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  • The BEST Windshield/Rock Chip Company in Utah With Andrew Reeve CEO of Royalty Auto Glass

    The BEST Windshield/Rock Chip Company in Utah With Andrew Reeve CEO of Royalty Auto Glass
    2025/12/19
    There’s a Auto Glass Olympics? Yeah, and Andrew has competed in it. Andrew shares his personal story — how he accidentally fell into auto glass at 17, trained for the Auto Glass Olympics, worked with major national glass companies, and eventually launched his own shop focused on quality, honesty, and customer experience.

    Insurance agents love him, and he’s changing the industry with his no-nonsense client focused windshield repair/replacement company Royalty Auto Glass.

    Andrew Reeve, owner of Royalty Auto Glass, breaks down everything you thought you knew about windshields, and the insanity the auto glass industry doesn’t tell you. If you’ve ever had a rock chip, a cracked windshield, or felt confused about insurance glass claims… this episode gives you the insider perspective every driver should hear.
    - Why OEM Windshields can take MONTHS to get (and aren’t better)- How Royalty Auto Glass dropped their return rate from the industry standard of 30% down to nearly 0- Some funny “science” about how newer cars seem to break windshields more- How dealerships and body shops handle windshield repairs- The difference between OEM, OE, and Aftermarket windshields- Why Winter is a GREAT time to replace your windshield- What consumers should know about choosing a glass company- How it’s illegal for insurance companies to force you to use a specific glass shop
    Royalty Auto Glass is located in Orem, Utah at 1382 W Center Street. You can find them on Google or reach out through your insurance agent (and if they don’t send you to Andrew… find a better agent 😉).
    Whether you drive a Tesla, Lexus, Prius, truck, SUV, or anything in between — this episode explains how to protect your glass, what matters when replacing a windshield, and how to avoid costly insurance mistakes when replacing your glass.

    Andrew Reeve - Royalty Auto Glass
    andrew@royaltyag.com
    (801) 607-5427https://royaltyag.com/

    Connect with FinancialGinger here!
    TheFinancialGinger@Gmail.com
    FinancialGinger, it’s not about impressing you… it’s about serving you.
    Actionable Financial Information For Utahns
    Episode #12: FinancialGinger
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    1 時間 6 分
  • 300% Health Insurance Increases for 2026? What To Do - With Kristen Gines

    300% Health Insurance Increases for 2026? What To Do - With Kristen Gines
    2025/12/16
    Health Insurance has changed BIG for 2026, What do you do if your rates jumped 300%? Health and Life Insurance agent Kristen Gines answers things like Why did rates jump so much for 2026, and what are options for those facing rate increases?

    Kristen highlights government actions that cause most families to see 200-300% rate increases for next year on their health insurance. What happened with government subsidies and why your income tier matters more than it has in years. Whether you’re on an ACA/Obamacare plan, private insurance, have catastrophic, indemnity, or even a Healthshare ministry non-insurance, Kristen helps you understand your choices, and what you may give up changing plans.
    You’ll learn from Kristen:
    • What changed ACA Subsidies
    • The difference between bronze,silver, gold, and platinum government plans
    • Examples of when private or indemnity plans could make sense
    • How maternity, prescriptions, mental health, and other needs could be left out on certain kinds of plans, and who best benefits from that
    • Healthshare goods and risks
    • Why talking to a licensed broker matters more than EVER right now in 2025
    If you’re confused about rising premiums, overwhelmed by rules, or unsure if you should switch, have a conversation with Kristen to make a roadmap to avoid costly mistakes.

    👉 Like, subscribe, and share this episode to help someone avoid a financial disaster.

    Kristen Gines - Medicare, Health and Life Broker and Advocate
    kgines@legacyifs.com
    Provo.becauseweprotect.com/kristengines
    801-691-9767

    Connect with FinancialGinger here!
    TheFinancialGinger@Gmail.com
    FinancialGinger, it’s not about impressing you… it’s about serving you.
    Actionable Financial Information For Utahns
    Episode #11: FinancialGinger
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    40 分
  • Why New Construction Wins and First Time Homebuying Tips - With Caden Smith the One Wheeled Realtor

    Why New Construction Wins and First Time Homebuying Tips - With Caden Smith the One Wheeled Realtor
    2025/12/12
    Served with a side of ADHD, Jacob Johnson and Caden Smith - The One Wheeled Realtor - talk about the journey of first time home buying in Utah.

