The Grand Cruiser build begins with a 2021 Toyota Land Cruiser, a clear mission, and a whole lot of planning. Eric Kearney walks through why this SUV was chosen, what parts are going into the build, and how the process connects back to smarter retirement planning.Want to rebuild cars in your retirement, but don't know how to start? Call Retirement Wealth Advisors today at 800-779-1942 or visit MyIncomePlan.com.On this episode of Farm Truck Financial, Eric introduces the 2021 Toyota Land Cruiser project and explains why it is becoming the “Grand Cruiser.” From overlanding goals and North Carolina property needs to off-road upgrades, wheels, tires, suspension, lighting, winch setup, skid plates, rock sliders, and more, this build is all about matching the vehicle to the mission.Eric also connects the project back to retirement planning: knowing your needs, preparing ahead of time, budgeting carefully, and avoiding the frustration that comes from procrastination.#farmtruckfinancial #toyotalandcruiser #overlanding #retirementplanning #GrandCruiser #landcruiser 00:00 Introducing the Grand Cruiser00:15 Why This Build Is Different01:21 Choosing the 2021 Toyota Land Cruiser02:08 Overlanding and Retirement Lifestyle03:03 The Cost of Procrastination03:33 Why the Bronco Was Not Enough04:47 What Is Your Mission?05:37 Planning the Right Vehicle06:58 Retirement Concerns Worth Planning For07:28 The Grand Cruiser Build Begins08:17 Preparing Parts Before the Project Starts09:15 Weight, Power, and Build Strategy09:50 Parts Going Into the Land Cruiser10:34 Powder Coating and Protection11:16 Come Up Winch Collaboration11:57 ICON Suspension and Custom Wheels12:55 Back Roads of Retirement13:00 Thanks for Riding AlongInvestment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Eric Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Erick Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and their affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.Retirement Wealth Advisors629 Cape Coral Parkway EastCape Coral, Florida, 33904.

Welcome back to Season 2 of Farm Truck Financial! Eric Kearney takes us inside the restoration of his rare 1972 GMC Jimmy and shows how planning, preparation, and the right team can make all the difference.Call us today for a farm fresh second opinion at 800-779-1942 or visit MyIncomePlan.com.In this episode of Farm Truck Financial, Eric Kearney steps away from traditional retirement talk and into the world of classic car restoration. He walks through the story behind his 1972 GMC Jimmy, why he chose this particular truck, how he planned the build, and why the process has more in common with retirement planning than most people realize.From choosing a desirable vehicle with long-term value to finding the right restoration shop, sourcing parts ahead of time, and setting clear goals, Eric explains how a successful restoration depends on strategy. The same is true when preparing for retirement. Whether you are restoring a classic truck or building a retirement income plan, waiting until problems appear can make the road much harder.You will see how preparation helped keep this GMC Jimmy build moving smoothly, why Eric wanted a truck he could actually drive, and how thoughtful planning helped turn a vision into a finished product. #RetirementPlanning #ClassicTruckRestoration #GMCJimmy #RetirementWealthAdvisors

00:00 Welcome Back to Farm Truck Financial00:30 Why This Episode Is About More Than Retirement01:09 The Story Behind the 1972 GMC Jimmy02:05 Why Planning Makes the Process Easier02:53 Choosing a Vehicle With Future Desirability04:00 Why This Arizona GMC Jimmy Was Worth It05:12 What Makes the 1972 GMC Jimmy Rare06:06 Procrastination Can Hurt Your Retirement06:48 The Strategy Behind a Successful Restoration07:23 Three Parts of Any Good Strategy08:00 Building a Truck You Can Actually Drive09:00 Finding the Right Restoration Shop10:04 Why Sourcing Parts Early Mattered11:13 Forecasting Problems Before They Happen11:51 Choosing Competent Professionals12:33 Planning Around Money, Lifestyle, and Retirement13:18 The Original Okra Paint Color14:10 Suspension, Power Steps, and Interior Upgrades15:11 The 383 Stroker Motor15:47 What This Build Teaches About Planning16:12 Thanks for Riding AlongInvestment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Eric Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Erick Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and their affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.Retirement Wealth Advisors629 Cape Coral Parkway EastCape Coral, Florida, 33904.

Market volatility isn’t the real threat to retirement—outdated thinking is. In this conversation, Eric Kearney and Joseph Lanza explain why buy-and-hold, the 4% rule, and “set it and forget it” strategies no longer fit today’s financial reality.Visit myincomeplan.com to download your free retirement income guide and start building a strategy designed for today’s market.Market volatility is often blamed for retirement stress, but the bigger problem is relying on strategies built for a very different financial world. In this episode of Farm Truck Financial, Eric Kearney, President of Retirement Wealth Advisors, sits down with Joseph Lanza to break down how today’s markets actually work—and how retirees should adapt.The market is constantly evolving, yet many investors are still using rules created decades ago. Buy-and-hold strategies, living only off interest, and rigid withdrawal rules often fail to account for inflation, taxes, healthcare costs, and longer retirements. This discussion explains why volatility is not something to fear, but something to understand and plan around.Eric and Joseph explain why active planning, proper diversification, and realistic expectations matter more than trying to time the market. They also discuss why retirement doesn’t mean the end of investing, and why growth is still essential for long-term income sustainability.If you’re approaching retirement—or already there—and want clarity instead of complexity, this episode will help you rethink how your portfolio should support your income, goals, and lifestyle.Visit myincomeplan.com to download your free retirement income guide and take the first step toward a more confident retirement plan.