A single FDA question, a missed clinical endpoint, or a manufacturing snag can wipe billions off a market cap in minutes, and in life sciences that kind of volatility often comes with a second hit: a securities class action. We sit down with Kevin McRoy, Executive Vice President at RT Pro Exec and author of The D&O Diary, and John Connolly, Executive Managing Director at Howden USA, leading our North American life sciences practice, to unpack why biotech, pharma, and medical device companies remain such frequent targets, and why courts still dismiss these claims at a higher rate than in many other sectors.

We dig into what the numbers really mean for leadership teams, investors, and D&O insurance buyers: the difference between a speculative developmental stage business and an actual fraud narrative, how the Private Securities Litigation Reform Act shapes pleading standards, and why scienter is often the hill plaintiffs struggle to climb. We also explore why more filings are landing in the Third Circuit and what makes that forum distinctive, from its familiarity with FDA-related complexity to its intolerance for selective or weak disclosure.

If you work in life sciences, risk, legal, finance, or insurance, this is a clear-eyed guide to how these lawsuits form and how to reduce avoidable exposure.

While seafarers are the backbone of global trade, the pressures they face – both on board and at home – are often overlooked. Life at sea demands resilience, sacrifice and long periods away from home, often under challenging and uncertain conditions.

In this episode of Fortune Favours the Brave, our host Captain Hari Subramaniam, Chief Commercial Officer for Marine, Cargo & Logistics at Howden, is joined by industry experts Captain Karen Davis and Nina Edy. Together, they explore the critical link between seafarer wellbeing, operational safety and the long-term sustainability of the maritime industry.

From mental health and isolation to financial insecurity and evolving geopolitical risks, the panel discusses how these factors can affect wellbeing, decision-making and performance at sea. They also discuss why supporting seafarers on leave as well as families ashore is just as important as supporting seafarers on board, with Howden's SAFER at Home offering providing reassurance and security during periods when seafarers may otherwise be left vulnerable.

Ultimately, this is a conversation about prioritising the humans at the heart of shipping. We explore what more the industry can do to support the seafarers and families who keep global trade afloat. If you're interested in seafarer wellbeing, marine insurance or the future of shipping, please visit our website or speak to Captain Hari.

As digital technology becomes increasingly embedded in the delivery of care, cyber security has become a critical business risk for social care providers of every size. From electronic care planning and medication management systems to payroll, rostering and resident records, a cyber incident can have far-reaching consequences for operational continuity, financial stability and, most importantly, the people who rely on care services every day.

In this latest episode of Fortune Favours The Brave, Richard Lawson, Senior Account Executive, Howden, is joined by Neil Hare-Brown, cyber security expert and CEO of STORM Guidance, alongside Jonathan Taylor, Divisional Director, Head of Corporate Risks, Howden, to explore the growing cyber threat facing the social care sector and discuss practical steps providers can take to strengthen their resilience.

Together, they examine the current cyber risk landscape, the most common attack methods targeting care organisations, and the potential impact of data breaches, ransomware and phishing attacks. The discussion also covers how providers can build a stronger cyber security culture, improve incident preparedness, understand the role of cyber insurance, and meet increasing expectations from regulators, insurers and stakeholders.

Whether you're a care home owner, director, registered manager or risk professional, this episode offers practical insights to help you better understand today's cyber risks and the actions you can take to protect your organisation.