Join hosts Zach Anderson Pettet and Micky Tesfaye as they sit down with Ali Niknam and Bianca Zwart, the Founder/CEO and Chief Strategy Officer of bunq, for an insightful conversation about building a revolutionary digital bank. Discover how bunq's unique merit-based culture and logical approach to problem-solving have created one of the most innovative fintech companies in Europe.

This episode dives deep into bunq's unconventional hiring practices, including their famous "Get Shit Done Day," how they've built a company culture focused on results rather than appearances, and why they believe logic is the foundation of their success. Learn how Bianca rose from customer support to Chief Strategy Officer, why Ali has never experienced imposter syndrome, and how their complementary leadership styles drive the company forward.

Whether you're interested in fintech innovation, building strong company cultures, or understanding what makes digital banking different, this candid conversation offers valuable insights into the minds behind one of the fastest-growing digital banks.

bunq: https://www.bunq.com/en-us/

Follow Ali: https://www.linkedin.com/in/ali-niknam-50253913/
Follow Bianca: https://www.linkedin.com/in/bianca-zwart/

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When the Money20/20 global content team gets together, you know it's going to be a good time nerding out about all things fintech.

In January 2025, they met to discuss their fintech predictions for the year, and now more than mid-way through the year, they are back to see what came true and what was way off.

Plus, they anticipate what's coming next, whether it's how fintechs will join forces and consolidate, the impact of the GENIUS Act on stablecoins, and how AI is reshaping financial decision-making.

And you can't miss the exclusive preview of the Money20/20 USA agenda, including conversations with industry titans like Bret Taylor (Sierra, OpenAI) and Robin Vince (BNY).

Hosted by:

• Zach Anderson Pettet, VP, Fintech Strategy
• Micky Tesfaye, Head of Audience Development
• Sheryl Chen, Head of Content
• Virginia Pereira Alvarez, Content Manager, USA
• Dhanum Nursigadoo, Content Manager, Europe

Get your pass to Money20/20 USA | Las Vegas | October 26-29 https://us.money2020.com/pass-picker

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On the latest episode of Everything is Fintech, recorded live at Money20/20 Europe, hosts Zach Anderson Pettet and Mickey Tesfaye sit down with David Sandstrom, the visionary CMO behind Klarna's distinctive brand identity.

Sandstrom reveals how Klarna deliberately broke away from traditional financial marketing, rejecting the "blue, boring, male, suited-up" aesthetic that dominates banking, to create something that resonates emotionally with consumers.

With refreshing honesty, he discusses the philosophy that beauty and aesthetics are fundamental to building consumer trust and loyalty, even in the seemingly mundane world of payments.

From Klarna's journey from Swedish startup to global financial powerhouse, to their strategic partnerships with Snoop Dogg and bold Super Bowl campaigns to establish American credibility, Sandstrom shares insights on how the company transformed the act of "splitting a payment in four" into a cultural phenomenon embraced by over 100 million users worldwide.

You don't want to miss this!

Klarna: https://www.klarna.com/us/
Follow David: https://www.linkedin.com/in/davidsandstrom

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On the latest episode of Everything is Fintech, we go truly global with a conversation with our VP, Fintech Strategy, Zach Anderson Pettet (US), Tim Moncrieff, VP, Global Head of Strategic Initiatives at Visa Direct (UK) and Swapnil Mhasde, Head of Commercialization & Solutions for Money Movement at Visa Direct (Singapore).

From the rapid rise of real-time payments (RTP) to the future of cross-border money movement and the innovation reshaping APAC and European markets, we uncover why payments have gone from "boring" to the hottest topic in fintech.

Learn more about how Visa is driving seamless, invisible payments, tackling regulatory shifts, and preparing for the next decade of innovation.

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Recorded in London, this episode brings together two of the most insightful voices in UK mortgage fintech, Jinesh Vohra, CEO & Founder of Sprive, and Andrei Lebed, CEO and Co-founder of Koodoo, for a roundtable discussion with Money20/20's VP, Fintech Strategy, Zach Anderson Pettet, and Head of EU Content, Ian Horne.

