In this episode, the hosts discuss the importance of health insurance.

Health insurance can be a huge topic to try and cover. There are so many plans, so many exclusions, and so much information. But don't worry. Nakiea and Keysha are here to help you understand insurance so that it doesn't become another thing on your plate to worry about.

In this episode, Nakiea and Keysha discuss the importance of health insurance and guide you through the essentials. Plus, they provide valuable tips for researching your options and selecting the right plan.

Tune in now to get the full picture of health insurance!

Conversation Highlights:

[00:00] - Intro — all things insurance

[00:31] - A quick rundown of insurance

[01:43] - Factors that affect your health insurance

[02:55] - What are your insurance options

[05:04] - Factors to consider when approaching health insurance

[06:26] - Changes in the Affordable Care Act

[07:54] - Importance of researching your insurance plans

[13:26] - Some common exclusions that you should consider

[14:22] - Essential health benefits that you get from your health insurance

[15:17] - Understanding deductibles in health insurance

[18:18] - Health insurance also covers mental health

[19:04] - Why you need to be careful who you choose as a doctor

NOTABLE QUOTES:

[02:30] - "The earlier you get insurance, the better for your pockets, the better on your health." - Keysha

[18:11] - "It's gonna be a lot cheaper to pay 20% of your healthcare costs every time you go to the doctor rather than a 100%." - Keysha

[18:20] - "Taking advantage of health insurance is definitely a form of self-care." - Keysha

RESOURCES:

Podcast Instagram: @21minutesorless

Nakiea’s Instagram: @missbutterfly21

Keysha's Instagram: @keyshamilana

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