    Caden shares how he went from struggling with depression and cycling through 18 jobs… to finding purpose, service, and passion as a real estate agent at Keller Williams. We discuss:
    • Why New Build is usually the best price for first time home buyers in Utah in 2026
    • Why New Construction is a great financial play in Utah for 2026
    • Utah’s Grant Programs for new-builds and first time home buyers (up to $20,000!
    • Ways to buy $0 down real estate for first time home buyers
    • The emotional side of buying your first home
    • What Realtors want to teach you about lenders, inspections, and insurance
    • What a pre-approval is
    • Mental Health, Job Stability, and how Caden got into helping home buyers as a Real Estate Agent
    Half how-to, Half relatable life stories, with a spattering of ADHD, listen and learn from Caden and Jacob’s real lifes.

    📍 Caden’s First-Time Homebuyer Seminar: https://beacons.ai/theonewheeledrealtor📍 Follow Caden on Instagram: @theonewheeledrealtor📍 Work with Jacob for Utah Insurance: jacobinsuresutah@gmail.com

    Caden Smith | Owner & CEO, One-Wheeled Realty Group LLC | KW Westfield📞 W: (385) 438-7488📞 C: (208) 565-7965📧 caden.smith@kw.com🌐 cadensmith.kw.com

    Connect with FinancialGinger here!TheFinancialGinger@Gmail.comFinancialGinger, it’s not about impressing you… it’s about serving you.Episode #10: FinancialGinger
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    53 分
  • Navigating ACA Health Insurance Rate Increases Before 2026 - With Josh Erickson

    Navigating ACA Health Insurance Rate Increases Before 2026 - With Josh Erickson
    2025/12/09
    Health Care subsidies took a big change with Congress recently, Why did your health insurance rates jump for 2026? What’s going on anyways?

    Josh Erickson and Jacob Johnson talk about health Insurance, ACA/Obamacare, Private Health Plans, and how some people are considering going uninsured this year!

    Before you do that, listen to this episode of FinancialGinger and consider some alternatives. We discuss some private plans that take a little more work, but could save you money. We talk about HealthShares, or Christian Ministry and how they can cover you, but aren’t legal insurance, and share valuable information that can help you position your health insurance best for 2026.

    Joshua Erickson
    Award-winning insurance advisor Specializes in proven strategies to save families tens of thousands, early retiring bridge plans through age 65, and systems that keep employee health benefit renewals flat and level
    801.592.5562

    Connect with FinancialGinger here!
    TheFinancialGinger@Gmail.com

    FinancialGinger, it’s not about impressing you… it’s about serving you.
    Episode #9: FinancialGinger
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    58 分
  • 3,000 Doors of Wisdom: Property Manager Emil’s Stress-Free Landlord Systems

    3,000 Doors of Wisdom: Property Manager Emil’s Stress-Free Landlord Systems
    2025/12/05
    If you have ever had a tenant call you at 2 AM with an emergency, this podcast episode is for you. Whether you’re looking to buy your first rental, just moved into a house hack, or have a portfolio of 20 properties, Emil will give you extra clarity, confidence, and thoughts of someone who handles hundreds of rental units every single day.

    In this conversation, Emil Schoenfeld — founder of Peaceful Property Management — breaks down how he runs rentals in smarter ways, how to screen tenants, why most people struggle with managing properties themselves, how to treat your property like a real business, and why having a professional team can save you hours of headache.

    You’ll learn:
    • Mistakes new landlords make doing it alone
    • Surprising things property managers do for you
    • Ways professionals find tenants
    • Answers about allowing pets in rentals
    • Why clear lease agreements solve 90% of your problems before they happen
    • How sometimes you DON'T need a property manager (Emil said it, not me!)
    • Emil’s book recommendations for how to properly value your own time

    Emil SchoenfeldPeaceful Property Management
    📞 O: (801)717-6430
    📞 C: (385)438-3011
    📧 emils@peacefulpm.com
    🌐 peacefulpm.com

    Connect with FinancialGinger here!
    TheFinancialGinger@Gmail.com
    FinancialGinger, it’s not about impressing you… it’s about serving you.
    Episode #8: FinancialGinger
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    52 分
  • The Financial Planning Every Real Estate Investor Needs - with Sam Jones

    The Financial Planning Every Real Estate Investor Needs - with Sam Jones
    2025/12/02
    What if the reason your finances feel “stuck”… is because your systems are broken?

