Karen & Janet kick off this week’s Girls on the Air: Women in Real Estate with the latest from the Ventura County real estate and rental markets, including new listings, upcoming rentals, probate properties, and why buyers need to be ready when the right home hits the market.

Then Joe Parisi with Rate Mortgage joins the show with a mortgage market update. Joe discusses where interest rates are sitting, how inflation and Federal Reserve decisions can affect mortgage rates, and programs designed to help first-time homebuyers. He also explains how refinancing at a higher mortgage rate can sometimes still save thousands of dollars when it’s used to consolidate expensive credit-card and other debt.

Next, Krista Hermanz with The Heritance Lawyers breaks down estate planning and why a properly prepared and funded trust can be so important for California homeowners. Krista discusses avoiding probate, making sure property is actually titled in the trust, durable powers of attorney, planning for incapacity, out-of-state properties, businesses, and some of the common estate-planning mistakes families make.

Finally, Bob Davis stops by to talk about First Wednesday and its impact on Ventura County nonprofits. This month’s beneficiary is Angel Flight West, an organization supported by volunteer pilots who provide transportation for people and other critical needs throughout the region.

It’s a packed show covering real estate, mortgages, estate planning, probate, and a great way to support the Ventura County community—all on Girls on the Air: Women in Real Estate.

Hosts Karen and Janet review current Ventura rental listings and market activity, share new properties coming soon, and discuss property management highlights.

Insurance expert Denise explains landlord and renters insurance, liability risks, LLC and title concerns, vacant‑property and builder’s‑risk policies, loss of income, replacement cost vs. actual cash value, and the value of umbrella coverage.

Practical tips, contact numbers, and steps for investors and landlords to protect their assets and avoid common insurance pitfalls.

Welcome back, Ventura County—you're listening to Girls on the Air: Women in Real Estate on Fox Sports 1590 with hosts Karen Campbell and Denise Pomboonerung.

In this episode, the girls cover a busy week in local real estate (including quick sales, multiple offers, and investment property activity), share community highlights like the Ventura County Fair, and spotlight a lemonade stand fundraiser supporting kids with parents battling cancer.

Then, three great guests join the show:

• Tamara Rossi Molina (Choice Home Warranty) explains what a home warranty covers (plumbing, HVAC, electrical, and appliances), why it matters for buyers and sellers, and how Choice’s “Uber-like” vendor dispatch helps speed up service.
• Seth Doherty (Latitude Surveying) breaks down why land surveys matter, how property lines and monuments work, and where to look up a surveyor’s license info—plus an update on the **Beach Walk/North Shore** development near Harbor and Fifth.
• Shannon Porter and Mark Schimbein share details on the Gus Macker 3-on-3 basketball tournament coming to Camarillo (Aug 29–30), including registration, brackets, sponsorships, and volunteer opportunities.

Websites and contact info mentioned include LatitudeSurveying.com, macrocamarillo.com, and guest phone numbers shared during the show.

This GOTA Podcast with Karen & Janet starts with Derek Contreras breaking down the numerous factors that cause mortgage rates to rise and fall. Derek says the news is basically good and Smart Home Mortgage has numerous plans to fit everyone's home buying needs. Next up, Shannon Porter invites basketball players of all years and skill levels to a 3 on 3 tournament The Gus Macker 3-on-3 basketball tournament is in Camarillo, scheduled for August 29–30, 2026 at Bob Kildee Park. Listen up for details! Karen & Janet's final guest is Crista Hemance with The Heritance Lawyers, this podcast's focus is on trusts with rental properties , how to protect them and hold title. Lot's of information and fun with GOTA!

This very informative podcast starts with Karen & Janet highlighting some of the outstanding rental & home buying opportunities in Ventura County, from the hillsides to the beach there are many beautiful places to call home. Their first guests, Sue and Albert with Ventura Homeless Prevention invite you to their fundraiser at Jaguar Moon on July 9th to learn about how you can assist families who face eviction and prevent them from becoming homeless, you can help and join in on the fun at this fabulous mixer. Karen & Janet complete the podcast with Crista Hermance, owner of The Heritance Lawyers. Crista and her team are experts in Estate Planning. This includes Trusts, Wills, Probate & More. Crista answers real life questions and scenarios during the podcast. Listen & learn with Karen & Janet... Girls On The Air!

Karen & Janet start off the podcast with Joe Parisi of Rate Mortgage. Joe tells us rates are steady but are guided by the volatile world events that are in the news. The good news is Joe has new loan opportunities that utilize assets and equity. A must listen with Joe Parisi, never count yourself out, there are many home loan options! Next guest is Denise from Paladin Insurance Services. Talk about good news, many home owners in Ventura County are getting off The Fair Plan for insurance. Denise will analyze your insurance, check your deductibles and find a way for you to save money on insurance! Karen & Janet's final guest is, Track & Field Coach Alisa Byrne from Villanova High School. Coach Byrne is holding a series of Track & Field Clinics that coach Hurdles & Throws, Jumps & Distance, along with Cross Country and Sprints using the best coaches in the area. Track & Field is a sport for all students throughout Ventura County. Find out about these clinics for students in Karen & Janet's latest podcast!

Karen & Janet open with Home Buying and Rental Opportunities throughout Ventura County. Their first guest is Derek Contreras from Smart Home Mortgage. Derek talks about how world events and employment reports affect rates and how you can educate yourself to find the best opportunities for purchase in Ventura County. Derek and his team work to find you the mortgage or refi that fits your needs. Up next is Lori Beth Gregory Beck of The Museum of Ventura County, Lori highlights 2 big events at The Museum, "Parallel History" and "Patriotic Threads". The Museum covers historical events throughout the county and has free admission for June. Listen in to find out what else is happening at the museum and in Ventura County with Karen & Janet!

Karen & her guest co-host Bob Ridgeway open the show with rental & home buying opportunities then they jump right in with their first guest, Alex Ramirez of Valor Home Loans where their passion is to make certain Veterans realize the benefits they have earned. The goal is to educate Veterans to understand the process, all that is available to them along with the guidance that Valor Home Loans provide, VA mortgages can be closed in just 30 days! Their next guest is Dr. Cesar Morales who has served as the Ventura County Supervisor of Schools since 2021. Dr. Morales talks about the 19 districts & 12 Charter Schools, the challenges to offer the best education while keeping the funding for all schools going. The social, educational, and recreational aspects of public schools is essential along with mobile libraries and after school programs. The final guest for this podcast is Laura with Sonny Horses For Kids where programs help unite children with law enforcement, honors heroes, provides scholarships and feeds children and families in Ventura County, learn about the event coming up For The First Wednesday in June!. Another awesome podcast from Girls On The Air!