In this episode Kolin talks about some things to think about for those in their 20s when it comes to financial planning. This includes:

• Cash flow management
• Insurance planning
• Debt payoff management
• Investing
• Investing in yourself

Disclaimer: Financial Footprints is not intended to provide personalized financial advice. The information shared on this podcast is for general educational and entertainment purposes only. While we aim to share helpful tips and insights, every individual’s financial situation is unique, and what works for one person may not be right for another. Always do your own research and consult with a qualified financial professional before making any major financial decisions. We’re here to share ideas and spark conversations—but when it comes to your money, make sure you get advice tailored to your specific circumstances.

In this episode Kolin talks about the difference between a financial planner and an investment manager. The reason for this episode is most people will decide it is time to partner with a financial advisor, however they may, unknowingly, partner with an investment manager when they are really looking for a financial planner. They are looking to get advice on all aspects of their financial life, yet they hire an investment manager who only focuses on the money they are managing. This can cause a negative experience with that person and financial advisors. This episode reinforces the importance of asking good questions in the interview process before you decide to work with a financial advisor.

Disclaimer: Financial Footprints is not intended to provide personalized financial advice. The information shared on this podcast is for general educational and entertainment purposes only. While we aim to share helpful tips and insights, every individual’s financial situation is unique, and what works for one person may not be right for another. Always do your own research and consult with a qualified financial professional before making any major financial decisions. We’re here to share ideas and spark conversations—but when it comes to your money, make sure you get advice tailored to your specific circumstances.

In this episode Kolin talks about the importance of understanding how different account types have different effects on taxes. Kolin shares the difference between pre tax, post tax and taxable accounts. How each of these account types offer different tax benefits and why it is important to have each of them. Also, Kolin shares a bonus account type that offers triple tax benefit. He explains how different account types will help with your tax diversity and how each play a crucial part in your financial planning.

2025 Capital Gains Rate Table: Click here!

Disclaimer: Financial Footprints is not intended to provide personalized financial advice. The information shared on this podcast is for general educational and entertainment purposes only. While we aim to share helpful tips and insights, every individual’s financial situation is unique, and what works for one person may not be right for another. Always do your own research and consult with a qualified financial professional before making any major financial decisions. We’re here to share ideas and spark conversations—but when it comes to your money, make sure you get advice tailored to your specific circumstances.