• Episode 20 - VA Benefits: Homebuying for Our Service Members

  • 2023/05/31
  • 再生時間: 1 時間 2 分
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Episode 20 - VA Benefits: Homebuying for Our Service Members

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  • Episode 20 (VA Benefits: Homebuying for Our Service Members):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we talk about the benefits afforded to our armed forces members and veterans through the VA loan program.    In this week's The Unreal, we talk about a recent home price appreciation outlook from a Zillow economist.   In The Spotlight we feature RockSalt Grille in Westminster! Seafood, steak, raw bar, and tavern - all rolled into one. If you have a picky eater in your group, they'll almost certainly find something they will enjoy at RockSalt Grille. They're on Instagram at @RockSaltGrille_, or call them at (410) 861-6400, or find them on the web at www.rocksaltgrille.com. Check them out!   Episode Highlights
    • Remembering those who serve, have served, or made the ultimate sacrifice - thank you for your service!
    • [00:04:20] THE RUNDOWN (Mortgages)
    • [00:09:00] THE RUNDOWN (Real Estate)
    • [00:14:04] THE SCOOP (VA Benefits: Homebuying for Our Service Members)
    • [00:16:09] Benefit #1 - down payment
    • [00:17:30] Benefit #2 - mortgage insurance
    • [00:19:51] Benefit #3 - interest rates
    • [00:22:08] Benefit #4 - credit requirements
    • [00:25:41] Benefit #5 - closing costs
    • [00:31:38] Benefit #6 - lifetime benefit
    • [00:34:40] Benefit #7 - prepayment penalty
    • [00:35:13] Benefit #8 - foreclosure avoidance
    • [00:36:06] Benefit #9 - VA appraisal
    • [00:38:41] Benefit #10 - acceptable income
    • [00:41:04] Benefit #11 - variety of loan types
    • [00:43:41] Benefit #12 - loan limits
    • [00:45:35] Benefit #13 - funding fees
    • [00:47:25] Benefit #14 - assumability
    • [00:52:00] THE UNREAL
    • Zillow economist's forecast for property values
    • [00:56:17] THE SPOTLIGHT
    • RockSalt Grille in Westminster!
    • [00:58:30] Final thoughts
    • Next episode - Preparing to Buy: Financial Planning for Homebuyers 

    Hosts

    Michael Becker, Sierra Pacific Mortgage
    NMLS #200085
    Michael.Becker@spmc.com
    (443) 310-0012 (m) / (410) 252-9000 (office)
    https://lo.sierrapacificmortgage.com/michael-becker 

    Brad Cox, The Vesta Group of Long & Foster Real Estate
    MD Lic #652795
    Brad@HomesByVesta.com
    (410) 375-7550 (m) / (410) 583-5700 (office)
    https://www.bradcox.realtor/ 

    Links

    Michael Becker, Sierra Pacific Mortgage
    Brad Cox, The Vesta Group of Long & Foster Real Estate
    @berealmdpod

    Zillow housing market prediction: https://archive.ph/2023.05.23-192316/https://fortune.com/2023/05/23/housing-market-home-price-prediction-by-zillow-2024-real-estate/#selection-479.118-479.164

    VA entitlement calculator: https://whatsmypayment.com/va-entitlement-calculator/

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あらすじ・解説

Episode 20 (VA Benefits: Homebuying for Our Service Members):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we talk about the benefits afforded to our armed forces members and veterans through the VA loan program.    In this week's The Unreal, we talk about a recent home price appreciation outlook from a Zillow economist.   In The Spotlight we feature RockSalt Grille in Westminster! Seafood, steak, raw bar, and tavern - all rolled into one. If you have a picky eater in your group, they'll almost certainly find something they will enjoy at RockSalt Grille. They're on Instagram at @RockSaltGrille_, or call them at (410) 861-6400, or find them on the web at www.rocksaltgrille.com. Check them out!   Episode Highlights
  • Remembering those who serve, have served, or made the ultimate sacrifice - thank you for your service!
  • [00:04:20] THE RUNDOWN (Mortgages)
  • [00:09:00] THE RUNDOWN (Real Estate)
  • [00:14:04] THE SCOOP (VA Benefits: Homebuying for Our Service Members)
  • [00:16:09] Benefit #1 - down payment
  • [00:17:30] Benefit #2 - mortgage insurance
  • [00:19:51] Benefit #3 - interest rates
  • [00:22:08] Benefit #4 - credit requirements
  • [00:25:41] Benefit #5 - closing costs
  • [00:31:38] Benefit #6 - lifetime benefit
  • [00:34:40] Benefit #7 - prepayment penalty
  • [00:35:13] Benefit #8 - foreclosure avoidance
  • [00:36:06] Benefit #9 - VA appraisal
  • [00:38:41] Benefit #10 - acceptable income
  • [00:41:04] Benefit #11 - variety of loan types
  • [00:43:41] Benefit #12 - loan limits
  • [00:45:35] Benefit #13 - funding fees
  • [00:47:25] Benefit #14 - assumability
  • [00:52:00] THE UNREAL
  • Zillow economist's forecast for property values
  • [00:56:17] THE SPOTLIGHT
  • RockSalt Grille in Westminster!
  • [00:58:30] Final thoughts
  • Next episode - Preparing to Buy: Financial Planning for Homebuyers 

Hosts

Michael Becker, Sierra Pacific Mortgage
NMLS #200085
Michael.Becker@spmc.com
(443) 310-0012 (m) / (410) 252-9000 (office)
https://lo.sierrapacificmortgage.com/michael-becker 

Brad Cox, The Vesta Group of Long & Foster Real Estate
MD Lic #652795
Brad@HomesByVesta.com
(410) 375-7550 (m) / (410) 583-5700 (office)
https://www.bradcox.realtor/ 

Links

Michael Becker, Sierra Pacific Mortgage
Brad Cox, The Vesta Group of Long & Foster Real Estate
@berealmdpod

Zillow housing market prediction: https://archive.ph/2023.05.23-192316/https://fortune.com/2023/05/23/housing-market-home-price-prediction-by-zillow-2024-real-estate/#selection-479.118-479.164

VA entitlement calculator: https://whatsmypayment.com/va-entitlement-calculator/

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