    In this episode, Jacob sits down with financial planner Sam Jones to expose the blind spots that cost people thousands every single year.

    Sam isn’t your average advisor. From serving a Christian mission to specializing in real estate investors, he’s built a career around teaching simple, true financial principles that actually move the needle. He’s helped Jacob personally save thousands in taxes, and today he breaks down exactly how you can start doing the same.

    Together, Jacob and Sam dive into:• The most common reasons home insurance claims get denied and how to avoid them• Why your goals don’t matter if your systems are weak (and how to fix that today!)• How Sam uses charitable giving strategies to unlock major tax savings• What working with an engaged financial planner or insurance agent really looks like• LLCs for landlords and why they might affect your insurance more than you think• How to know if your financial team (planner, insurance agent, CPA) is actually helping you win

    If you’re serious about building wealth, protecting your assets, and finally getting your financial systems dialed in, this episode will give you the clarity and confidence to take action right now.
    Sam JonesFinancial planner helping real estate investors and small-business owners build wealth through smart tax and cash-flow strategies.
    sam@vitalitycap.comhttps://vitalitycap.com/

    Mentioned in the showUVU Money Success Center (Formerly Money Management Resource Center)
    https://www.uvu.edu/woodbury/money-success-center/
    Charity Water
    https://www.charitywater.org/

    Connect with FinancialGinger here!
    TheFinancialGinger@Gmail.com
    FinancialGinger, it’s not about impressing you… it’s about serving you.
    Episode #7: FinancialGinger
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    56 分
  • Master Your Mindset, Master Your Life — Featuring Savanah Romney

    Master Your Mindset, Master Your Life — Featuring Savanah Romney
    2025/11/28
    Savanah Romney: 20 year old realtor, host of Uncharted podcast, and someone who’s mindset is well beyond her age joins Jacob for a discussion today.

    One of the first things I ever heard Savanah say was “Remind your nervous system when you’re freaking out that it’s not hard, it’s just new.” That perspective, paired with her belief that “your happiness is your responsibility,” reflects the gratitude, faith, and maturity that shape how she lives and that sets the tone for this conversation.

    Savanah and Jacob talk about Positivity, the power of a single focused goal, the prosperity that comes from early mornings and ambitious action every day, every day, every day. In this uplifting, honest conversation about fear, faith, accepting responsibility and building a life you can be PROUD of, I pray you can feel emboldened to take successful action in your finances, business, and life.

    Savanah RomneyReal Estate Agent
    Instagram: @savanahromney
    Podcast Host of Uncharted Podcast: @uncharted.thepodcast

    Connect with FinancialGinger here!
    TheFinancialGinger@Gmail.com
    FinancialGinger, it’s not about impressing you… it’s about serving you.
    Episode #6: FinancialGinger
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    59 分
  • Inside a Restoration Company - With Austin Bradley

    Inside a Restoration Company - With Austin Bradley
    2025/11/25
    What happens when you file a claim after water damage or a fire? Austin Bradley started a restoration company at just 21 years old! Join Austin and Jacob as they give valuable insights into how restoration companies can help you after an insurance claim.

    Questions like, What do I do after something happens to my home? How fast do I have to respond? Who do I call? How does insurance pay restoration companies? Why have home rates gone up in the last 2 years?

    Austin and Jacob talk about REAL claims, REAL service, and actions you can take when disaster strikes.

    Austin Bradley
    Structured Restoration Central Utah
    📞 O: 801-919-8337
    📞 C: 801-336-6180
    📧 austin@srutah.com
    🌐 www.srutah.com

    Connect with FinancialGinger here!
    TheFinancialGinger@Gmail.com

    FinancialGinger, it’s not about impressing you… it’s about serving you.
    Episode #5: FinancialGinger
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    47 分