Super is easy to ignore when retirement feels decades away. But a few small mistakes today could make a pretty big difference to your future balance.

Tash and Ana run through eight common super mistakes, from accidentally paying multiple sets of fees to having no idea what your super is actually invested in. They also unpack some of the less obvious things worth checking, like insurance, beneficiary nominations and whether extra contributions could fit into your bigger financial plan.

In this episode:

💰 Why having multiple super accounts could mean paying fees and insurance more than once

💰 How to check whether your employer is actually paying your super

💰 Why super fees can be surprisingly difficult to understand, and where to look for them

💰 Why "set and forget" doesn't mean never checking your super again

💰 How your investment option, time horizon and risk tolerance can affect how your super is invested

💰 Ways you may be able to grow your super through extra contributions and government incentives

💰 Why it's worth checking the insurance inside your super, especially when your circumstances change

💰 The difference between binding and non-binding beneficiary nominations, and why your will may not be enough

💰 Why super shouldn't necessarily be treated as completely separate from the rest of your financial plan

The big takeaway? You don't need to obsess over your super every week. But spending a little time checking where your money is, what you're paying, how it's invested and whether your setup still suits your life could make a meaningful difference over the long term.

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Case Study Form

Disclaimer: Any advice is general and does not consider your financial situation, needs or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Pay off the mortgage or invest? It’s one of those money questions that sounds simple, until you actually start running the numbers.

Tash and Ana unpack the trade-offs between getting ahead on your home loan, keeping money in an offset, investing, making extra super contributions, and using strategies like debt recycling. More importantly, they look at why the “right” answer can depend just as much on your goals and risk tolerance as the maths.

In this episode:

🏠 Why paying down your mortgage and investing don’t have to be an either/or decision

🏠 The trade-offs between a guaranteed saving on mortgage interest and uncertain investment returns

🏠 Why your goals, risk tolerance and need for flexibility matter when deciding what to do with spare cash

🏠 How an offset account can fit into your strategy, and why you should check yours is actually linked to your loan

🏠 What debt recycling is and how it can potentially make some home loan interest tax deductible

🏠 Where extra super contributions could fit into the equation

🏠 Why building an emergency fund may come before deciding whether to invest or pay down more debt

🏠 How Tash and Ana approach the mortgage-versus-investing decision differently in their own lives

The big takeaway? There may not be one perfect answer. Your strategy can change as your income, family, goals and appetite for risk change. The important thing is understanding your options and choosing an approach that makes sense for your own “why.”

Case Study Form

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer:

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Starting a business sounds simple until you're staring down an ABN application wondering if you're doing it right. In this first episode of GRSC Business, Tash is joined by Emma Edwards from The Broke Generation to break down exactly how to actually start a business, from the paperwork to the mindset shift.

In this episode, we'll discuss:

👉🏼 Getting an ABN and running a business name search (and what trips people up)

👉🏼 The mistakes Emma and Tash wish they'd avoided early on

👉🏼 Cashflow and accounting software that actually makes sense for beginners

👉🏼 Putting money aside for tax, and what to watch out for

👉🏼 When you should actually start calling yourself a business (the answer might surprise you)

If you've ever thought about starting something of your own but didn't know where to begin, this one's for you.

Case Study Form

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer:

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.