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The residential appraisal process has changed significantly over the past decade related to guidelines. But from a the standpoint of keeping up with changes in technology... not so much. In this week's episode of our Future Proof series, Melissa and James discuss recent changes that are starting to drive major impact to the way that collateral is underwritten.

Join our hosts as they break down the conversation with Brian Vieaux, President of MISMO, and Kenon Chen, EVP of Strategy at Clear Capital and their assessment of the current state of appraisals and where innovations such as the release of MISMO's Uniform Appraisal Dataset 3.6 (UAD 3.6) are revolutionizing the appraisal world.

To register for the live Future Proof webinars, download past episodes, and hear all of the discussions, visit PraxisLendingSolutions.com/FutureProof.

About Our Hosts:

Melissa Langdale is the founder and CEO of Praxis Lending Solutions, a premier consulting firm focused on improving the operational efficiency and effectiveness for mortgage lenders. As an experienced mortgage industry veteran, she brings a unique approach to solving problems for her clients.

If you’re interested in connecting with Melissa to discover how Praxis can help restructure and refine your Operational workflow, connect with her at PraxisLendingSolutions.com.

James Duncan is the founder and Chief Marketing Strategist of Caelum Advisers. As the former Head of Marketing for more than a decade, James launched Caelum Advisers with the mission of transforming the perception of what great marketing strategy looks like in the mortgage industry.

If you are a founder, executive, or head of marketing and want to find out how to tell a more compelling story and connect with your ideal client, visit CaelumAdvisers.com.

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On this week's podcast episode, “Future Proof: The Future of Capital Markets,” hosts Melissa Langdale and James Duncan debrief the interview with Chris Bennett, Chairman of Vice Capital Markets, to unpack what’s ahead for modern housing finance.

They explore scenarios for Fannie Mae and Freddie Mac exiting conservatorship, how guarantee fees and risk‑based pricing shape affordability, and why today’s capital markets feel so different from past cycles. Chris weighs in on 50‑year and portable mortgages, supply constraints, and policy shifts that could unlock more inventory. Listen in for a roadmap to navigating mortgages, capital markets, and real estate opportunities as we head into 2026 and beyond.

To register for the live Future Proof webinars, download past episodes, and hear all of the discussions, visit PraxisLendingSolutions.com/FutureProof.

About Our Hosts:

Melissa Langdale is the founder and CEO of Praxis Lending Solutions, a premier consulting firm focused on improving the operational efficiency and effectiveness for mortgage lenders. As an experienced mortgage industry veteran, she brings a unique approach to solving problems for her clients.

If you’re interested in connecting with Melissa to discover how Praxis can help restructure and refine your Operational workflow, connect with her at PraxisLendingSolutions.com.

James Duncan is the founder and Chief Marketing Strategist of Caelum Advisers. As the former Head of Marketing for more than a decade, James launched Caelum Advisers with the mission of transforming the perception of what great marketing strategy looks like in the mortgage industry.

If you are a founder, executive, or head of marketing and want to find out how to tell a more compelling story and connect with your ideal client, visit CaelumAdvisers.com.

Send us a text

Networking is making a comeback! In our post-COVID, AI-infused world, people are craving genuine connection. It's simply how we're wired as humans. But there's more to these connections than just handshakes and "being seen".

Want to learn tactical ways to truly engage and connect with a community who needs to hear from you? In today's "Future Proof" podcast, Melissa and James dive into the discussion around the topic of the "Future of Networking" with LaDonna Lockard, CEO of MaxClass and Sasha Stair, CMO at Xactus.

Our guest panelists shared their tactics around networking... before, during, and after the event.

To register for the live Future Proof webinars, download past episodes, and hear all of the discussions, visit PraxisLendingSolutions.com/FutureProof.

About Our Hosts:

Melissa Langdale is the founder and CEO of Praxis Lending Solutions, a premier consulting firm focused on improving the operational efficiency and effectiveness for mortgage lenders. As an experienced mortgage industry veteran, she brings a unique approach to solving problems for her clients.

If you’re interested in connecting with Melissa to discover how Praxis can help restructure and refine your Operational workflow, connect with her at PraxisLendingSolutions.com.

James Duncan is the founder and Chief Marketing Strategist of Caelum Advisers. As the former Head of Marketing for more than a decade, James launched Caelum Advisers with the mission of transforming the perception of what great marketing strategy looks like in the mortgage industry.

If you are a founder, executive, or head of marketing and want to find out how to tell a more compelling story and connect with your ideal client, visit CaelumAdvisers.com.