In this episode, we're talking Millennials and Gen Z versus Gen X and Baby Boomers. The financial priorities of each generation are WILDLY different! We discuss why younger generations desire experiences, from international trips to concerts, and how social media fuels these desires.

Plus, get ready for some real talk as we share personal stories from raising our own almost Millennial and Gen Z daughters, tackling the struggle of living in the now while still planning for tomorrow. This episode is your guide to bridging the generational gap, whether you're a parent, a young adult, or just curious about how to enjoy life today AND build a solid future.

As our podcast title states, we believe people can have more than one thing at a time. Tune in to hear our take on the changing spending climate.

Our website: www.forbetterandworth.com

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Ericka: @erickayoungofficial

Chris: @1cbyoung

This week on the podcast we discuss something I hadn't intended to make public.

The calendar page turned, and suddenly, the month of my birthday was here. Fifty. This milestone felt different. While Chris, met it with grace and genuine excitement, I wrestled with a mix of emotions.

Listen in to hear more about how I navigated this transition and the way Chris helped me right on the podcast in a way I didn't expect.

You don't want to miss it!

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

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Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

If your kids are out of the out and off the payroll (paying their own expenses) you have entered an empty nest. Your house is quiet, your schedule is yours, and that freedom feels absolutely intoxicating. But here's the plot twist nobody warned you about: your newfound liberty might be costing you more than you expected.

You've entered what financial experts quietly call the "freedom tax" phase of life. While your child-specific expenses have vanished, new spending patterns emerge that can catch even the most prepared parents off guard.

Listen in to hear how we are navigating this season and some tips for continuing to manage your money well.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

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Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

There's something magical about walking through a newly renovated home for the first time. The dust has settled, the contractors have packed up their tools, and you're left with spaces that feel both familiar and completely transformed.

After months of planning, budgeting, and living through construction chaos, we finally completed our bathroom renovations – and the journey taught us more about decision-making, relationships, and financial priorities than we ever expected.

Tune in to hear all about the process, how we navigated as a team, and if it was all worth it in the end.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

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Instagram: @forbetterandworth

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Ericka: @erickayoungofficial

Chris: @1cbyoung

Marriage isn't a fairy tale—it's two imperfect people choosing to grow together through all of life's seasons. There will be times when you have to work at liking each other, moments when you need space, and seasons when you have to choose love over feelings.

But here's what makes it worth it: you get to build something together that neither of you could create alone. You become witnesses to each other's growth, champions of each other's dreams, and partners in creating a legacy that outlasts your individual lives.

Check out this week's episode to hear about the funny ways we've chosen to navigate this journey called love.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

When most people think of artificial intelligence, they picture futuristic robots or complex financial systems for major corporations. But AI has already woven itself into the very heart of our everyday money habits. And it is happening without us even realizing it. From simplifying budgeting to analyzing data, AI is changing how we approach financial decisions, making smart money management accessible, intuitive, and more effective than ever. We've even used it in our own financial life recently.

Listen in to hear all of the ways to maximize your financial life using AI and how we did too!

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

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Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

We were young and eager to become homeowners. We qualified, found the perfect house, and scraped together just enough for the down payment. But once we settled in, started growing our family, and lived a little life, we quickly realized one thing: homeownership is expensive. There are hidden costs that often catch new homeowners off guard.

The truth is, owning a home comes with expenses that many don’t fully anticipate. Understanding these "hidden costs" is crucial. It's not just to keep your finances in order, but to ensure long-term peace of mind.

Here we break down the unexpected expenses of homeownership and how to plan for them.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

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Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

Online shopping makes it easier than ever to fill our carts with things we don’t really need. This year's Amazon Prime Day was actually 4 DAYS not one! So obviously you have more time to search, explore, and spend. Amazon has become the definition of impulse spending and impulsive spending can quickly derail your financial goals.

But the good news? You can take control of your spending habits. Here’s how to differentiate needs from wants, resist marketing traps, and stay focused on what really matters.

Listen in to hear our take on how to overcome impulse spending.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung