How is it possible to own multiple properties before 30?

In this episode, we sit down with Amy McKellin, who signed her first build at just 18 years old in Armstrong Creek. She had no experience, a nervous family telling her to stop, and real moments where she was eating tuna and rice to cover her mortgages. Today, she holds 6 investment properties and works for one of Australia's oldest builders.

We cover everything. From how she used equity from one property to buy the next, why the Melbourne market is still affordable (but not for long), and the one suburb she says is about to explode: Lara.

We also break down what first home buyers get wrong; chasing the dream home instead of getting on the ladder, and the builder tricks that can quietly add $100,000 to your build price.

In this episode:
✅ How to grow a property portfolio using equity
✅ Rent vesting: Smart short-term move or long-term trap?
✅ Fixed price contracts: What to look for and what to avoid
✅ Why Victoria is still the best entry point in Australia

Jonathan Hind has spent over 10 years in theproperty industry, building investor portfolios and now guiding first home buyers into their dream homes.

In this episode we unpack: the Help to Buyscheme and how it's reshaping market demand, the biggest finance mistakes first home buyers make, why the LMI waiver might be more valuable than the First Home Owner Grant, and what it really takes to get into a quality property withoutthe 18-month wait.In this episode:

• How the Help to Buy scheme is reshaping demand
• The biggest finance mistakes first home buyers make
• Why LMI waivers can be bigger than the First Home Owner Grant
• Avoiding red flags in the property buying process
• What lessons 10 years in property has taught Jonathan
• Why preparation and the right team are everything

Chapters:(0:00) Intro & State of the Property Market(5:00) Help to Buy & Market Demand Spikes(10:00) Why Use a Specialist vs Going Direct(15:08) Where First Home Buyers Get Most Confused(20:12) Red Flags & The Biggest Finance Mistakes(23:21) Choosing the Right Builder(29:07) The First Home Owner Grant Explained(33:00) How LMI Waivers Work (Bigger Than the Grant?)(40:00) Stamp Duty & Government Support Programs(45:03) Final Advice for First Home Buyers

Most first home buyers don’t fail because of income, they struggle because they don’t fully understand their money. Spending habits, lifestyle creep, and lack of financial clarity can quietly hold you back.

In this episode, we break down the First Home Foundation: Affordability, and how to take control of your finances so you can move forward with confidence.

We talk about:

• How to assess what you can truly afford
• The impact of lifestyle creep and everyday spending
• Why financial literacy is key to buying your first home
• The real challenges when dealing with banks
• Rentvesting vs Buying your own home: What’s right for you?
• Why having a trusted team can make the journey easier

We also share what changes after you buy your first property and how it can open new opportunities for your future.

Here’s the truth: buying your first home is not just a financial decision. It’s a mindset shift.

🎧 Tune in now to learn how to manage your money better, avoid common mistakes, and take your first real step into the property market with clarity and confidence.