust that protects your family's estate and assets. From choosing a trustee, living trusts, making an estate plan, probate courts and trust administrators. This process is easy when you have an expert like Crista Hermance who creates your estate plan, will or trust. Their next guest takes a deep dive into insurance, car insurance, home insurance, umbrella policies and more, Denise Pomboonreung with Paladin Insurance has the answer. Denise breaks down this complex conversation into language that's easy to understand, from shock losses, to how a credit score affects insurance and more. Plus Reverse Mortgage information with Shelley Wells, The Reverse Mortgage Queen! A must listen with Girls On The Air!

Karen & Janet spend this entire podcast with Krista Pleiser who is the Chief Government Relations Officer for the Santa Barbara Association of REALTORS® and co-founder of Smart Coast California. Ms. Pleiser started her career in Los Angeles where she worked for several Los Angeles City Council members and a State Senator. For the past 18 years, she’s managed the Santa Barbara Association of REALTORS® political activities, reviews public policy, and works with elected leaders and government staff in the development of housing policies. In 2018, Krista and co-founder and CEO Marta Golding Brown conceived the idea of Smart Coast California, a 501(c)3, and since then have been working on creating a collaborative stewardship of the coast which entails community sustainability, property rights and the environment.

Karen & Janet have filled this podcast with essential information, something for everybody in Ventura County! They start with home buying and rental opportunities from the beaches to the hills of Ventura County, awesome homes. Their first guest is Derek Contreras from Smart Home Mortgage with great news on rates that are now as low as 5.5% and there are many programs for different buyers, Derek has the right program for your needs. Denise with Paladin Insurance talks about the most important part of your insurance policy and that is the Declaration Page a must do when insuring your home! Ginny with Home Helpers Home Care that enables people to have Independence at Home, Home Helpers Home Care puts a caregiver in your home for one hour a day or 24/7. Make sure you and your loved ones are happy and safe with Ginny's expertise. Karen & Janet wrap up the podcast with Bob Davis inviting you to December's First Wednesday on the third in Santa Paula at 10th & MainThe Beneficiary is "The Spirit of Santa Paula" A great way to start the spirit of giving during the holiday season!.

Karen & Janet start this week's podcast with buying and rental opportunities in Ventura County, their first guest is Mark Monro with Roof Max of Simi Valley, the largest roofing company in The United States. His system rejuvenates your roof with products that add many years to your roof's life. Find out about the 10% discount with Girls On The Air! Next up it's Grant Leichfuss from Berkshire Hathaway. Grant is also involved with many projects in the city, he will talk about the Limoneira Project, The Olivas Park Extension and the need for The City of Ventura to meet the quota on new units that are mandated by the state. Karen & Janet's last guest is Nina Rubin with Shaklee Skin Care. Nina has products that will rejuvenate your skin and make you look years younger! Another awesome podcast with Karen & Janet!

This special podcast with Karen & Janet features two Veterans who are local real estate experts who tell us everything we need to know when it comes to VA Loans! The podcast starts with Mike Robb who served 24 years in The Navy along with Jeff Wattenbach who is a 20 year Veteran of The Seabees. Mike Robb is with Epic Realty and helps VA clients with Zero Down & Zero Cost loans that can even prepay HOA costs. Jeff Wattenbach tells us about VA Loans, the importance of Certificates of Eligibility DV-214 documents Assumable & Assumptive VA Loans too. Jeff & Mike dispel myths about VA Loans, they are Veterans & VA Loans are their specialty. Tell every Veteran who is looking to buy or sell to listen to this GOTA podcast! Wrapping up the show is Casey, owner of Skin Love By Lulu. Casey has created a comfortable and relaxing skin scare facility in Camarillo that includes Custom facials, relaxation, dealing with stress using the products that work for you and she has a special discount for Veterans listen in to find out more! Another awesome podcast from Karen & Janet!

Karen & Janet open this podcast with buying and rental opportunities throughout Ventura County... Their first guest is Reverse Mortgage Queen Shelly Wells who tells us reverse mortgages can close within 30 days. Rates are edging down and now is an excellent time to learn which plan fits your needs and lifestyle. Next up is Lynn from The Greek at The Ventura Harbor, Holiday parties are here and The Greek is taking reservations for The Parade of Lights and for your holiday party from friends 30 or more the Greek is your place for great food, dancing and fun! Etiquette is the next topic and Lisa Schoeffler, from which for to use, which water is yours, handshakes and conversation, List will teach you the proper way to enjoy your next get together. Matt Shoupe wraps up the podcast inviting listeners to the Trivia Challenge on Wednesday November 5th at Sterling Hills Golf Club to benefit The Ventura Library Foundation. Grab your smartest friends and listen to Girls On The Air!

Karen & Janet kick off this podcast with incredible rental & buying opportunities in Ventura County there are many homes available right now! Their first guest, Larry Reyes of Smart Home Mortgage, has good news on rates they are down!, along with opportunities for FHA & VA loans as Low as 5.5%. Carlo Dean CEO of Power Security talks about the importance of having Security Guards who are clean cut, in shape and have the appearance that gives your event a classy look that makes attendees feel safe and secure. Find out how you can book Power Security for your next event. Justin Soenke is Karen & Janet's final guest. Justin creates websites that identify your customer brings them to your website and makes your phone ring for business. There are 9 things your website must do to increase business, Justin makes sure you are doing all of them! Another fun & informative podcast with Janet & Karen!

Karen & Janet start the podcast with buying and rental opportunities throughout Ventura County. Beautiful homes you can call your own. Joe Parisi from Rate Home Mortgage is the first guest, Joe has great news on rates, as they continue to trickle down as he takes a deep dive into how the Fed's actions and decisions on rates for mortgages & HELOCS. Joe also talks about The Consumer Price Index and inflation numbers. Wrapping up the podcast is Blas Hernandez, who is an expert in Group Health Insurance with 26 years of experience in Ventura County. Blas is here to protect small business clients so they can create health care plans, finding the ones that help the business and the individuals who work there, Blas has the facts you need. Another awesome podcast with Karen & Janet, Girls On The air!