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300% Health Insurance Increases for 2026? What To Do - With Kristen Gines

300% Health Insurance Increases for 2026? What To Do - With Kristen Gines

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Health Insurance has changed BIG for 2026, What do you do if your rates jumped 300%? Health and Life Insurance agent Kristen Gines answers things like Why did rates jump so much for 2026, and what are options for those facing rate increases?

Kristen highlights government actions that cause most families to see 200-300% rate increases for next year on their health insurance. What happened with government subsidies and why your income tier matters more than it has in years. Whether you’re on an ACA/Obamacare plan, private insurance, have catastrophic, indemnity, or even a Healthshare ministry non-insurance, Kristen helps you understand your choices, and what you may give up changing plans.
You’ll learn from Kristen:
  • What changed ACA Subsidies
  • The difference between bronze,silver, gold, and platinum government plans
  • Examples of when private or indemnity plans could make sense
  • How maternity, prescriptions, mental health, and other needs could be left out on certain kinds of plans, and who best benefits from that
  • Healthshare goods and risks
  • Why talking to a licensed broker matters more than EVER right now in 2025
If you’re confused about rising premiums, overwhelmed by rules, or unsure if you should switch, have a conversation with Kristen to make a roadmap to avoid costly mistakes.

👉 Like, subscribe, and share this episode to help someone avoid a financial disaster.

Kristen Gines - Medicare, Health and Life Broker and Advocate

kgines@legacyifs.com
Provo.becauseweprotect.com/kristengines
801-691-9767

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