In today’s episode, "Tax Traps & Tangled Tales: What You Don’t Know Will Cost You", we’re diving into some of the most common – and costly – tax mistakes small business owners make. From surprise VAT bills to undeclared income and spending tax money that isn’t really yours, we’re breaking it all down.

And joining Rachael is our resident “non-tax expert,” Beth Davis – aka the perfect civilian canary in the tax coal mine. She asks what you’re probably thinking, and trust me, she keeps it real.

When HR goes wrong, the financial consequences can be brutal.

In this episode Rachael is joined by Fiona Godfrey, CEO of Inicio HR, to shine a spotlight on the hidden risks buried in your everyday people processes — and why even small oversights in HR can lead to major headaches for finance.

From botched payroll handovers to IR35 misclassifications and overlooked right-to-work checks, they unpack the most common (and costly) HR mistakes that businesses make. The conversation also explores the rise of AI in recruitment, the legal expectations around supporting neurodiverse employees, and the surprising tax traps behind seemingly simple staff perks.

If you’re an employer, accountant, or business leader, this episode is your essential guide to spotting risk early and staying one step ahead of compliance disasters.

Statutory pay.

Yes, that glorious alphabet soup: SSP, SMP, SPP, SHPP, SAP. Confused already? You're not alone.

Whether you're an employer trying to stay on the right side of HMRC, or an employee wondering what you're actually entitled to, this episode is for you.

Rachael is joined by fellow director and payroll expert Christopher Harrison, and together they are cutting through the red tape to help you avoid costly mistakes, unexpected payroll headaches, and those dreaded compliance letters from HMRC.

So if you’ve ever asked, “Do I really have to pay for that?” or “Can I reclaim this from HMRC?” grab a notebook, because we’re breaking down the Big Five types of statutory pay, the most common traps employers fall into, and how to get it right without losing your mind or your money.