Fear of an Overcomer: How Faith, Resilience & Real Estate Changed Everything
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Ed and Terence sit down with Charlotte native Sharmaine Croutch — realtor, transformational speaker, author, and overcomer — for a conversation that goes far deeper than real estate. Sharmaine brings her full story to the table: a West Side Charlotte upbringing shaped by childhood trauma, a faith-rooted journey through adversity, and a calling to help others reach goals she once only dreamed of herself. She breaks down the current market, the mindset of today's buyers, and why her homebuyer education sessions feel more like life conferences than real estate workshops. Ed and Terence also check in on the first half of 2026 — rising credit card delinquency, market pressure, and the hard truth that no deal is real until it closes.