Jinesh shares the story behind Sprive, a mortgage overpayment app saving users millions in interest and shortening loan lifespans—without impacting daily lifestyles. He explains how Sprive’s "Shop with Sprive" feature incentivizes smarter spending while integrating with major UK brands.

Andrei unpacks how Koodoo powers mortgage comparison sites and builds embedded mortgage infrastructure for major lenders. He reveals why the unit economics of mortgage tech are so brutal, and how AI is helping to create scalable, compliant, customer-centric advice journeys.

Key Topics:
-The historic hurdles of mortgage-focused VC funding
-Why acquiring mortgage customers is painfully expensive
-How AI can pass mortgage adviser exams, and why that scared the market
-The problem with “credit risk” and the illusion of individual pricing
-Why long-term mortgage innovation is ripe for digital disruption

Sprive: https://sprive.com/

Follow Jinesh Vohra: https://www.linkedin.com/in/jinesh-vohra/

Koodoo: https://koodoo.io/

Follow Andrei Lebed: https://www.linkedin.com/in/andrei-lebed/

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In the lead-up to Money20/20 Asia, VP, Fintech Strategy, Zach Anderson Pettet, headed to Singapore to sit down with Namita Bhide, Founder/Managing Director of Denim Consulting and Ex-Banker, for a global take on how fintech is evolving across Asia. This episode of Everything is Fintech dives deep into the region’s unique innovation DNA—from digital identity and data equity to purpose-led product design.

Namita brings real-world insight on what it takes to drive financial inclusion, the human side of AI, and how humility in leadership leads to better innovation. Whether you're on the ground in Asia or watching from afar, this episode is your inside look at the trends shaping the future of fintech.

Topics Covered:

• Digital identity & inclusion at scale
• Southeast Asia & India’s fintech innovation model
• Designing with empathy and equity
• AI’s role in real-world impact
• What global fintech can learn from Asia

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In this episode of Everything is Fintech, Simon Taylor, Head of Strategy & Content at Sardine, joins Zach Anderson Pettet to break down some of the biggest trends shaping financial services today. They dive into the constant cycle of bundling and unbundling in fintech, exploring why companies are shifting strategies and what it means for the industry.

Learn more about:

• The evolution of core banking
• The critical role of AI in fraud prevention
• How stablecoins could reshape emerging markets
• What banks and fintechs need to do to stay ahead in an AI-powered future

Plus, don't miss insights on AML compliance, data-sharing challenges, and the increasing importance of real-time fraud detection in a rapidly digitizing financial ecosystem.

It's a sharp, no-BS take on what’s next in fintech that you don't want to miss!

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Four fintech experts, one cozy roundtable, and a spirited discussion on the state of our global financial landscape.

It's an episode of Everything is Fintech you can't miss! Money20/20 hosts, Zach Anderson Pettet, VP, Fintech Strategy, and Ian Horne, Head of Europe Content, meet up with Emma Napier, Consulting Director at NextWealth, and Mary Agbesanwa, White Label Business Development Director at Embark (part of Lloyds Banking Group) for a discussion on the evolving world of WealthTech.

New to WealthTech? Tune in to understand exactly what it is. Plus, hear how technology is reshaping investing, financial advice, and wealth management, making it more accessible and efficient for consumers.

Key topics include:

-The rise of AI-powered financial tools and their role in automating investing.
-The challenges traditional wealth management firms face in adapting to digital trends.
-How embedded finance and open banking are creating new opportunities in WealthTech.
-The growing influence of Gen Z investors and their demand for seamless, digital-first financial experiences.
-What the future holds for robo-advisors, digital wealth platforms, and financial inclusion.

Hosts:

Zach Anderson Pettet, VP, Fintech Strategy

Ian Horne, Head of Europe Content

https://www.money2020.com/

Guests:

Emma Napier, Consulting Director at NextWealth

https://nextwealth.co.uk/

Mary Agbesanwa, White Label Business Development Director at Embark (part of Lloyds Banking Group)

https://embarkgroup.co.uk/

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