GET REAL: What If You Could Take Your 3% Mortgage With You? (S3:E13)

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GET REAL: What If You Could Take Your 3% Mortgage With You? (S3:E13)

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Today, Jack & Cindy are tackling an idea that could shake up the housing market: the portable mortgage.Imagine buying a home with a great interest rate, then being able to take that mortgage rate with you when you move. Sounds pretty good, right?

With millions of homeowners sitting on historically low mortgage rates, the so-called “lock-in effect” may be keeping people in homes they’d otherwise be ready to leave. Now, Congress is taking a look at whether portable mortgages could be part of the solution.Jack and Cindy break down what a portable mortgage actually is, how it could potentially work, who might benefit, the hurdles standing in the way, and the BIG question: Could this actually get people moving again?

We’re separating what’s being discussed from what’s actually possible right now, because this is one of those real estate ideas that sounds simple until you start looking under the hood.

🎙️ GET REAL with Jack & Cindy
Your real estate guidebook for buying, selling, investing and understanding what’s really happening in the housing market.

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