Buying your first home can feel overwhelming when you don’t know what happens next.

In this episode of First Time Homebuyer Pros, Dat Nguyen walks you through the entire home-buying process—from what you should do before speaking with a lender all the way to getting the keys to your first home.

You’ll learn:

• What to check before starting the mortgage process
• Why your down payment isn’t the only money you’ll need
• Financial moves you should avoid while preparing to buy
• How to choose the right mortgage lender
• What actually happens during mortgage pre-approval
• Why the most you qualify for isn’t always what you should spend
• How to choose the right real estate agent
• What makes a strong offer in a competitive market
• What earnest money is and how it works
• What happens during the home inspection and appraisal
• What mortgage underwriting is actually looking for
• What “clear to close” means
• What to expect during the final walkthrough and closing day

If you’re thinking about buying your first home—even if you’re still months away—this episode will give you a clear roadmap of what to expect and help you avoid many of the surprises first-time buyers run into.

Send us Fan Mail

Free First-Time Homebuyer Tools:
FTHBPros.com

Connect with Dat Nguyen:

Email: hello@fthbpros.com or dat@elendingteam.com
Instagram: @Datloans
Everyday Lending Group NMLS 1379110

If you know someone thinking about buying their first home, send them this episode. The more you understand the process before you start, the easier it is to make confident decisions when the right home comes along.

Follow First Time Homebuyer Pros so you don’t miss the upcoming deep dives on pre-approval, credit, mortgage rates, writing offers, appraisals, underwriting, and more.

Today we’ll be talking about how to find a good lender and what questions to ask them to make sure they’re a good fit for you.

For each section, we go into detail to help you better understand the process.

Let’s first start by just listing a few of the ways to find a lender:

1. Realtor referral
2. A friend or coworker who recently bought a home
3. An Online Search
4. A referral from an organization

Some questions to ask a potential loan officer:

1. How long have you been working in the industry?
2. What types of loans do you primarily work on?
3. What types of loans do you like working on?
4. What do you like about doing loans?
5. What is your communication style and method, how often will we be talking?
6. I’m really new to this process, do you work with a lot of first time home buyers?
7. Do you have any first time home buyer programs? Any down payment assistance programs?
8. How long are your loans taking to close?
9. What’s the market looking like right now? What should I know?
10. What do you need from me to get started?

Send us Fan Mail

Free First-Time Homebuyer Tools:
FTHBPros.com

Connect with Dat Nguyen:

Email: hello@fthbpros.com or dat@elendingteam.com
Instagram: @Datloans
Everyday Lending Group NMLS 1379110

If you know someone thinking about buying their first home, send them this episode. The more you understand the process before you start, the easier it is to make confident decisions when the right home comes along.

Follow First Time Homebuyer Pros so you don’t miss the upcoming deep dives on pre-approval, credit, mortgage rates, writing offers, appraisals, underwriting, and more.

One of the first steps to home ownership is choosing a real estate agent.

I’d like to go over a few ways you can find an agent, and the types of questions you can ask.

Want to get connected with a vetted agent right away? We’ve partnered with Home&Money to help you get connected quickly and easily. Simply head over to https://homeandmoney.com/fthb/ and fill out the simple form to be connected right away with a qualified agent!

I love working with first time home buyers to help them become more educated in the process, and feel confident with their purchase. I love seeing people go from renting to owning a home and building equity. Some clients buy a starter home, others are buying their forever home. Each person is different and each purchase is unique. That’s also what I love about this, our industry is always changing and staying on top of those trends helps you be a better agent.

View the full blog post about Choosing a Real Estate Agent

Send us Fan Mail

Free First-Time Homebuyer Tools:
FTHBPros.com

Connect with Dat Nguyen:

Email: hello@fthbpros.com or dat@elendingteam.com
Instagram: @Datloans
Everyday Lending Group NMLS 1379110

If you know someone thinking about buying their first home, send them this episode. The more you understand the process before you start, the easier it is to make confident decisions when the right home comes along.

Follow First Time Homebuyer Pros so you don’t miss the upcoming deep dives on pre-approval, credit, mortgage rates, writing offers, appraisals, underwriting, and more.