Episode 6: Platinum Rank
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Welcome to the Platinum Rank of Ranks of Wealth: A Practical Path to Financial Freedom for Everyday People! 🌟
At this stage of your financial journey, the focus shifts from growth to fortification—protecting your wealth from setbacks and securing the lifestyle you’ve built. In this episode, we’ll explore:
Why shortcuts fail (with lessons from the Three Little Pigs) and how to build lasting financial security.
Practical cyber hygiene habits to safeguard your accounts and assets.
The importance of a Guardian Reservoir—emergency supplies that protect you from life’s “big bad wolves.”
Expanding your Fire Reservoir to cover six months of living expenses.
How to separate finances across banks, create a CD ladder, and manage risk.
A clear guide to tax brackets, retirement accounts, and asset allocation—so you can take command of your retirement portfolio.
Rethinking your biggest expenses, from vehicles to home ownership, to align with long-term wealth.
By completing Platinum, you’ll strengthen your defenses, secure your assets, and be prepared to ascend toward the Diamond Rank.